Anz Group Holdings Limited · ASX:ANZ
Anz — H1 2003 Earnings Presentation
61 slides from Anz's earnings presentation, May 13, 2003
Slide 1: May 2003 Investor Presentation
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Slide 2: Delivering sustainable profit growth
Slide 3: ELUENT NHMRC HTM AN TMNT MIMMMU a
ELUENT NHMRC HTM AN TMNT MIMMMU a
Slide 4: A reasonable result
Slide 5: Loa thesia
Loa thesia a Ly a aces
Slide 6: Distinctive strategy and track record: 4 clear themes going forward
Slide 7: Leverage real capabilities to build sustainable strategic position
Slide 8: Mortgages
Mortgages
Slide 9: Grow value by creating a rich and diversified portfolio of specialised businesses
Slide 10: Applying the lessons from Grindlays - a distinctive Asian strategy is emerging
Slide 11: Aim to make ANZ one of the best managed and most efficient banks in the world
Slide 12: Fos
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Slide 13: aw TT
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Slide 14: Result driven by asset & deposit growth, non-interest income impacted by one offs
Slide 15: Higher interest income, driven by strong asset growth
Slide 16: Underlying non-interest income reasonable, but dominated by one-offs
Slide 17: Expenses well controlled, cost income ratio flat
Slide 18: Provisioning charge reflects conservative management
Slide 19: Dividend payout ratio likely to trend upwards
Slide 20: ci
ci
Slide 21: a a ie a
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Slide 22: A diversified portfolio performing well
Slide 23: Consumer Finance - challenges, but good underlying performance
Slide 24: Mortgages - well placed to benefit from shift to mortgage brokers
Slide 25: el AAA NTN
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Slide 26: Corporate and SME - well positioned for upswing in business lending
Slide 27: Personal banking - impacted by margin squeeze on deposits and fee changes
Slide 28: ...but strong account and deposit growth
Slide 29: JV performance - good insurance and expense performance, offset by FM
Slide 30: iti cc cc cr a NA as
iti cc cc cr a NA as
Slide 31: AACN
AACN
Slide 32: New non-accruals down 50% on March 2002
Slide 33: Arrears profile close to historical lows
Slide 34: Mortgages portfolio healthy
Slide 35: el AAA NTN
el AAA NTN
Slide 36: “aii:
“aii:
Slide 37: Outlook for second half
Slide 38: Delivering sustainable profit growth
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Slide 40: Slide 40
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Slide 42: Additional information on businesses & strategy
Slide 43: AACN
AACN
Slide 44: AM
AM
Slide 45: ey OO TT
ey OO TT
Slide 46: A selective asset writing strategy in Asia
Slide 47: TACUUE CHINN ART HMITMNT MN LMNAT UMMM:
TACUUE CHINN ART HMITMNT MN LMNAT UMMM:
Slide 48: Additional credit quality information
Slide 49: Mortgages - low representation in inner city Sydney and Melbourne
Slide 50: AACN
AACN
Slide 51: Risk grade profiles - Global energy portfolio
Slide 52: Deterioration in global electricity sector has stabilised
Slide 53: Group risk grade profile
Slide 54: HM A
a a HM A
Slide 55: Offshore SCCLs now in place
Slide 56: Top 10 exposures further reduced
Slide 57: Non-accrual loans continue to fall, reflecting overall health of portfolio
Slide 58: TN
TN
Slide 59: Industry exposures - Australia & NZ
Slide 60: Industry exposures - Australia & NZ
Slide 61: Industry exposures - Australia & NZ
Australia and New Zealand Banking Group Limited (ANZ) — H1 2003 Earnings Presentation on 6ix