Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q1 FY2024 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Aug 4, 2023
Slide 1: Stock exchange intimation letter under Regulation 30
4th August, 2023 HUDCO/CSW/Financial Results/SE/2023 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street Bandra Kurla Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symb
Slide 2: Investors Presentation & Performance Highlights Q1 & FY 2023-24 (Standalone)
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q1 & FY 2023 - 24 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 88000 Quarter ended 80332 78296 June-23 66000 Quarter ended Balance 44000 June-22 Sheet 22000 15898 14892 0 Total Assets Net Worth 2000 1851 1757 1500 Income Statement 1000 637 619 598 553 446 412 500 0 TOTAL INCOME NII PBT PAT 20000 18000 16000 14000 12000 B
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 23-24 Financial Year 22-23 For the Financial Year Discipline-wise Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 369.96 29.82 38.60 3,385.00 - 369.96 3,453.42 1,746.79 Housing 5.03% 3.10% 0.63% 19.92% - 5.03% 14.05% 8.45% 6,987.17 925.31 6,111.04 1
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 23-24 Financial Year 22-23 For the Financial Year Discipline-wise Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 250.10 188.50 1,540.95 100.00 - 250.10 1829.45 1,269.54 Housing 39.74% 5.62% 35.08% 34.93% - 39.74% 21.61% 14.29% 376.16 3,162.91 2
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 23-24 Financial Year 22-23 For the Financial Year Discipline-wise Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 248.00 150.00 1,500.00 100.00 - 248.00 1,750.00 1,153.54 Social Housing 39.41% 4.47% 34.15% 34.93% - 39.41% 20.67% 12.98%
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year Financial Year 22-23 For the Financial Year 23-24 Borrower-wise Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 Government 77,383.56 78,266.86 76,738.06 73,643.94 74,703.42 77,383.56 78,266.86 75,934.31 Agencies 96.88% 9
Slide 8: Details of Borrowings
D e ta i l s o f B o r r ow i n gs (Amount in ₹ Crore) Financial Year 23-24 (At the end of) Financial Year 22-23 (At the end of) For the Financial Year Particulars Q1 Q4 Q3 Q2 Q1 2023-24* 2022-23 2021-22 2020-21 (Amount in ₹ Crore) Long Term Borrowing 14,014.04 14,014.04 15,031.76 15,031.76 15,031.7
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Q1 Q4 12 M FY 24 FY 23 FY 24^ FY 23 FY 22 FY 21 Particulars Taxable Bonds 1,500.00 2,000.00 1,500.00 3,970.00 2,500.00 6,350.00 Refinance from NHB/IIFCL - - - - - - Banks * - - - -Short-term Loans # 2,042.20 1,769.50 2,042.20 1,769.5
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS June ,2023 June ,2022 S. No. Exposure at Default Outstanding Outstanding % % (₹ in Crore) (₹ in Crore) I. Stage 1 76,370.38 95.61 73,467.32 95.07 II. Stage 2 806.69 1.01 1,002.74 1.30 III. Stage 3 2,698.44 3.38 2,805.44 3.63 Total 79,875.51 100.00 77,275.50 100.00 Total ECL
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Quarter Ended th th Particulars 30 June, 2023 30 June, 2022 (Reviewed) (Reviewed) Income: - Revenue from Operations 1,842.61 1,749.27 - Other Income 8.66 8.05 Total Income (1) 1,851.27 1,757.32 Expenses: - Finance Cost 1,191.44 1,118.45 - Employee Benefit Exp
Slide 12: Key Indicators
K e y Indicators Quarter Ended Particulars June,2023 June, 2022 Yield on Loan (%) (Annualised) 9.36% 9.16% Cost of Funds (%) (Annualised) 7.68% 7.36% Interest Spread (%) 1.68% 1.80% 3.24% 3.28% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.50 1.49 Debt Equity Ratio (times) 3
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n th th 30 June, 2023 28 July, 2023 Particulars % % President of India 81.81 81.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.32 0.32 Resident Individual/ Employees 9.24 9.23 Mutual fund/ AIF 1.14 1.12 Nationalized Banks/ Othe
Slide 14: Thank You
THANK YOU Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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