Uniqa Insurance Group Ag · VIE:UQA
Uniqa Insurance — Investor Presentation (April 2026)
8 slides from Uniqa Insurance's investor presentation, Apr 22, 2026
Slide 1: UNIQA Insurance Group AG Solvency Capital Report 2025
UNIQA Insurance Group AG Solvency Capital Report 2025 April 22nd, 2026 Please note: regular audit on Solvency & Financial Condition Report ongoing
Slide 2: Executive Summary
Executive Summary Solvency Ratio Unrestricted Tier 1 Capital • Strong and stable capital position 275% 90% • Solvency ratio comfortably above internal minimum target level of 180% Part of risk profile covered • Quality of capital in own funds remains high S&P Rating by internal model 77% A 22.04.202
Slide 3: High Solvency and robust Capital Structure
Group Capital Requirement High Solvency and robust Capital Structure Solvency Ratio Solvency Ratio Framework Solvency Ratio Target Range 180%-230% Potential M&A 230% Macro Upcoming introduction of full internal model Optimal range uncertainties to reduce dependency on regulatory changes and support
Slide 4: Solvency Ratio
Group Capital Requirement Solvency Ratio 7,212 Solvency Position (EURm) 6,211 Own Funds • Eligible Own Funds increased by EUR 1,001m Capital Requirement mainly due to favourable market developments 2,626 2,350 • Solvency Capital Requirement increased by EUR 276m 264% 275% mainly due to market risk a
Slide 5: Details on SCR
Group Capital Requirement Details on SCR 5% 3% 14% Market SCR Non-Life Underwriting SCR Development (EURm) 2024 2025 Change by Risk Life Underwriting Module Counterparty Default Market Risk 2,026 2,191 165 20% Health Underwriting Life Underwriting Risk 508 559 51 58% Non-Life Underwriting Risk 670 7
Slide 6: Variation Analysis of Eligible Own Funds
Group Capital Requirement Variation Analysis of Eligible Own Funds • Strong operating capital generation across all business segments • Market impact highly positive due to favourable developments in equities (mostly STRABAG SE) and interest rates • Planned dividend payment of EUR 221m (72 cent per
Slide 7: Abbreviations & Glossary
Group Capital Requirement Abbreviations & Glossary AT UNIQA Business Units in Austria bps Basis Points CEE UNIQA Business Units in Central and Eastern Europe (i.e. Czech Republic, Hungary, Poland and Slovakia) EEM UNIQA Business Units in Eastern European Markets (i.e. Romania and Ukraine) M&A Merger
Slide 8: Disclaimer
Disclaimer This Presentation is being provided for information purposes to selected recipients only and does not constitute or form part of, and should not be construed as an offer or invitation or recommendation to, purchase or sell or subscribe for, or any solicitation of any offer to purchase or
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