United Overseas Bank Limited · SGX:U11

United Overseas Bank — Investor Presentation (April 2019)

13 slides from United Overseas Bank's investor presentation, Apr 18, 2019

  1. Slide 1: Corporate Connect Seminar UOB Group

    Corporate Connect Seminar UOB Group Riding on Southeast Asia’s Long-term Growth Potential 18 April 2019 Discla imer: Th is mater ial that follo ws is a prese ntat io n of genera l ba ckgrou nd informat ion ab out the Ba nk’s act ivities current at the date of the present at ion. It is informat ion g

  2. Slide 2: Proven Track Record of Execution

    Proven Track Record of Execution  UOB Group’s management has a proven track record in steering the Group through various global events and crises.  Stability of management team ensures consistent execution of strategies  Disciplined management style which underpins the Group’s overall resilience

  3. Slide 3: FY18 Financial Overview

    FY18 Financial Overview Net Profit After Tax (NPAT) Movement, FY18 vs FY17 (SGD m) 692 94 232 265 335 4 2 +18% 4,008 3,390 +13% +5% –20% +7% –46% –4% +0% FY17 net Net interest Net fee and Other non- Operating Total Share of Tax and FY18 net profit after income commission interest expenses 1 allowanc

  4. Slide 4: Higher Dividend for 2018

    Higher Dividend for 2018 20 20 20 50 45 35 35 50 35 35 35 2015 2016 2017 2018 Net dividend per ordinary share (¢) Interim Final Special UOB 80th Anniversary Payout amount (SGD m) 1,444 1,135 1,661 2,000 Payout ratio (%) 45 37 49 50 Payout ratio (excluding 35 37 39 42 special/one-off dividends) (%) N

  5. Slide 5: A Leading Singapore Bank; Established Franchise in Core Market Segments

    A Leading Singapore Bank; Established Franchise in Core Market Segments Group Retail Group Wholesale Banking Global Markets  Best Retail Bank in Singapore1  Best SME Banking1  Strong player in Singapore dollar treasury instruments  Strong player in credit cards and  Seamless access to regional

  6. Slide 6: Southeast Asia’s Immense Long-term Potential

    Southeast Asia’s Immense Long-term Potential Population GDP1 Trade2 FDI3 (Million persons) (USD trillion) (USD trillion) (USD billion) 749 6.6 4.5 328 643 567 2.6 2.8 115 1.6 1.4 84 2007 2017 2030 2007 2017 2030 2007 2017 2030 2007 2017 2030 • Third largest globally, • Fifth largest economic • Fourt

  7. Slide 7: Expanding Regional Banking Franchise

    Expanding Regional Banking Franchise Extensive Regional Footprint with c.500 Offices Profit Before Tax by Region (SGD m) MYANMAR GREATER CHINA 40% of 2 offices 28 offices1 Group profit before tax VIETNAM 39% of THAILAND 1 office Group profit 507 154 offices before tax PHILIPPINES 469 443 1 office 77

  8. Slide 8: Wholesale Banking: Tapping Intra-Regional Flows through Diversification

    Wholesale Banking: Tapping Intra- Regional Flows through Diversification Strong income & RoRWA1 growth… ... supported by diverse sources By geography By product By sector +11% +17% +15% +11% 3.9 2.2 2.4 3.5 1.9 2.1 1.7 1.8 FY17 FY18 FY17 FY18 FY17 FY18 FY17 FY18 GWB income (SGD b) Non-Singapore Non-

  9. Slide 9: Strategic Initiatives to Tap Intra-Regional Flows

    Strategic Initiatives to Tap Intra- Regional Flows 1 2 3 Strengthen Connectivity Sector Specialisation Products & Platforms Support and grow with Offer customised Building new our customers in the solutions capabilities region to our customers • Focused on tapping • Focused sector teams • New produc

  10. Slide 10: Retail Banking: Serving Rising Affluent via Our Extensive In-country Presence

    Retail Banking: Serving Rising Affluent via Our Extensive In-country Presence Gross Loans (Group Retail1): +4% YoY in FY18 Income3 (Group Retail1) +4% YoY in FY18 SGD b SGD b 104 108 3.8 4.0 3.5 98 FY16 FY17 FY18 FY16 FY177 FY18 High Affluent2 income: +10% YoY in FY18 Segment RoRWA4 +0.50%pt YoY in

  11. Slide 11: Leveraging Digitalisation and Partnerships to Grow and Deepen Customer Franchise

    Leveraging Digitalisation and Partnerships to Grow and Deepen Customer Franchise 1 2 3 Digital Bank Omni-Channel Experience Ecosystem Partnerships Targeting Mobile- Traditional and affluent Forging collaborations to First and Mobile- customers with universal widen distribution reach Only Generation

  12. Slide 12: Conclusion

    Conclusion Creating Sustainable Value across Our Franchise Strengthening Capitalising on Enablers to Balancing Regional Growth Support Growth with Drivers Business Stability Growth 12

  13. Slide 13: Thank You

    Thank You tt UOB RIGHT BY YOU

United Overseas Bank — Investor Presentation (April 2019) on 6ix