China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — Q1 2016 Earnings Presentation
12 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, April 2016
Slide 1: Q1 2016 Results Announcement
China Minsheng Banking Corp., Ltd. Q1 2016 Results Announcement April 2016
Slide 2: Disclaimer
Disclaimer This presentation contains forward-looking statements that involve risks and uncertainties. These statements are generally indicated by the use of forward- looking terminology such as believe, expect, anticipate, estimate, plan, project, target, may, will or other similar words that expre
Slide 3: Agenda
Agenda 1 Business Overview 2 Financial Indicators 2
Slide 4: Continuously improving return to shareholders with stable profitability
Continuously improving return to shareholders with stable profitability Net profit attributable to equity shareholders of the bank ROAE (annualized) (RMB million) 15,000 13,377 13,706 21.64% 24.00% 12,000 17.94% 18.00% 9,000 12.00% 6,000 3,000 6.00% 0 0.00% Jan-Mar 2015 Jan-Mar 2016 Jan-Mar 2015 Jan
Slide 5: Steady development of assets and liabilities businesses and further improvement in business structure
Steady development of assets and liabilities businesses and further improvement in business structure Total balance of loans and advances to customers Deposits from customers (RMB million) (RMB million) 2,500,000 3,000,000 2,732,262 2,836,851 2,211,513 2,048,048 2,000,000 2,000,000 1,500,000 1,000,0
Slide 6: Further development of differentiated business edge and enhancement of operating efficiency
Further development of differentiated business edge and enhancement of operating efficiency Operating income Net non-interest income (RMB million) (RMB million) 50,000 20,000 40,134 16,028 40,000 36,030 15,000 12,878 30,000 10,000 20,000 10,000 5,000 0 0 Jan-Mar 2015 Jan-Mar 2016 Jan-Mar 2015 Jan-Ma
Slide 7: Enhanced comprehensive risk management, overall controllable asset quality
Enhanced comprehensive risk management, overall controllable asset quality Core tier-one capital adequacy Capital adequacy ratio1 Impaired loans ratio ratio1 12.00% 15.00% 2.00% 9.17% 9.36% 11.49% 11.55% 1.60% 1.62% 9.00% 12.00% 1.50% 9.00% 6.00% 1.00% 6.00% 3.00% 3.00% 0.50% 0.00% 0.00% 0.00% Dec 3
Slide 8: Optimized leverage management and stable pricing ability
Optimized leverage management and stable pricing ability Leverage ratio1 Net interest margin 6.00% 2.50% 5.60% 2.36% 5.47% 2.11% 2.00% 4.00% 1.50% 1.00% 2.00% 0.50% 0.00% 0.00% Dec 31 2015 Mar 31 2016 Jan-Mar 2015 Jan-Mar 2016 Source: Company Q1 report, annual report Note: 1 Calculated in accordance
Slide 9: Further development of internet finance business
Further development of internet finance business Number of mobile banking customers1 Number of direct banking customers1 (in thousands) (in thousands) 25,000 3,500 3,227 20,357 2,867 19,026 3,000 20,000 2,500 15,000 2,000 10,000 1,500 1,000 5,000 500 0 0 Dec 31 2015 Mar 31 2016 Dec 31 2015 Mar 31 20
Slide 10: Agenda
Agenda 1 Business Overview 2 Financial Indicators 9
Slide 11: Overview of key financial indicators
Overview of key financial indicators Income statement highlights Jan-Mar Jan-Mar Balance sheet highlights 31 Mar 31 Dec (RMB mn, except per share data) 2016 2015 Growth rate(%) (RMB mn) 2016 2015 Growth rate(%) Operating income 40,134 36,030 ↑ 11.39 Total assets 4,820,798 4,520,688 ↑ 6.64 Of which:
Slide 12: Thank you!
7) . Thank you! .
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