Nations Trust Bank PLC · CSELK:NTB.N0000
Nations Trust Bank — Investor Forum 2015
18 slides from Nations Trust Bank's conference presentation, August 2015
Slide 1: Investor Forum August 2015
@ Nations TrustBank Investor Forum August 2015
Slide 2: Driven by Passion
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Slide 3: Nations Trust Bank: Our Reach and Competencies
Investor Forum @W Nations August 2015 TrustBank Nations Trust Bank Our Reach Our Competencies ye Sustainable and growing returns P< Se tne Ye Over 400,000 customers we Expertise in product across the geographies win yeti We help people eceeeeeeett ve eeeseset Ye = Astrong performance and businesses
Slide 4: A Journey of Accelerated Growth
Investor Forum ww Nations August 2015 TrustBank A Journey of Accelerated Growth Year 2010 onward......... ») ~* Established a strong credit cards franchise Loans Portfolio/PAT Branches/Employees Deposits — PAT — Branch Network — CASA ® Loans ™ Employees ™ Deposits SZERRRRERERRERSE SZERR2 RRR 82 88 2
Slide 5: Growth
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Slide 6: Strategic Goals
Investor Forum = August 2015 Nations TrustBank Strategic Goals Become the “Primary Bank” e to our customers Establish a Customer Lifecycle Proposition in each target customer segment that provides a lifetime customer experience, beyond market expectations ) Lean management as a core competency e Est
Slide 7: Consolidating our Position in 2015
Make a life cycle product offering and strengthen customer acquisition strategy the network | tor Fi = A cane om isan Consolidating our Position in 2015 Business Operational Branches Pillars Processes & Risk Controls + Having + Building the + Gearing for + Focus on expanded we customer the larger op
Slide 8: Forum
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Slide 9: The first months: macro environment
Investor Forum August 2015 The first 6 months...... macro environment x Credit + Banking Sector Credit growth picked up during first four months of 2015 © Banking sector credit recorded a growth of 5.2% during the first 4 months of 2015 compared to a contraction of 1.3% in the corresponding year * M
Slide 10: August 2015
Investor Forum — August 2015 Dad Nations TrustBank
Slide 11: Financial Highlights
Investor Forum @W Nations August 2015 TrustBank Financial Highlights ProfitandLoss 1H2014 1H2015 Change KPIs 1H 2015 Change over = previo Revenue 6,165 10% sia Non Fund Based FOE eee Operating Expenses 3,041 3,194 5% 11
Slide 12: Net Interest Income
Investor Forum @W Nations ‘August 2015 TrustBank Net Interest Income Positive impact from volumes on net interest income growth NIM Movement Impact Assets Liabilities Total (Rs.Mn) Impact Nield (1,462) 1,344 (118), a 7. To ” = 2 R R R ® Bank @ Industry Note: Industry NIM 2015 is for 192015 % NIMs ha
Slide 13: Non-Fund Base Income
Investor Forum @W Nations August 2015 TrustBank Non-Fund Base Income Unfavourable impact arising from M2M of FIS portfolio, fees recorded a growth of 17% % Higher M2M losses were recorded for the current period on the FIS portfolio % Cards and other income mainly comprising of fees, transactional ac
Slide 14: Operating Expenses
Investor Forum @W Nations August 2015 TrustBank Operating Expenses Operating expenses growth well managed at 5% despite increased depreciation on core-banking upgrade % Increase in depreciation by 39% due to core banking upgrade % Increase in other overheads by 11% mainly due to expenses related to
Slide 15: Impairment
Investor Forum @W Nations August 2015 TrustBank Impairment Excluding the one off charge impairment recorded a drop over previous period due to reversals in pawning portfolio % Aone off charge of LKR 365Mn provided under SME portfolio, booked in 1Q for specific facilities. A 21% drop excluding the on
Slide 16: Foru
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Slide 17: Future Direction
Investor Forum @ Nations ‘August 2015 TrustBank Future Direction e Positive macro outlook ® Challenges/ opportunities arising e from a low interest Fast changing fate regime banking landscape Fe Quest for talent - retention 17
Slide 18: Thank You
Investor Forum @W Nations August 2015 : TrustBank Thank You