Slide 1: Investor Presentation for the year ended 31 December 2025
Investor For personal use only Presentation For the year ended 31 December 2025 To be read in conjunction with Appendix 4E and Accounts
Slide 2: Disclaimer
Disclaimer The information contained within this document is in summary form and does not purport to be complete. It should be read in conjunction with Reckon Limited’s periodic reporting and other announcements made to the Australian Securities Exchange. For personal use only Information provided i
Slide 3: Overview and investment highlights
Overview Reckon Limited (ASX: RKN) is a software-as-a-service (SaaS) company providing cloud-based technology solutions to customers including SME’s and legal firms Investment highlights Strong earnings profile - $62M in revenue generated For personal use only in 2025 with EBITDA of $26M and NPAT of
Slide 4: Corporate overview
Corporate overview Capital Structure Board of directors ASX code: RKN Shares on issue: 113.3M Clive Rabie Market capitalisation: $65M* NON-EXECUTIVE CHAIRMAN For personal use only Share price – low to high (52 weeks) $0.45 to $0.66 Greg Wilkinson FOUNDER & NON-EXECUTIVE DIRECTOR Major shareholders M
Slide 5: Our focus is on two large and distinct markets
Our focus is on two large and distinct markets SMALL BUSINESS Accounting and Payroll solutions for SME’s Revenue of $48.6M and $25.4M EBITDA in FY25 For personal use only Total addressable market 3.3 million small businesses across Australia and New Zealand LEGAL Billing and Document Workflow for le
Slide 6: Financial Results – Full Year 2025
Financial Results – Full Year 2025 * REVENUE EBITDA NPAT $ 62 $ 26 $ 7 For personal use only million million million +15% over PcP +29% over PcP +94% over PcP DEVELOPMENT INVESTMENT DIVIDEND $ 15 2.5 million cents per share fully franked *Note: Results include Cashflow Manager business acquired Janu
Slide 7: Reckon One revenue growth of 27%
ACCOUNTING AND PAYROLL SOLUTIONS FOR SME’S Reckon One revenue growth of 27% CLOUD REVENUE Small Business Cloud User* Growth $27.6M CLOUD Servicing start ups, gig-economy, USERS small and medium sized 120K $25M businesses with accounting, User growth affected by payroll, and business management For p
Slide 8: Transition to Reckon One codebase
ACCOUNTING AND PAYROLL SOLUTIONS FOR SME’S Transition to Reckon One codebase Continued focus on the transition to the Reckon One Focused development investment into Reckon One and codebase Mobile solutions to support this transition 27% Reckon One revenue growth with overall cloud revenue Ongoing pr
Slide 9: Acquisition of Cashflow Manager Business
ACCOUNTING AND PAYROLL SOLUTIONS FOR SME’S Acquisition of Cashflow Manager Business For personal use only Strategic acquisition of Cashflow Manager Business and clients for $8.7M Contributed $6.1M in revenue, $3.3M in EBITDA and $1.6M in NPAT in FY25 Plan to continue supporting the Cashflow Manager
Slide 10: A trusted small business platform for accounting, payroll and invoicing
ACCOUNTING AND PAYROLL SOLUTIONS FOR SME’S A trusted small business platform for accounting, payroll and invoicing Reckon One enables small businesses to run confidently and efficiently by: • Staying compliant with ATO and IRD requirements across For personal use only accounting, payroll and reporti
Slide 11: Growth business in large US and global markets
BILLING AND DOCUMENT WORKFLOWS FOR LEGAL FIRMS Growth business in large US and global markets Servicing Legal Firms with workflows through scanning, Subscription revenue growth printing, billing, collections, cost recovery and analytics $13.2M solutions For personal use only Our workflow solutions a
Slide 12: Billing and document workflows for legal firms
BILLING AND DOCUMENT WORKFLOWS FOR LEGAL FIRMS ScanQ – streamlined scanning Billing workflows No. of attorneys MailQ – digital mailroom 5.0k 5,000 Document RecordsQ – backscanning Sold Installed Workflows PrintQ – print management 4,000 For personal use only CostQ – cost tracking 3,000 2.2k 2.6k 2,00
Slide 13: Automating the manual exceptions that slow billing and collections
BILLING AND DOCUMENT WORKFLOWS FOR LEGAL FIRMS Automating the manual exceptions that slow billing and collections for Legal Firms Helping firms take invoices to cash: Longstanding Legal Client Automates Billing • Faster invoice delivery & Payments • Accelerated cashflow and improved realisation For
Slide 14: Financial Highlights
For personal use only Financial Highlights RECKON INVESTOR PRESENTATION FY 2025 14
Slide 15: Group financial performance and cash flow
Group financial performance and cash flow FY25 FY24 GROWTH FY25 FY24 $M $M % $M $M Revenue 62.4 54.1 +15% Operating Cashflow 23.8 17.9 (before development) Organic 56.3 54.1 +4% Acquisition 6.1 - - For personal use only Development Spend (15.1) (14.4) EBITDA 26.1 20.2 +29% Organic 22.8 20.2 +13% Acq
Slide 16: Business Group Financials
Business Group Financials A subscription business with consistently strong cloud growth FY25 FY24 Financial performance Revenue $M $M GROWTH 8.9 7.0 27% Revenue RECKON ONE 18.7 18.6 • Consistently strong cloud revenue growth HOSTED 1% CLOUD SUBSCRIPTION 27.6 25.6 8% • Subscription revenue is 95% of
Slide 17: Legal Group Financials
Legal Group Financials Growing subscription revenue and a top tier customer base CONSTANT FY25 FY24 Financial highlights Revenue CURRENCY $M $M GROWTH GROWTH Revenue DOCUMENT WORKFLOWS SUBSCRIPTION 12.3 11.0 +11% +9% • Strong subscription revenue growth BILLING WORKFLOWS SUBSCRIPTION 0.9 0.4 +111% +
Slide 18: Summary
Summary A software as a service (Saas) company with two clearly defined businesses and opportunities Executing on plan to create valuation improvement and shareholder return For personal use only Strong consistent financial results - $62M in Revenue, $26M in EBITDA, and NPAT of $7M for full year 202
Slide 19: Questions
For personal use only Questions RECKON INVESTOR PRESENTATION FY 2025 19
Slide 20: Resources
Resources Website reckon.com For personal use only About us reckon.com/au/about-us Investors reckon.com/au/investors Media reckon.com/au/media RECKON INVESTOR PRESENTATION FY 2025 20