Slide 1: Investor Presentation
Investor Presentation (ASX: DCC) May 2015
Slide 2: Disclaimers
DISCLAIMERS For personal use only This presentation contains summary information about Digital CC Limited (“Digital CC”) and is current as at May 13, 2015. The information in this presentation is of general background and does not purport to be complete. It should be read in conjunction with Digital
Slide 3: Company Overview
COMPANY OVERVIEW For personal use only digitalBTC is an innovative software solutions ASX DCC company listed on the ASX To date digitalBTC’s three core fintech products have Share price $0.22 been focused on the digital currency market: digitalX Direct, digitalX Mintsy and digitalX Pocket Shares
Slide 4: Investment Highlights
INVESTMENT HIGHLIGHTS For personal use only • digitalBTC is an innovative software solutions company • Delivers next generation fintech software to institutions and consumers • Expert management team, with successful entrepreneurial experience in the mobile advertising and technology sectors • Disru
Slide 5: Board & Management
BOARD & MANAGEMENT For personal use only Zhenya Tsvetnenko Alex Karis William Brindise Brett Mitchell Executive Chairman Chief Executive Officer Chief Investment Officer Non Executive Director Mr. Tsvetnenko is a highly successful Mr. Karis is President and founder of Mr. Brindise has over 15 years
Slide 6: Key Fintech Products and Services
KEY FINTECH PRODUCTS AND SERVICES For personal use only Software for the institutional market, providing Bitcoin liquidity to market participants Currently in Beta with select customers showing significant trading growth, with $3.8 million in revenues in Q1 2015 Joint Venture with one of world’s big
Slide 7: The Disrupter - AirPocket
THE DISRUPTER - AIRPOCKET For personal use only AirPocket is a disruptive, global, peer-to-peer remittance product launching in H2 2015. The “Uber” of global remittance
Slide 8: Disruptive Mobile Remittance Payments Product
DISRUPTIVE MOBILE REMITTANCE PAYMENTS PRODUCT For personal use only P2P remittance Utilises Blockchain Low infrastructure Huge target market product technology costs AirPocket is a mobile Initial target markets are The product leverages AirPocket’s low application which allows Latin America and the
Slide 9: Cost Advantage
COST ADVANTAGE For personal use only On average AirPocket fees are less than half that of the incumbents Fee Exchange Rate Total Cost Total Fees Firm Service (USD) Margin (%) (%) (USD) Instantaneous, cash- Western Union $8.00 2.79% 18.79% $9.40 to-cash Instantaneous, cash-to- Ria $4.00 1.33% 9.33% $
Slide 10: How It Works
HOW IT WORKS For personal use only Step One Sender locates AirAgent sends Sender gives the AirAgent with Sender receives funds through code to map interface unique code application Recipient and pays cash AirCodes are funds BLOCKCHAIN that are registered, verified and stored on the Blockchain AirCod
Slide 11: Key Features
KEY FEATURES For personal use only Peer to peer transactions Agent to peer transactions Next generation record keeping and transactions securely recorded and stored on the Blockchain AirAgents located using in-app map Low cost transfers redeemable in cash SMS and voice enabled for less a
Slide 12: Regulatory Compliant
REGULATORY COMPLIANT For personal use only Registered with FinCen (Financial Crimes Enforcement Network, Department of the U.S Treasury) Adhere to Know-Your-Customer (KYC) and Anti-Money Laundering (AML) standards Automated transaction filtering for regulatory compliance
Slide 13: Global Remittance Market
GLOBAL REMITTANCE MARKET For personal use only An estimated US$583 billion was sent by migrants to developing countries in 2014. Currently the market has high fees for small payments and global banks are retreating from the sector* *Source: World Bank Remittance Inflows April 2015 data
Slide 14: Global Mobile Payments
GLOBAL MOBILE PAYMENTS For personal use only Globally, mobile payment volumes reached US$325 billion in 2014; mobile payment revenue is growing and is expected to reach $721.4 billion in 2017 Source: Statista – Mobile Payment Transaction Volume Forecast
Slide 15: Cost of Remittance
COST OF REMITTANCE For personal use only Costs of Remittance by receiving Global Remittance Fees Country (based on US$200 ) (based on US$200) 16 10% 14 8% 12 10 6% 8 6 4% 4 2% 2 0 0% 2009 2010 2010 2011 2011 2012 2012 2013 2013 2013 2013 2014 2014 2014 2014 2015 2009 2010 2010 2011 2011 2012 2012 20
Slide 16: Latin American Remittance Corridor
LATIN AMERICAN REMITTANCE CORRIDOR For personal use only • 54% of foreign-born Hispanics Total Remittances by Selected Latam Countries send money from the U.S to their 2013 estimates home country* • The average cost of sending remittances to Latin American countries was 6.14% in Q1 2015** • On avera
Slide 17: Distribution Strategy & Partners
DISTRIBUTION STRATEGY & PARTNERS For personal use only Strategy is focused on rapidly deploying the product, by building commercial partnerships with large corporations in the region to achieve broader consumer appeal, accelerate distribution and build awareness Exclusive agreement signed to form a
Slide 18: Competitive Landscape
COMPETITIVE LANDSCAPE Traditional Digital Money For personal use only Online P2P and Remittance remittance remittance providers: providers: Xoom, AirPocket networks: Peer Western Union, Remitly World transfer, Ripple, MoneyGram, Remit, Currency Currency Fair WellsFargo Cloud, Azimo P2P transfers ✔ ✖
Slide 19: Partners & Advisory Board Members
PARTNERS & ADVISORY BOARD MEMBERS For personal use only Sanjay Santahnam Juan Carlos Barrera William Witenberg Jorge Nicolau, OBE Sanjay Santhanam has over 25 Juan Carlos Barrera is an William Witenberg is the founder Jorge Nicolau, OBE has over 40 years of experience in financial entrepreneur with
Slide 20: Next Steps for Global Launch
NEXT STEPS FOR GLOBAL LAUNCH For personal use only Pre-launch Post-launch (H2 2015) Paid media campaign and targeting Establish partners for cash pick-up advertising in key markets using locations in Latin America and the low-cost but high-influence pop-up Caribbean demos in storefronts, and aggress
Slide 21: The Future
THE FUTURE For personal use only • digitalBTC will expand the AirPocket infrastructure deployed initially in Latin America and the Carribean to India and the rest of Asia where remittance figures are set to reach US$300* billion by 2016 • The AirPocket platform and AirAgent infrastructure will be us
Slide 22: Appendices
Appendices digitalbtc.com
Slide 23: Smartphone Market Penetration
SMARTPHONE MARKET PENETRATION For personal use only • There are nearly 2 billion smartphones globally and this is expected to reach 2.5 billion by 2018 • Smartphone market penetration is currently 37% globally Smartphone penetration in Mexico is above average with 40% and the U.S totals 57% Source:
Slide 24: New Funding Recognising the Market is Opening Up
NEWFUNDING RECOGNISING THE MARKET ISOPENING UP For personal use only US$140 million US$90.3 million US$43.3 million US$17 million US$11.5 million US$11.3 million US$6 million US$5.5 million US$2.5 million US$2.3 million Source: https://www.cbinsights.com/blog/disrupting-western-union-moneygram/
Slide 25: The Technology
THE TECHNOLOGY For personal use only Blockchain A global, secure, distributed ledger system Encryption - Transactions are permanently and securely recorded on the Blockchain Secure – AirCodes offer decryption keys for AirPocket transaction messages, giving users a secure and permanent claim to their
Slide 26: Company Contacts
COMPANY CONTACTS For personal use only For further information please contact: Zhenya Tsvetnenko Alex Karis Executive Chairman Chief Executive Officer Tel: +61 8 9473 2525 Tel: +1 (617) 544 3150 (x) 1010 Email: zhenya@digitalbtc.com Email: alex@digitalbtc.com For media requests please contact: Asher