Cf Bankshares Inc. · NASDAQ:CFBK
Cf Bankshares — Shareholder Meeting (June 2022)
8 slides from Cf Bankshares's shareholder meeting presentation, Jun 1, 2022
Slide 1: CF Bankshares Inc. Annual Stockholders Meeting
CF Bankshares Inc. Annual Stockholders Meeting Wednesday June 1, 2022 Columbus Cleveland Cincinnati Indianapolis CFBANK
Slide 2: Forward Looking Statements
Forward Looking Statements Comments made in this presentation include “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 and are made in good faith by us. Forward-Looking statements include but are not limited to:(1)projections of revenues, income
Slide 3: 1st Quarter 2022 Highlights
1st Quarter 2022 Highlights Net income of $4.5 million and Earnings Per Share of $0.69.ROA of 1.24%; ROE of 14.32%.Book Value per common share increased to $19.70.During the quarter, Loans grew by $67 million(5.5%). Improved Efficiency Ratio of 53.10%for Q1 2022 reflects ongoing operating efficienci
Slide 4: Strong Loan Growth & Credit Quality
Strong Loan Growth & Credit Quality. Strong loan growth while maintaining Pristine Credit Quality. Annualized Loan CAGR of 31% from 12/31/2017 –3/31/2022. During 2021, replaced $450 million of HFS loans and $13 1 million of PPP loans. $413 $558 $670 $912 $1,230 $1,297 $300 $500 $700 $900 $1,100 $1,3
Slide 5: Sustainable Growth & Franchise Value
Sustainable Growth & Franchise Value Sustainable Growth: Building franchise value as proven by our 5-year Tangible Book Value CAGR of 16%.Added Indianapolis as our 4th Major Metro Market. Positioned in solid growth markets. Expect to benefit from Intel’s business investment in Columbus metro ($20 bi
Slide 6: Sustainable Growth & Franchise Value
Sustainable Growth & Franchise Value Our commercial focused banking business model, which makes us easy to do business with, resonated with business owners and entrepreneurs. Proven track record of accomplishing quality growth while maintaining Strong Credit Quality. Since 2017, CAGR in Loans was 31
Slide 7: Key Strategic & Business Focus
Key Strategic & Business Focus Size and Scale to $2 Billion (near term objective).Leaning into our Core Competency –Commercial Banking. Strategic Intent –Commercial Banking is a 10 PE business vs. Mortgage historically being 2-5 PE. Non-interest income opportunities: SWAP Fees. SBA –expect expanding
Slide 8: CF Bankshares / CFBank
CF BANKSHARES / CFBANK Uniquely positioned to scale and expand market share in our 4 major Metro Markets. Potential for significant Regional Market presence in all 4 Metro Markets. Full Service Commercial Bank, with a successful track record of competing vs. Regional Banks. Strong Credit Quality wit