Regions Financial Corporation · NYSE:RF
Regions Financial — Merger or Acquisition (October 2006)
14 slides from Regions Financial's merger presentation, Oct 3, 2006
Slide 1: Regions Special Stockholders' Meeting
Regions Special Stockholders' Meeting October 3, 2006 Jackson W. Moore Chairman, Chief Executive Officer and President Regions Financial Corporation
Slide 2: Forward Looking Statement
FORWARD LOOKING STATEMENT This presentation contains forward-looking statements made pursuant to the safe-harbor provisions of the Private Securities Litigation Act of 1995. These include statements as to the benefits of the proposed merger between Regions Financial and AmSouth (the "Merger"), inclu
Slide 3: Additional Information
ADDITIONAL INFORMATION The proposed Merger has been submitted to Regions Financial's and AmSouth's stockholders for their consideration. Regions Financial has filed a registration statement, which includes a joint proxy statement/prospectus to be sent to each company's stockholders, and each of Regi
Slide 4: Regions' Journey
7 Stock Price Assets Regions' Journey $50 $100 $150 Adjusted Stock Price Total Assets ($ in billions) $200 Secor Bank, Federal Savings 12/31/93 First Commercial 7/31/98 Union Planters 7/1/04 AmSouth (Announced) 5/25/06 Morgan Keegan 3/30/01 First National Bancorp 3/1/96
Slide 5: Creating a Top Ten U.S. Bank Holding Company
Creating a Top Ten U.S. Bank Holding Company Market Capitalization $26 billion #8 Assets1 $142 billion #8 Loans, net of unearned income1 $93 billion #9 Deposits1 $96 billion #8 Branches 1,984 #7 ATMs 2,764 #7 Households 5 million Note: As of June 30, 2006 1 S-4 Form filed August 17, 2006 9 Rank
Slide 6: Significant Presence in Key MSAs
1. Birmingham-Hoover, AL 1 90 $ 6,340 2. Nashville, TN 1 102 6,102 3. Miami, FL 5 71 5,416 4. Tampa-St.Pete-Clearwater, FL 4 80 3,530 5. Memphis, TN-MS-AR 2 80 3,493 6. Mobile, AL 1 46 3,305 7. Saint Louis, MO-IL 4 78 3,251 8. Atlanta, GA 7 58 2,596 9. Montgomery, AL 1 32 2,207 10. Jackson, MS 2 45
Slide 7: Alabama
Regions/AmSouth will have the largest deposit market share in Alabama Approximately $20 billion in deposits Over 300 branches Regions/AmSouth will have top market share in Birmingham, Hunstville, Montgomery, and Mobile. AL North $4 billion Central $8 billion Southeast $3 billion Southwest $5 billion
Slide 8: Florida
Regions/AmSouth will have the 4th largest deposit market share for Florida Approximately $18 billion in deposits Over 400 branches Regions/AmSouth will have top ten deposit market share in 15 MSA's Southwest $2 billion North $4 billion West $4 billion Central $3 billion Southeast $5 billion FL Sourc
Slide 9: Tennessee
TN Regions/AmSouth will have the 2nd largest deposit market share in Tennessee Approximately $17 billion in deposits Over 350 branches Regions/AmSouth will have top three deposit market share in Nashville, Knoxville, Memphis, and Chattanooga West $5 billion Central $7 billion East $5 billion Tenness
Slide 10: Louisiana
Regions/AmSouth will have the 3rd largest deposit market share for Louisiana Approximately $6 billion in deposits Over 150 branches Regions/AmSouth will have the 4th largest deposit market share in both New Orleans and Baton Rouge LA Louisiana Presence Regions/AmSouth pro forma Northeast and Central
Slide 11: Mississippi
MS Regions/AmSouth will have the largest deposit market share for Mississippi Close to $6 billion in deposits Over 150 branches Regions/AmSouth will have the 2nd largest deposit market share in Jackson Mississippi Presence Regions/AmSouth pro forma Northeast $1 billion Southeast $1 billion Southwest
Slide 12: Georgia
GA Regions/AmSouth will have the 6th largest deposit market share for Georgia Close to $6 billion in deposits Over 150 branches Regions/AmSouth will have the 6th largest deposit market share in Atlanta, 2nd in Augusta, and 1st in Gainesville Georgia Presence Regions/AmSouth pro forma East $1 billion
Slide 13: Arkansas
AR Regions/AmSouth will have the largest deposit market share for Arkansas Approximately $4.5 billion in deposits Over 100 branches Regions/AmSouth will have the largest deposit market share in both Little Rock and Hot Springs, and 2nd largest in Texarkana and Jonesboro. Arkansas Presence Regions/Am
Slide 14: This Combination Creates...
This Combination Creates... Strategic growth opportunities Strong market density Excess capital High dividend yield Substantial cost saves First year cash accretion for both sets of shareholders 29
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