PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — Q1 2018 Earnings Presentation
22 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, 2018
Slide 1: Maybank Indonesia Financial Results 1Q 2018
Humanising Financial Services Maybank Indonesia Financial Results 1Q 2018 ended 31 March 2018 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Summary of 1Q 2018 Results 3 Financial Performance 5 Maybank Indonesia in Brief 16
Slide 3: Summary of 1Q 2018 Results
Summary of 1Q 2018 Results All numbers are based on Consolidated Financial Statements which are in accordance with accounting classification unless otherwise stated. The classifications differ from published results which are in accordance with Bank Indonesia’s classification.
Slide 4: Summary of 1Q 2018 Results
Summary of 1Q 2018 Results 1 • PATAMI decreased 5.5% (YoY) to Rp463 billion mainly due to FX losses • NII largely flat due to continued pressure in loan yields Earnings • Provision expenses improved significantly, decreasing by 26.5% (YoY) • Subsidiaries continued to record improvement; WOM‘s and Ma
Slide 5: Financial Performance
Financial Performance
Slide 6: Balance Sheet
Balance Sheet Financial Position - Consolidated Mar-18 Dec-17 Mar-17 QoQ YoY Rp Billion a b c (a/b)-1 (a/c)-1 Loans 122,518 125,436 119,872 -2.3% 2.2% Other Earning Assets 33,932 29,091 27,173 16.6% 24.9% Other Assets 19,325 18,727 17,844 3.2% 8.3% Total Assets 175,775 173,253 164,889 1.5% 6.6% Depo
Slide 7: Income Statement
Income Statement Income Statement - Consolidated 1Q 2018 4Q 2017 1Q 2017 QoQ YoY Rp Billion a b c (a/b)-1 (a/c)-1 Interest Income 3,602 3,720 3,687 -3.2% -2.3% Interest Expense (1,711) (1,745) (1,787) -1.9% -4.2% Net Interest Income 1,890 1,975 1,900 -4.3% -0.5% Non Interest Income 528 588 567 -10.2
Slide 8: Financial Ratios
Financial Ratios Key Operating Ratio Mar-18 Dec-17 Mar-17 Key Operating Ratio Mar-18 Dec-17 Mar-17 Consolidated a b c (a-c) Bank Only a b c (a-c) Profitability Profitability Return On Assets 1.46% 1.48% 1.59% -0.14% Return On Assets 1.17% 1.23% 1.37% -0.20% Return On Equities (Tier 1) 9.60% 9.91% 11
Slide 9: Loans
Loans Moderate loans growth of 2.2% (YoY) LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion Mar-18 Dec-17 Mar-17 YoY QoQ Global Banking 27.6 30.2 26.0 6.2% -8.4% CFS 94.9 95.3 93.8 1.1% -0.4% CFS Non-Retail 52.1 52.6 50.5 3.2% -1.0% Δ YoY : 2.2% Business Banking 29.9 30.9 29.3 2.0%
Slide 10: Asset Quality
Asset Quality Focus on asset quality improvement Asset Quality – Maybank Indonesia Asset Quality – Maybank Indonesia Impaired Loans (consolidated) NPL (consolidated) 3.70% 3.87% 4.03% 4.06% 3.56% 3.63% 3.02% 3.32% 3.57% 2.81% 2.77% 2.38% 2.40% 2.39% 2.26% 2.52% 2.25% 2.10% 1.72% 1.85% Mar-17 Jun-17
Slide 11: Customer Deposits
Customer Deposits Focus on CASA accumulation Deposits from Customers by Business Segment 16% 20% Current Account Mar-17 21% Saving Account Mar-18 63% Time Deposit 60% 20% Deposits from Customers by Type 24% 23% Global Banking Mar-17 Mar-18 CFS 76% 77% Rp Trillion Mar-18 Dec-17 Mar-17 YoY QoQ Current
Slide 12: Sound Capital Position
Sound Capital Position 17.59% 17.53% 17.63% 16.94% 16.89% 128,014 130,247 128,136 128,976 129,267 21,680 22,001 22,545 22,615 22,786 Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Risk Weighted Assets (Rp Billion) Total Capital (Rp Billion) CAR Capital Ratios Mar-18 Dec-17 Sep-17 Jun-17 Mar-17 YoY QoQ Tier I 14
Slide 13: Shariah Banking
Shariah Banking Continues positive performance in first quarter of 2018 Shariah First strategy continues to deliver strong results Assets increased by 25.7% (YoY) to Rp27.1 trillion, contributing 15.4% of the Bank’s consolidated total assets Financing increased by 41.6% (YoY) to Rp20.2 trillion
Slide 14: Maybank Finance Operations
Maybank Finance Operations Asset quality monitoring remains imperative Revenue and Profit Before Tax Financing IDR billion IDR billion 18.6% 11.0% 7,520 6,341 9.3% Mar-17 Mar-18 Asset Quality Unit Financing (unit) 11,601 11,663 10,491 10,578 0.41% 0.39% 0.36% 0.38% 0.26% 0.33% 0.32% 0.30% 0.31
Slide 15: WOM Finance Operations
WOM Finance Operations All-round improvement Revenue and Profit Before Tax Financing IDR billion IDR billion 23.2% 626 35.9% 508 7,639 5,623 102.5% 73 36 Mar-17 Mar-18 Mar-17 Mar-18 Revenue Profit Before Tax Asset Quality Unit Financing (‘000 unit) 127 91 2.96% 2.84% 2.60% 61 58 2.17% 2.17% 44
Slide 16: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 17: Company Ratings and Shareholdings
Company Ratings and Shareholdings Company Rating Shareholders PUBLIC National Long-Term Rating AAA(idn); Outlook Stable National Short-Term Rating F1+(idn) 78.98% 21.02% Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F3 Viability Rating bb Support Rating 2 Senior
Slide 18: Board of Commissioners
Board of Commissioners Spencer Lee Tien Chye Edwin Gerungan Commissioner Commissioner Datuk Abdul Farid bin Alias President Commissioner Budhi Dyah Sitawati Achjar Iljas Hendar Independent Commissioner Independent Commissioner Independent Commissioner Page 18
Slide 19: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Dhien Tjahajani *) Director Director Director Taswin Zakaria President Director Eri Budiono Irvandi Ferizal Effendi Director Director Director *) Resignation approved at the AGMS on 6 April 2018 and will be effective on 25 June 2018 Page 19
Slide 20: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia CFS Non Retail CFS Retail MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management MIF = Maybank Finance (subsidiary of Maybank Indonesia) MSI = Maybank Syariah Indonesia WOMF = Wahana Ottomitra Multiartha (Subsidiary of
Slide 21: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA NK ! respect. . We make humanising y ‘= . - f financial services more than * just a promise but the way we do business. e Thank You Maybank
Slide 22: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA TBK Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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