Change Financial Ltd · ASX:CCA
Change Financial — Investor Presentation (March 2018)
23 slides from Change Financial's investor presentation, Mar 5, 2018
Slide 1: Investor Presentation March 2018
For personal use only Investor Presentation March 2018 ASX: CCA OTCQX: CNGFF
Slide 2: Overview
Change Financial Limited For personal use only Overview 2 Award Winning FinTech Solutions & Blockchain Investment Company Consumer Banking Enterprise SaaS Blockchain ENTERPRISE BANKING PROGRAM High growth consumer bank account Provide turn-key Mastercard Investment in blockchain-based offering with
Slide 3: Comparable landscape
Change Financial Limited For personal use only Overview 3 Comparable landscape Consumer Banking Enterprise SaaS Cryptocurrency PROCESSOR Market Cap Market Cap US$16b US$175b Market Cap US$33b Market Cap Valuation US$38b US$320m Market Cap US$30b US$5 trillion of transfers per day MARCH 2018
Slide 4: ChimpChange Mobile Banking
For personal use only ChimpChange Mobile Banking
Slide 5: Our Value Proposition
Change Financial Limited Consumer Banking 5 Our Value Proposition For personal use only Capitalising on outdated model and evolving landscape US CONSUMER BANKING IS HOW WE ARE SOLVING THIS PROBLEM EXPENSIVE AND ARCHAIC FREE Account, debit card, ATM >50% $10-$25/mo. network, automatic round Banking c
Slide 6: ChimpChange: Award-winning consumer banking technology
Change Financial Limited Consumer Banking 6 ChimpChange For personal use only Award-winning consumer banking technology • Paperless mobile account opening in 3 minutes • Graphic view of transaction history • Easy savings with automatic round ups • Replacing branches with retails stores • No more sta
Slide 7: Targeted customer acquisition
Change Financial Limited Consumer Banking 7 Targeted customer acquisition For personal use only Attracting millennial customers at low costs Marketing has been focused on targeting high value millennial customers and optimising for efficiency resulting in lower cost of customer acquisition CUSTOMER
Slide 8: Stimulating activity in the customer base
Change Financial Limited Consumer Banking 8 Stimulating activity in the customer base For personal use only Improving Total Transactional Volume (TTV) TTV (USD) QUARTER OVER QUARTER COMPARISON MONETISATION Interchange 1%-2% Out-of-network US$1.95 ATM withdrawals Cheque deposits 1% US$168M Driving US
Slide 9: Enterprise SaaS & Technology
For personal use only Enterprise SaaS & Technology
Slide 10: We Have Best-in-Class Technology
Change Financial Limited Enterprise SaaS 10 We Have Best-in-Class Technology For personal use only Microservices Blockchain Global & Cloud Based API Driven Architecture Framework Scalable • Automatically • Superior security and • Intuitive, accessible • Irrefutable audit trail • Ease of application
Slide 11: Our Software is Underpinned by Blockchain Technology
Change Financial Limited Enterprise SaaS 11 Our Software is Underpinned by For personal use only Blockchain Technology Key Cost Reduction Reduction of infrastructure as Blockchain Secure Transaction Ledger Database well as transaction costs Secure transaction ledger database Benefits associated with
Slide 12: Why are we building a processor
Change Financial Limited Enterprise SaaS 12 Why are we building a processor For personal use only Consumer Banking • Gross Margin increasing from 30% to approximately 60% Enterprise SaaS (Software as a Service) Banking • Target 7,000 FDIC banks in the US with a more innovate offering • High revenue
Slide 13: SaaS Roadmap
Change Financial Limited Enterprise SaaS 13 SaaS Roadmap For personal use only We have been investing in scalable technology that will drive future growth for the Company across more than direct to consumer bank accounts. MARCH 2018
Slide 14: Blockchain
For personal use only Blockchain
Slide 15: Cryptocurrency
Change Financial Limited Blockchain 15 Cryptocurrency For personal use only • The cryptocurrency market is broadening at a rapid rate, with a current cryptocurrency coin market capitalisation of US$460 billion as at 27 Feb 2018 • Change Financial is uniquely positioned to capitalise on experience in
Slide 16: Overview of ivyKoin
Change Financial Limited Blockchain 16 Overview of For personal use only The potential for blockchain based cryptocurrencies is well recognised, however anonymity has prevented mainstream adoption and created incompatibility with the current international payment framework. ivyKoin is a cryptocurren
Slide 17: Investment in ivyKoin
Change Financial Limited Blockchain 17 Investment in For personal use only • As announced in October 2017, Change Financial made a US$100,000 seed investment in ivyKoin • Change Financial holds a 33% equity interest in ivyKoin • Change Financial will hold a portion of ivyKoin tokens directly ivyKoin
Slide 18: The Team
For personal use only The Team
Slide 19: Management
Change Financial Limited The Team 19 Management For personal use only Clayton Fossett - COO Muhammad Tahir – CTO Tech and Finance executive with more Muhammad holds a Masters in Computer than 25 years' experience. Former Yahoo! Science and has over 12 years of Director and with previous roles at Fir
Slide 20: Board
Change Financial Limited The Team 20 Board For personal use only Ash Shilkin – Managing Director Peter Clare - Chairman Former CFO of CO2 Australia, an ASX Former Chief Executive Officer of listed company he helped grow to a Westpac New Zealand Limited from market capitalisation of more than $300 20
Slide 21: Corporate Overview
For personal use only Overview Corporate
Slide 22: Corporate Overview
Change Financial Limited Corporate Overview 22 Corporate Overview For personal use only CAPITAL STRUCTURE 12 MONTH HISTORICAL SHARE PRICE (ASX) $1.45 Share Price (ASX: CCA)1 A$1.045 $1.35 $1.25 Share Price (OTCQX: CNGFF)1 US$0.87 $1.15 $1.05 Shares on Issue 79,501,336 $0.95 Market Capitalisation2 US
Slide 23: Disclaimer
Change Financial Limited 23 Disclaimer For personal use only IMPORTANT NOTICE This presentation has been prepared by Change Financial Limited (Change Financial) in good faith. No express or implied warranty is given as to the accuracy or completeness of the information in this document or the accomp
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