First Internet Bancorp · NASDAQ:INBK

First Internet Bancorp — Shareholder Meeting (May 2017)

23 slides from First Internet Bancorp's shareholder meeting presentation, May 15, 2017

  1. Slide 1: Annual Meeting of Shareholders May 15, 2017

    Annual Meeting of Shareholders May 15, 2017 Exhibit 99.1

  2. Slide 2: Proposals

    PROPOSALS 2

  3. Slide 3: Election of Directors Proposal 1

    Election of Directors Proposal 1 3

  4. Slide 4: Advisory Vote to Approve Executive Compensation Proposal

    Advisory Vote to Approve Executive Compensation Proposal 2 4

  5. Slide 5: Ratification of Appointment of Independent Registered Public Accounting Firm Proposal 3

    Ratification of Appointment of Independent Registered Public Accounting Firm Proposal 3 5

  6. Slide 6: Voting

    VOTING 6

  7. Slide 7: First Internet

    First INTERNET 1 Company Update May 15, 2017

  8. Slide 8: Forward-looking statements

    This presentation may contain forward-looking statements with respect to the financial condition, results of operations, plans, objectives, future performance or business of the Company. Forward-looking statements are generally identifiable by the use of words such as “believe,” “expect,” “anticipat

  9. Slide 9: Who We Are

    Who We Are  First Internet Bank launched in 1999  First state-chartered, FDIC-insured Internet bank  Industry pioneer in branchless delivery of consumer and commercial banking services  Headquartered in Fishers, IN with a loan production office in Phoenix, AZ  Experienced management team 9

  10. Slide 10: 2016 in Review

    2016 in Review  Strong loan growth  Revenue growth  Positive operating leverage  Disciplined risk management 10

  11. Slide 11: 2016 in Review: Revenue

    2016 in Review  Strong loan growth  Revenue growth  Positive operating leverage  Disciplined risk management $53.8 million Revenue in 2016 32% Increase over prior year 11

  12. Slide 12: 2016 in Review: Pre-provision, pre-tax income

    2016 in Review  Strong loan growth  Revenue growth  Positive operating leverage  Disciplined risk management $22.3 million 1 Pre-provision, pre-tax income 43% Increase over prior year 12 1 Non-GAAP financial measure; reconciled as follows: full year 2016 net income of $12.1 million plus full yea

  13. Slide 13: 2016 in Review: Net charge-offs

    2016 in Review  Strong loan growth  Revenue growth  Positive operating leverage  Disciplined risk management 15 bps Net charge-offs / average loans 46 bps (U.S. Commercial Banks1) 1 Source: SNL Financial 13

  14. Slide 14: First Look: Focused on the Future

    FIRST LOOK Focused on the Future 14

  15. Slide 15: Driving to $3 Billion in Total Assets

    Driving to $3 Billion in Total Assets 15

  16. Slide 16: With Growth, Expanded Net Interest Income

    With Growth, Expanded Net Interest Income YOY Growth 1Q17 v 1Q16 16 38% Loans 25% Net Interest Income

  17. Slide 17: With Growth, Improved Economies of Scale

    With Growth, Improved Economies of Scale $9.4M 1Q16 $10.3M 1Q17 2.08% 1Q16 1.85% 1Q17 17

  18. Slide 18: With Growth, Created Shareholder Value

    With Growth, Created Shareholder Value 1 Year 2 Year 5 Year NASDAQ Composite Index 7.5% 13.7% 106.6% SNL Micro Cap US Bank Index 20.7% 31.7% 130.3% INBK 11.5% 91.2% 413.4% 18  Increased liquidity  Increased visibility in investment community  Upgraded listing (NASDAQ Global Select Market)

  19. Slide 19: Our Growth: Organic

    Our Growth: Organic  Five-year balance sheet growth rates far exceed median rates for similar institutions 19 Source: Company data and SNL Financial; financial data as March 31, 2017; peer data represents median value of component companies. SNL Micro Cap US Banks represent publicly traded micro ca

  20. Slide 20: Components of a Diversified Growth Engine

    Components of a Diversified Growth Engine Contribution to Total 1Q16 Loan Growth of $87 Million Contribution to Total 1Q17 Loan Growth of $182 Million 2017: Balanced Growth – Reduced CRE Concentration – High Credit Quality 20

  21. Slide 21: Growth Opportunities under Consideration

    Growth Opportunities under Consideration  Marketplace lending  Healthcare or other industry-focused lending  Asset-based lending  Specialty finance (equipment, franchise, lender, trade)  SBA lending  Other niche consumer lending 21

  22. Slide 22: Execution

    Execution 1 Assumes average tangible common equity/tangible assets of 7.50%. 22

  23. Slide 23: Investor Relations

    Investor Relations www.firstinternetbancorp.com investors@firstib.com NASDAQ: INBK 23

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