Fifth Third Bancorp · NASDAQ:FITB
Fifth Third Bancorp — Shareholder Meeting (April 2016)
16 slides from Fifth Third Bancorp's shareholder meeting presentation, Apr 19, 2016
Slide 1: Annual Meeting of Shareholders
Exhibit 99.1 Annual Meeting of Shareholders April 19, 2016 Please refer to earnings release dated January 21, 2016 and 10-K dated February 25, 2016 for further information, including full results reported on a U.S. GAAP basis. © Fifth Third Bank | All Rights Reserved
Slide 2: 2015 performance at a glance
2015 performance at a glance 1 Diluted earnings per share Total payout ratio $2.02 $2.01 76% 77% 74% $1.66 $1.66 63% $1.18 24% 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 Book value per share $17.35 $18.48 — Strong earnings growth partly $15.10 $15.85 driven by Vantiv gains $13.92 — Consistent
Slide 3: Strong capital return to shareholders
Strong capital return to shareholders ~$1.3 billion in capital returned to 2015 total payout yield (regional peers) common shareholders 10% $1,300 $1,200 9% $1,100 8% $1,000 7% $900 $850MM common 6% $800 stock repurchases 5% $700 $600 4% $500 3% $400 2% $300 1% $200 $417MM common dividends declared
Slide 4: Performance track-record: Total Shareholder Return
Performance track-record Total Shareholder Return Fifth Third (FITB) vs. KBW Regional Bank Index (BKX) 5 years 2010-2015 80% 60% FITB 40% 55.0% BKX 20% 54.7% 0% (20%) (40%) 12/10 4/11 8/11 12/11 4/12 8/12 12/12 4/13 8/13 12/13 4/14 8/14 12/14 4/15 8/15 12/15 Source: Bloomberg; refer to 10-K dated Fe
Slide 5: We have reduced our risk exposure…
We have reduced our risk exposure… EOP Portfolio Loan Balances Funding Mix 3% 3% 12% 12% 9% Fourth Quarter 2007 Fourth Quarter 2015 15% 14% 13% 5% 12% 11% 14% 22% 19% 50% 67% 35% 83% 4Q07 4Q15 C&I + Commercial Lease Commercial Real Estate Core Deposits Short-term Borrowing Long-term Borrowing Resi M
Slide 6: …While strengthening our balance sheet
…While strengthening our balance sheet 1 Tier 1 common ratio / 4 Common Equity Tier 1 Ratio Nonperforming asset ratio 2 (Basel III) 10.5% 3 2.23% 1.49% 1.10% 0.82% 9.5% 9.7% 9.8% 0.70% 9.4% 9.5% 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 ALLL / NPLs 2 252% • Strong Common Equity Tier 1 228% 2
Slide 7: Commercial Bank
Commercial Bank Current Market Trends • Intense competition from banks and non-banks is driving the need to develop expertise in targeted industries • Commercial customers expect highly customized advice and end-to-end, industry- specific solutions • Accelerating technological innovation is driving
Slide 8: Retail Bank
Retail Bank Current Market Trends • Digital channels are integral to how people shop for, apply for, and use financial services; 80%+ of Fifth Third customers have used multiple channels in the last six months • Digital channel experiences are generally higher rated than traditional service channels
Slide 9: Payments & Commerce Solutions
Payments & Commerce Solutions Current Market Trends • Continued shift away from cash & paper checks to electronic payments – Commercial customers expect additional insights into their businesses to help drive revenue growth and efficiencies • Non-bank competitors are evolving quickly to try to displ
Slide 10: Investing in our Community
Investing in our Community • Fifth Third contributed more than $7.8 • Directing donations toward cancer million in employee and corporate gifts research with purchases made using across our footprint. Fifth Third SU2C debit or credit card • More than $6 million raised to date Veterans Assistance • J
Slide 11: Investing in our Community
Investing in our Community In February 2016, we announced a $27.5 billion Community Commitment, including: • $20 billion in mortgage credit, small business loans & investments • $7.5 billion in community development loans and other investments • $77 million of related investments such as down paymen
Slide 12: Accolades
Accolades Recognized as “Best Brand in Small 2015 Gallup Great Workplace Award Business Banking” by Greenwich rd for the 3 time Associates Green Business Award Honoree 2015 Disability Matters honoree, March 2015 presented by Springboard Consulting LLC for the rd 3 consecutive year Significant nation
Slide 13: Fifth Third priorities
Fifth Third priorities Strong performance through various business cycles Improving operating efficiency and effectiveness Investing prudently to drive shareholder value 13 © Fifth Third Bank | All Rights Reserved
Slide 14: © Fifth Third Bank | All Rights Reserved
© Fifth Third Bank | All Rights Reserved
Slide 15: Cautionary statement
Cautionary statement This release contains statements that we believe are “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 p
Slide 16: Regulation G Non-GAAP reconciliation
Regulation G Non-GAAP reconciliation Fifth Third Bancorp and Subsidiaries Regulation G Non-GAAP Reconcilation $ and shares in millions (unaudited) For the Year Ended 2015 2014 2013 2012 2011 Total Bancorp shareholders' equity (U.S. GAAP) N/A $15,626 $14,589 $13,716 $13,201 Goodwill and certain other
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