Mlp Se · XETR:MLP
Mlp — Baader Investment Conference 2025
25 slides from Mlp's conference presentation, Sep 22, 2025
Slide 1: Baader Investment Conference
Kurzpositionierung: „A leading financial advisory network for Private/family and corporate clients“ Mit Annika in Abstimmung zur Anpassung der Folie Baader Investment Conference Munich September 22, 2025
Slide 2: Legal Disclaimer
Legal Disclaimer This presentation, including any materials related to this presentation, do not constitute an offer or an invitation by, or on behalf of, MLP SE to subscribe for or purchase any securities of MLP SE. No party has been authorized by MLP SE to solicit indications of interest related t
Slide 3: Highlights MLP Group
Highlights MLP Group • Broad and strategically interlinked positioning of the MLP Group is taking effect and shows its future potential, supported by overall trends • MLP Group listed in SDAX – Attractive dividend policy, dividend payout for 2024: +20 % yoy • Record highs in key figures as a basis f
Slide 4: Agenda: MLP at a glance
Agenda Baader Investment Conference 1 | MLP AT A GLANCE 4
Slide 5: Diversified business model
Diversified business model Financial advisory network Wealth Using the opportunities Family & Creating sustainable, of digitalisation and Corporate additional value within artificial intelligence the Group Clients Property & Life & Casualty Health 1 | MLP AT A GLANCE 5
Slide 6: Strong growth in the Wealth competence field
Strong growth in the Wealth competence field Sales revenue breakdown into competence fields in € million, as of December 31, previous year‘s values in brackets Wealth 520 (408) +27 % Life & Health 298 (294) +1 % Wealth management 380 (308) +23 % Old-age provision 234 (234) +0 % Interest income 90 (6
Slide 7: Total revenue exceeds 1 billion euros for the first time
Total revenue exceeds 1 billion euros for the first time Total revenue of the MLP Group Recurring revenue inX€ million, as of December 31 Proportion of sales revenue, as of December 31 x 1,067 949 973 935 767 564 68 % of the sales revenue are recurring (€708 million) 2005 2020 2021 2022 2023 2024 *
Slide 8: Record levels in key figures
Record levels in key figures Assets under management* Non-life insurance premium volume in € billion, as of December 31 or June 30 in € million, as of December 31 or June 30 63.1 63.9 751 785 56.6 57.0 687 54.3 632 561 42.7 440 117 2.9 2005 2020 2021 2022 2023 2024 Q2 2025 2005 2020 2021*** 2022 202
Slide 9: EBIT significantly increased to €95 million
EBIT significantly increased to €95 million Income statement Balance sheet figures MLP Group (in € million) FY 2024 FY 2023 △ MLP Group December 31, 2024 Total revenue 1,066.7 973.5 +10 % Balance sheet total €4,152 million EBIT 95.0 70.7 +34 % Shareholders' equity €570 million Finance result 4.6 -1.
Slide 10: Attractive dividend policy & valuation
Attractive dividend policy & valuation Earnings per share (EPS) and dividend per share (DPS) in cents 63 57 47 Dividend policy: EPS planning 2028 44 40 Distribution of 36 23 30 30 30 50-70 % of net profit 90-95 cents 2020 2021 2022 2023 2024 Earnings per share (EPS) Dividend per share (DPS) Stable s
Slide 11: H1 2025: New record set for total revenue
H1 2025: New record set for total revenue Sales revenue breakdown into competence fields Income statement in € million, as of June 30, previous year‘s values in brackets MLP Group (in € million) 6M 2025 6M 2024 △ Total revenue 529.1 514.3 +3 % Wealth 244 (240) +2 % EBIT 42.7 48.7 -12 % 25 % Finance
Slide 12: Agenda: AI and corporate clients
Agenda Baader Investment Conference 2 | AI AND CORPORATE CLIENTS 12
Slide 13: AI increases client benefit and creates process efficiency
AI increases client benefit and creates process efficiency Development steps towards an AI service agent: Claims reported by clients Identification of queries and routing 1. enable precise classification and targeted distribution of client enquiries Identification of queries Initial example Smart FA
Slide 14: Expansion of corporate clients: Growing digital platform :pxtra
Expansion of corporate clients: Growing digital platform :pxtra for serving the corporate benefits market In times of shortage of Employer determines budget and Employee selects desired benefits Implementation via digital platform benefits package skilled specialists, corporate benefits MLP offers c
Slide 15: Expansion of corporate clients: New digital platform RVM SmartProtect
Expansion of corporate clients: New digital platform RVM SmartProtect for tapping into the SME market RVM Group Industrial insurance RVM SmartProtect Target group corporate clients: as a digital end-to-end platform Industrial clients Establishment of a virtual team of Addressing high- experts for ML
Slide 16: Agenda: Forecast 2025 and planning 2028
Agenda Baader Investment Conference 3 | FORECAST 2025 AND PLANNING 2028 16
Slide 17: Forecast 2025 confirmed
Forecast 2025 confirmed Sales revenue EBIT very positive: ++, positive: +, neutral: 0, negative: -, very negative: -- in € million, as of December 31 100-110 96.8 95.0 0 75.6 70.7 Wealth 59.4 + + Life & Health 2020 2021 2022 2023 2024 2025e Property & Forecast Casualty Forecast includes only a small
Slide 18: Planning 2028 reaffirmed – further significant growth
Planning 2028 reaffirmed – further significant growth Total revenue EBIT Assets under management Non-life insurance premium volume in € million, as of December 31 in € million, as of December 31 in € billion, as of December 31 in € million, as of December 31 1,300-1,400 140-150 75-81 1,000-1,100 1,0
Slide 19: Planning 2028 reaffirmed – growth in all competence fields
Planning 2028 reaffirmed – growth in all competence fields EBIT €140 – €150 million Total revenue €1.3 – 1.4 billion Planning + Digitalisation strategy 2028 + Cost efficiency + Unlocking potential in the corporate client business through the extensive MLP network Property + Expansion of non-life ins
Slide 20: Summary MLP Group
Summary MLP Group Stable business model with high percentage of recurring revenues and solid balance sheet structure Successful growth path and ambitious future plannings Overall trends support further growth ambitions Stable shareholder structure and attractive dividend policy 20
Slide 21: We are happy to answer any questions you may have
We are happy to answer any questions you may have Your contact Pascal Löcher Head of Investor Relations Phone +49 (0)6222 • 308 • 3559 E-mail pascal.loecher@mlp.de Simon Knaack Tobias Wolf Manager Investor Relations Manager Investor Relations Phone +49 (0)6222 • 308 • 2715 Phone +49 (0)6222 • 308 •
Slide 22: Appendix
Appendix 22
Slide 23: Massive potential among discerning family clients
Massive potential among discerning family clients MLP client base: Market segment: Lifelong support Significant need for advisory services 1 ∅ MLP academics: Graduates in the Age group fields of economics, law, engineering GAP IN PROVISION and medicine – average gross monthly <40 salaries based on w
Slide 24: Attracting additional mandates and corporate clients
Attracting additional mandates and corporate clients Property & Casualty | relevance for corporate clients in the non-life insurance1 Mandates New business brokered by MLP consultants in the group 6 times higher Life & Health | relevance for corporate clients Corporate in the occupational health ins
Slide 25: Growth in the market for institutional clients
Growth in the market for institutional clients Institutional Investors in Germany Alternative Investments worldwide The assets under management by institutional investors will grow annually until 20291 by around CAGR 4% The assets under management in alternative investments will grow annually until