CIB Marine Bancshares, Inc. · OTC:CIBH
CIB Marine Bancshares — Presentation (February 2006)
19 slides from CIB Marine Bancshares's investor presentation, Feb 23, 2006
Slide 1: Shareholder Informational Meeting February 23, 2006
Shareholder Informational Meeting February 23, 2006
Slide 2: Introduction
Introduction W. Scott Blake, Chairman of the Board
Slide 3: President and CEO Presentation
Stanley J. Calderon, President and CEO Presentation
Slide 4: Forward-Looking Statements
Forward-Looking Statements Statements contained in this presentation that are not based on current or historical fact are forward-looking in nature. Actual results could differ materially from those indicated by such statements. For information about factors that could affect actual results, please
Slide 5: Progress Made In Managing the Challenges
Progress Made In Managing the Challenges Identify the problems ? Improve risk management and credit approval ? Cooperate with regulators? Ensure compliance with regulatory orders ? Independent review ? Complete the audit ? Recapitalize the Company ? Strategic focus on core business of community bank
Slide 6: Status of CIB Marine Bancshares SEC Filings / Audited Financial Statements
Status of CIB Marine Bancshares, Inc. SEC Filings / Audited Financial Statements 2003 Form 10-K (filed on October 31, 2005) 2004 Form 10-K and 10-Q filings (second quarter 2006) 2005 Form 10-K and 10-Q filings (third quarter 2006) 2006 Form 10-Q filings (fourth quarter 2006) 2006 Form 10-K (March 31
Slide 7: Challenges for 2006
Challenges for 2006 Return to Profitability Right-size company, reduce overhead Improve net interest margin Grow loans outstanding / maintain credit quality Charter consolidation Litigation Regulatory Matters SEC Filings C&D at Central Illinois Bank Written Agreements (Citrus Bank, CIB Marine Bancsh
Slide 8: Subsidiary Bank Management
Central Illinois Bank: Joseph T. Henderson Marine Bank, Wisconsin: Stanley J. Calderon (interim)(1) Marine Bank, Scottsdale: Jerry L. Schwallier CIB Bank, Indiana: J. Brian Chaffin Citrus Bank: G. Richard Nisbeth (1) Subject to regulatory approval. Subsidiary Bank Management:
Slide 9: CIB Marine Management
CIB Marine Management: President and Chief Executive Officer: Stanley J. Calderon Chief Financial Officer: Steven T. Klitzing SVP (Audit, Compliance, Investments, Risk Mgmt.): Patrick J. Straka Controller: Jan R. Thiry General Counsel and Secretary: Daniel J. Rasmussen Investor Relations Officer: An
Slide 10: 2004 and 2005 Preliminary Unaudited Financial Results
2004 and 2005 Preliminary Unaudited Financial Results
Slide 11: Selected Consolidated Financial Data
CIB MARINE BANCSHARES, INC. Selected Consolidated Financial Data (dollars in millions, except per share data)
Slide 12: Total Assets
CIB MARINE BANCSHARES, INC. (dollars in millions) TOTAL ASSETS(1) 12/31/2003 12/31/2004 12/31/2005 1795 1384 1132 excluding CIB Chicago 1391 12/31/03 (excluding CIB - Chicago) (CIB - Chicago and related pro forma adjustments) (1) Represents unaudited estimates based on currently available informatio
Slide 13: Total Loans
CIB MARINE BANCSHARES, INC. (dollars in millions) TOTAL LOANS 12/31/2003 12/31/2004 12/31/2005 1230 747 513 excluding CIB Chicago 1130 12/31/03 (excluding CIB - Chicago) (CIB - Chicago and related pro forma adjustments) (1) Represents unaudited estimates based on currently available information and
Slide 14: Allowance for Loan Losses
CIB MARINE BANCSHARES, INC. (dollars in millions) ALLOWANCE FOR LOAN LOSSES 12/31/2003 12/31/2004 12/31/2005 55 31 23 excluding CIB Chicago 55 12/31/03 (excluding CIB - Chicago) (CIB - Chicago) (4.5% of total loans) (4.1% of total loans) (4.6% of total loans) $110 (1) 12/31/04 (1) 12/31/05 (1) (1) R
Slide 15: Selected Consolidated Financial Data
CIB MARINE BANCSHARES, INC. Selected Consolidated Financial Data (dollars in millions, except per share data)
Slide 16: Selected Consolidated Financial Data
CIB MARINE BANCSHARES, INC. Selected Consolidated Financial Data (dollars in millions)
Slide 17: Questions and Comments
Questions and Comments Please pass your Questions and Comments index card to the aisle to be collected. We will now take a fifteen minute break.
Slide 18: Questions and Comments
Questions and Comments
Slide 19: Conclusion
Conclusion Conclusion