Banco Bilbao Vizcaya Argentaria, S.a. · BME:BBVA
Banco Bilbao Vizcaya Argentaria — Q2 2022 Earnings Presentation
19 slides from Banco Bilbao Vizcaya Argentaria's earnings presentation, Sep 1, 2022
Slide 1: Creating Opportunities
Creating Opportunities BBVA Group 2022
Slide 2: Disclaimer
BBVA Corporate presentation 2 Disclaimer This document is only provided for information purposes and does not constitute, nor should it be interpreted as, an offer to sell or exchange or acquire, or an invitation for offers to buy securities issued by any of the aforementioned companies. Any decisio
Slide 3: BBVA's Global Presence and Financial Highlights
— I ecennennnsnnnnininnninnininninininnininnninsnrnninsnnrnnnrnansnsnn ENR peRESpreteraton, 8 @ BBVA’s GLOBAL PRESENCE ||? FINANCIAL HIGHLIGHTS JUNE 2022 JUNE 2022 Net attributable profit 6M22 CET1FL 7 3,001 Me 12. 45. t 715,294 me : of opportunity Loans and advances to Deposits from iKe) en / custo
Slide 4: About BBVA: Our Purpose and Strategic Priorities
ABOUT BBVA BBVA Corporate presentation 4 OUR PURP To bring the age of opportunity to everyone STRA = Improving our clients’ Helping our clients transition financial health towards a sustainable future F Driving operational Reaching more Aonlenes clients The best and most eneacediteam a Data and Tech
Slide 5: A well-diversified footprint with leading franchises
ABOUT BBVA e @ Awell-diversified footprint with leading franchises BREAKDOWN BY BUSINESS AREA STRONG POSITION RANKING AND MARKET SHARE (%)2 TOTAL ASSETS! Rest of JUN 22 South Business | | SPAIN America 6% 9% f Turkey 8% { Hs} MEXICO Spain eae 58% 19% TURKEY GROSS INCOME! Ge Tu oMee Rest of Business
Slide 6: Financial strength: main highlights 2Q22
ABOUT BBVA e BBVA Corporate presentation 6 liv Financial strength: main highlights 2Q22 EXCELLENT CORE REVENUES EVOLUTION AND ACTIVITY GROWTH LEADING EFFICIENCY WITH POSITIVE JAWS STRONG OPERATING INCOME GROWTH SOLID UNDERLYING ASSET QUALITY TRENDS STRONG CAPITAL POSITION ABOVE OUR TARGET ALL-TIME H
Slide 7: Setting a new record in customer acquisition
BBVA Corporate presentation 7 ABOUT BBVA e _ & Setting anew record in customer acquisition NEW CUSTOMER ACQUISITION! (BBVA GROUP, MILLION; % ACQUISITION THROUGH DIGITAL CHANNELS) 53 3.6 34 e = CUSTOMER ENGAGEMENT (% OF NEW CUSTOMERS CONVERTED TO TARGET CUSTOMERS? IN 6 20 DIGITAL MONTHS) e 55% 72% |
Slide 8: Advancing in our clear commitment to sustainability
ABOUT BBVA BBVA Corporate presentation 8 e —_ @ Advancing in our clear commitment to sustainability SUSTAINABLE FINANCING (€ BILLION) 200" 14 cen Total financed FINANCED 12°" IN 2Q22 2018 2019 2020 2021 2022 2023 2024 2025 (1) According to the Dow Jones Sustainability Index 2021. Sharing #1 position
Slide 9: Creating Opportunities: 2022 Results
Creating Opportunities 2022 Results
Slide 10: 2Q22 Profit & Loss
2Q22 RESULTS - BBVA GR BBVA Corporate presentation 10 ° _ 2Q22 Profit & Loss Change Change 2Q22/2Q21 2Q22/1Q22 BBVA Group (€M) 2Q22 % constant % % constant % Net Interest Income 4,602 32.9 31.3 14.6 16.5 Net Fees and Commissions 1,409 21.1 19.2 12.4 13.4 Net Trading Income 516 3.0 2.6 9.3 -11.0 Othe
Slide 11: 6M22 Profit & Loss
2Q22 RESULTS - BBVA GR BBVA Corporate presentation 11 ° _ 6M22 Profit & Loss Change 6M22/6M21 BBVA Group (€M) 6M22 % constant % Net Interest Income 8,551 26.5 22.9 Net Fees and Commissions 2,650 17.8 14.5 Net Trading Income 1,095 5.5 1.0 Other Income & Expenses -787 ns. ns. Gross Income 11,509 15.8
Slide 12: 2Q22 Results — Business Units: Spain and Mexico
BBVA Corporate presentation 12 2Q22 RESULTS — BUSINESS UNITS €M6M22. Change in % vs.6M21 @ Spain WA MeXiCO constante OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 1,635 €m 1,010 €m 3,316 Em 1,821€m 6M22 vs.6M21 6M22 vs.6M21 Net Interest Income 1,763 +0.1% Net Inte
Slide 13: Business Areas: Turkey and South America
Business Areas €M 6M2z2. Change in % vs. 6M21 BM Turkey constant OPERATING INCOME NET ATTRIBUTABLE PROFIT 842 €m 62€m 6M22 vs. 6M21 Net Interest Income 1,163 nS. Net Fees and Commissions 295 nS. Operating Expenses -500 ns, Operating Income 842 ns, Impairment on Financial Assets 71 ns, Net Attributab
Slide 14: Corporate & Investment Banking
2Q22 RESULTS — BUSINESS UNITS Corporate & Investment Banking Constant €M 6M22. Change in % vs. 6M21 BUSINESS ACTIVITY LENDING 73 €DN 415.8% vs2001 CUSTOMER FUNDS A2 €bn +4.2% vs 2021 CLIENTS REVENUE 1,824 €m 90 % +17% Wholesale banking recurrent business! % of revenues given by our relations with cl
Slide 15: Annex
BBVA Creating Opportunities Annex
Slide 16: BBVA had significant growth since 1995
BBVA had significant growth since 1995 More than 160 years of history 1998 Patt Banco Continental (Peru) Probursa (México) Banco Ganadero (Colombia) Bancos Cremi and Oriente (Mexico) Banco Francés (Argentina) Banco Provincial (Venezuela) B.C. Argentino (Argentina) Poncebank (Puerto Rico) Banco Excel
Slide 17: BBVA's shareholders structure (Jun.22)
BBVA‘s shareholders structure (Jun.22) # BBVA shares: 6,387 MM INSTITUTIONAL 59.64% RETAIL 40.36% # Shareholders: 821,537 ANNEX BBVA Corporate presentation 17 Up to 500 334,912 40.8 62,899,496 1.0 501 to 5,000 380,195 46.3 676,839,209 10.6 5,001 to 10,000 57,109 7.0 402,543,605 63 10,001 to 50,000 4
Slide 18: Organization: Chair, Chief Executive Officer, Business Units
Chief Executive Of f c e r Chair Business Units Global Functions Transformation Strategy Legal and Control Corporate & Investment Banking Finance Engineering S t ra t e g y & M&A Legal Client Solutions Global Ris k Management Talent & Culture Communications General Secretariat Sustainability Data Se
Slide 19: BBVA
BBVA
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) — Q2 2022 Earnings Presentation on 6ix