Slide 1: Operating Net Income, which excludes Acquisition Related Charges
Operating Net Income, which excludes Acquisition Related Charges Q3 2015 compared to Q2 2015 56,00 sco 53,000 aes — 50,000 £7000 paca cco) i _ ass i 1.208 1,800 41,000 os) i = = (1,602) ~ 38,000 35,000 Q22015 Net Provision MortgageFees from BOLI Salaries OREO Taxes Q3 2015 Interest for Credit Bankin
Slide 2: Net Interest Margin
Net Interest Margii Q3 2015 compared to Q2 2015 2015 FIFC P&C FIFC Life Commercial Purchased Yield Decline Yield Decline Real Estate Loan Yield Decline Accretion
Slide 3: Non-Performing Assets: Q3 2015 compared to Q2 2015
'S(in thousands) 150,000 145,000 140,000 135,000 130,000 125,000 120,000 115,000 110,000 Non-Performing Assets: Q3 2015 compared to Q2 2015 Leena aed 118,865 Q2.2015 NPL Additions, Net_ OREO Acquired OREO, Other Q3 2015 Previously OREO Covered Disposals, Net by FDIC
Slide 4: Net Income and Operating Net Income
4B 41 Net Income and Operating Net Income 3.2014 42014 Qi 2015 22015 Q3 2015 OH Net Income HW operating Net Income
Slide 5: Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale
Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale 3.2014 42014 Qi 2015 Q22015 Q3 2015
Slide 6: Total Deposits
Total Deposits 18 g 17 "16 1s T T T T 3.2014 42014 Qi 2015 Q3 2015
Slide 7: Mortgage Loans Originated or Purchased to be Sold
Mortgage Loans Originated or Purchased to be Sold 1,300,000 1,200,000 1,100,000 1,000,000 S in 00's 900,000 800,000 32014 Qa 2014 Qi 2015 Q3 2015
Slide 8: Wintrust's key operating measures and growth rates for the third quarter of 2015
Wintrust’s key operating measures and growth rates for the third quarter of 2015 , as compared to the sequential and linked quarters, are shown in the table below: % or (5) basis point (bp)change from 2nd Quarter % or basis point (bp) change from 3rd Quarter Three Months Ended (Dollars in thousands)