Mid Penn Bancorp · NASDAQ:MPB
Mid Penn Bancorp — Shareholder Meeting (May 2026)
28 slides from Mid Penn Bancorp's shareholder meeting presentation, May 12, 2026
Slide 1: Annual Meeting of Shareholders May 12, 2026
1 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 DRAFT 04.07.2021 MID PENN BANCORP, INC. Annual Meeting of Shareholders May 12, 2026
Slide 2: Introduction of Board Members
2 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Source: Company Documents. Introduction of Board Members Rory G. Ritrievi Chair, President & CEO Mid Penn Bancorp, Inc. and Mid Penn Bank
Slide 3: Board Members
3 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Source: Company Documents. Robert A. Abel Board Member of Mid Penn Bancorp, Inc. Principal Emeritus Brown Plus Kimberly J. Brumbaugh Board Member of Mid Penn Bancorp, Inc. Founder and Managing Partner Brumbaugh Wealth
Slide 4: Board Members
4 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Source: Company Documents. Albert J. Evans Board Member of Mid Penn Bancorp, Inc. President Fanelli, Evans & Patel, P.C. Maureen M. Gathagan Board Member of Mid Penn Bancorp, Inc. Partner, Bittersweet Management, LLC a
Slide 5: Board Members
5 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Source: Company Documents. Bruce A. Kiefer Board Member of Mid Penn Bancorp, Inc. Former Manager/Chemist, The Hershey Company Managing Partner, Lawrence Keister & Co. Theodore W. Mowery Board Member of Mid Penn Bancorp
Slide 6: Board Member Kenneth J. Stephon
6 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Source: Company Documents. Kenneth J. Stephon Board Member of Mid Penn Bancorp, Inc. Chief Corporate Development Officer Mid Penn Bancorp, Inc. and Mid Penn Bank
Slide 7: Formal Business of the Meeting
7 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Source: Company Documents. Rory G. Ritrievi Chair, President & CEO Mid Penn Bancorp, Inc. and Mid Penn Bank Formal Business of the Meeting
Slide 8: Formal Business: Election of Class A Directors
8 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Formal Business of the Meeting The first item of business to be acted upon by shareholders at this meeting is the election of five Class A Directors to serve for a three (3) year term and/or until their successor is el
Slide 9: Formal Business: Advisory Vote on Executive Compensation
9 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Formal Business of the Meeting The second item to be acted upon by shareholders at this meeting is to approve a non- binding advisory vote on executive compensation. The Board unanimously recommends shareholders vote “
Slide 10: Formal Business: Ratification of Deloitte & Touche LLP
10 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Formal Business of the Meeting The third item to be acted upon by shareholders at this meeting is a proposal to ratify the appointment of Deloitte & Touche LLP as the Corporation’s independent registered public accoun
Slide 11: Management Presentation
11 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Source: Company Documents. Rory G. Ritrievi Chair, President & CEO Mid Penn Bancorp, Inc. and Mid Penn Bank Management Presentation
Slide 12: Cautionary Notice Regarding Forward-Looking Statements
12 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Cautionary Notice Regarding Forward-Looking Statements This presentation and management’s related discussion regarding Mid Penn Bancorp, Inc. (“Mid Penn”) contains estimates, predictions, opinions, projections and oth
Slide 13: Experienced Management Team
13 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Experienced Management Team Source: Company Documents. Executive Position Years at MPB Years in Industry Rory G. Ritrievi Chair, President & Chief Executive Officer 17 40 Scott W. Micklewright First Sr. EVP / Presiden
Slide 14: Experienced Management Team
14 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Experienced Management Team Source: Company Documents. Executive Position Years at MPB Years in Industry Matthew L. Miller First Sr. VP / Chief Data Officer 21 27 Amy M. Barnett First Sr. VP / Chief Compliance Officer
Slide 15: Mid Penn Bank Regional Presidents
15 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Mid Penn Bank Regional Presidents Source: Company Documents. Executive Position / Region Years at MPB Years in Industry Natalie L. Falatek Sr. VP / Upper Dauphin Region 15 22 Keith C. Rada First Sr. VP / Brunswick Reg
Slide 16: Overview at March 1, 2026
16 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Mid Penn Bancorp, Inc. Overview at March 31, 2026 Source: S&P Global Market Intelligence, Company Documents. Note: Financial information as of or for the quarter ended March 31, 2026 (unaudited). (1) Annualized financ
Slide 17: Exceptional Asset Quality and Diversified Commercial Loan Portfolio
17 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Commercial Real Estate 50% Residential Mortgage 25% Construction 8% Commercial & Industrial 12% Consumer & Other 6% Multifamily 24% Retail 22% Office 17% Industrial 10% Hospitality 9% Flex 3% Mobile Home Park 1% Healt
Slide 18: Well-Balanced Deposit Franchise with Best-in-Class NIB Growth
18 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Rank Institution Name Branches (#) Total Deposits ($M) Deposit Market Share (%) 1 F.N.B. Corp. (PA) 186 $23,806 4.38 2 Fulton Financial Corp. (PA) 102 15,019 2.76 3 Northwest Bancshares, Inc. (OH) 105 9,593 1.77 4 WSF
Slide 19: Greater Harrisburg Area Market Overview
19 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Mid Penn Bancorp, Inc. has over $2.0B in total deposits, $2.2B in total loans, & 18 financial centers across the market $82,117 $91,932 $90,470 $87,820 $82,637 Dauphin, PA Cumberland, PA Perry, PA Lebanon + Lancaster,
Slide 20: Greater Philadelphia Area Market Overview
20 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Mid Penn Bancorp, Inc. has over $2.1B in total deposits, $2.3B in total loans, & 23 financial centers across the market 6.3% 8.2% 9.9% 3.0% Philadelphia Counties Central NJ Counties Southern NJ Counties State of PA $9
Slide 21: Northern Market Overview
21 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Mid Penn Bancorp, Inc. has over $1.0B in total deposits, $696M in total loans, & 12 financial centers across the market 0 144 171 Source: S&P Global Market Intelligence, FDIC. Note: MPB branch data as of 3/31/2026, ma
Slide 22: Western Market Overview
22 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Mid Penn Bancorp, Inc. has over $710M in total deposits, $220M in total loans, & 9 financial centers across the market 0 144 171 Source: S&P Global Market Intelligence, FDIC. Note: MPB branch data as of 3/31/2026, mar
Slide 23: Conclusion & Demonstrated Track Record of Shareholder Value Creation
23 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 174% 140% 123% MPB Peer Median KRX Median 48% 72% 51% 32% MPB Core MPB GAAP Peer Core Median KRX Core Median Conclusion & Demonstrated Track Record of Outsized Shareholder Value Creation Source: S&P Global Market Inte
Slide 24: Appendix
24 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Appendix
Slide 25: Earnings Per Share and Dividends
25 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 $0.77 $0.84 $0.80 $0.80 $0.80 $0.84 $0.93 2020 2021 2022 2023 2024 2025 2026Q1 $3.10 $2.71 $3.44 $2.29 $2.90 $2.84 1.44 $2.56 2020 2021 2022 2023 2024 2025 2026Q1 2026Q1 Earnings Per Share and Dividends Source: S&P Gl
Slide 26: Non-GAAP Reconciliation
26 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Non-GAAP Reconciliation ($000s) 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 Net Income Available to Common Shareholders $13,742 $4,762 $18,297 $19,447 $8,706 Less: BOLI Death Benefit Income 83 1 71 223 331 Less: Recoveries on
Slide 27: Non-GAAP Reconciliation
27 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Non-GAAP Reconciliation Source: S&P Global Market Intelligence, Company Filings. ($000s) As of December 31, As of March 31, 2018 2019 2020 2021 2022 2023 2024 2025 2026Q1 Total Common Equity $223,209 $237,874 $255,688
Slide 28: Non-GAAP Reconciliation
28 0 75 143 241 158 20 Primary 217 217 217 242 242 242 Accent 30 55 104 142 180 40 Non-GAAP Reconciliation ($000s) 2025Q1 2025Q2 2025Q3 2025Q4 2026Q1 Net Income Available to Common Shareholders $13,742 $4,762 $18,297 $19,447 $8,706 Plus: Intangible Amortizations, Net of Tax 338 588 746 735 1,027 $14