Jm Financial Limited · NSE:JMFINANCIL
Jm Financial — Corporate Update (March 2024)
9 slides from Jm Financial's corporate update, Mar 10, 2024
Slide 1: Company Update – Exchange Filing Cover Letter
j JM FINANCIAL March 10, 2024 BSE Limited National Stock Exchange of India Limited Department of Corporate Services Exchange Plaza 1st Floor, New Trading Ring Plot No.C-1, G Block Rotunda Building, P J Towers Bandra-Kurla Complex Dalal Street, Fort, Bandra (East) Mumbai – 400 001 Mumbai – 400 051 Se
Slide 2: JM Financial Limited – Update
A Legacy of Excellence built with Integrity A Future of Pur1 pose led by Innovation e JM Financial Limited – Update ' JM FINANCIAL ES
Slide 3: Disclaimer/ Safe Harbor
Disclaimer/ Safe Harbor This presentation and the following discussion may contain certain words or phrases that are “forward looking statements” by JM Financial Limited (together with its subsidiaries and associates), referred to as (“JM Financial” or “JMFL” or “the Company”) that are not historica
Slide 4: JM Financial Group: Five Decades in Financial Services Business
JM Financial Group : Five Decades in Financial Services Business • Liquidity, Leverage and Capitalization – Liquidity : Group-wide liquidity of ~Rs. 4,764 crore (41% of Networth as of December 31, 2023) apart from short term loan assets ✓ – Low Leverage : Gross Debt / Equity : 1.5x and Net Debt / Eq
Slide 5: Liquidity Position as of March 7, 2024
Liquidity Position as of March 7, 2024 Break up of liquid assets • Strong liquidity position • Liquid assets can be realized 11% into cash at short notice 17% • Over and above liquid assets, the Group has diverse short term assets across businesses 5% 58% • Strong pre-payments expected 9% • Leverage
Slide 6: Borrowing Profile as of March 7, 2024
Borrowing Profile as of March 7, 2024 Break up of borrowing by instrument 1% Short Term 19% • No CP borrowing in JM 3% 13% 2% Financial Asset Reconstruction Company, JM Financial Credit 27% Solutions and JM Financial Home Loans Long Term 81% • Short term borrowing is primarily in JM Financial 54% Se
Slide 7: Strong Equity Capital in the business: Equity base has doubled over last 5 years
Strong Equity Capital in the business : Equity base has doubled over last 5 years Debt / Equity – Leverage 2.54 • Overall Group Networth has doubled over the last 5 years 1.94 due to strong profitability and 17,254 external capital raise 1.47 15,875 12,366 12,783 1.49 1.45 13,991 • Debt has increase
Slide 8: Annexure: ALM Statement as of March 7, 2024
Annexure ALM Statement as of March 7, 2024 6 ' JM FINANCIAL I 8 3
Slide 9: JM Financial Limited (Consolidated) – Adequate assets for all liabilities
JM Financial Limited (Consolidated) – Adequate assets for all liabilities Estimated Repayment of liabilities out of existing Cashflow (Rs. in Crore) Particulars March-24* Q1FY25 Q2FY25 Q3FY25 Q4FY25 Total Opening Liquidity (MFs, bank balance & FDs) 3,218 5,631 5,470 6,290 6,522 3,218 G-sec, SDLs and