The Bank Of New York Mellon Corporation · NYSE:BNY
The Bank Of New York Mellon — Q3 2026 Earnings Presentation
14 slides from The Bank Of New York Mellon's earnings presentation, Oct 15, 2026
Slide 1: 3Q26 Quarterly Update
3Q26 QUARTERLY UPDATE October 15, 2026
Slide 2: 3Q26 Financial Highlights
3Q26 Financial Highlights • Revenue Growth: Total revenue of $5.7bn up 12% YoY Revenue: + 12% • Expense Discipline: Expense of $3.5bn up 8% YoY – More than 3/4 of YoY increase reflects revenue-related expenses Expenses: + 8% – The remaining variance reflects higher investments, partially offset by e
Slide 3: 3Q26 Financial Results
3Q26 Financial Results 3Q26 vs. $mm, except per share data or unless otherwise noted 3Q26 2Q26 3Q25 2Q26 3Q25 Income Statement Investment services fees $2,973 $2,909 $2,585 2% 15% Investment management and performance fees 803 796 782 1 3 Foreign exchange revenue 198 229 166 (14) 19 Other fee revenu
Slide 4: Capital and Liquidity
Capital and Liquidity 3Q26 2Q26 3Q25 Consolidated regulatory capital ratios(a) CAPITAL Tier 1 capital ($mm) $25,217 $26,311 $25,471 • Tier 1 leverage ratio of 5.7% down 24 bps QoQ Average assets for Tier 1 leverage ratio ($mm) 445,660 446,398 419,077 Tier 1 leverage ratio 5.7% 5.9% 6.1% – Tier 1 cap
Slide 5: Net Interest Income and Balance Sheet Trends
Net Interest Income and Balance Sheet Trends Net Interest Income ($mm) • Net interest income of $1,423mm up 15% YoY and down 2% QoQ 1,446 1,423 – YoY increase primarily reflecting the reinvestment of investment securities at 1,346 1,370 higher yields and balance sheet growth, partially offset by dep
Slide 6: Securities Services
Securities Services Select Income Statement Data 3Q26 vs. • Total revenue of $2,820mm up 15% YoY $mm, unless otherwise noted 3Q26 2Q26 3Q25 – Investment services fees up 19% YoY Asset Servicing $1,264 5% 12% Issuer Services 449 (3) 43 > Asset Servicing up 12% YoY, primarily Total investment services
Slide 7: Market and Wealth Services
Market and Wealth Services Select Income Statement Data 3Q26 vs. • Total revenue of $1,984mm up 12% YoY $mm, unless otherwise noted 3Q26 2Q26 3Q25 – Investment services fees up 10% YoY Wealth Solutions $554 1% 7% Clearance and Collateral Management 464 2 17 > Wealth Solutions up 7% YoY, primarily Pa
Slide 8: Investment and Wealth Management
Investment and Wealth Management Select Income Statement Data 3Q26 vs. • Total revenue of $857mm up 4% YoY $mm, unless otherwise noted 3Q26 2Q26 3Q25 – Investment Management up 1% YoY, primarily Investment management fees $802 1% 3% reflecting higher market values, partially offset Performance fees
Slide 9: Other Segment
Other Segment Select Income Statement Data • Total revenue includes corporate treasury and $mm, unless otherwise noted 3Q26 2Q26 3Q25 other investment activity, including hedging Fee revenue $(27) $(29) $(27) activity which has an offsetting impact between Investment and other revenue 53 36 45 fee a
Slide 10: Footnotes
Footnotes Page 4 – Capital and Liquidity (a) Regulatory capital and liquidity ratios for September 30, 2026 are preliminary. For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under the U.S. capital rules are the lower of the ratios as calculated under the Standardiz
Slide 11: Return on Common Equity and Tangible Common Equity Reconciliation
Return on Common Equity and Tangible Common Equity Reconciliation $mm, unless otherwise noted 3Q26 2Q26 3Q25 Net income applicable to common shareholders of The Bank of New York Mellon Corporation – GAAP $1,608 $1,696 $1,339 Add: Amortization of intangible assets 9 10 12 Less: Tax impact of amortiza
Slide 12: Reconciliation of Non-GAAP Measures – Impact of Notable Items
Reconciliation of Non-GAAP Measures – Impact of Notable Items 3Q26 vs. $mm, except per share data or unless otherwise noted 3Q26 2Q26 3Q25 2Q26 3Q25 Total revenue – GAAP $5,676 $5,698 $5,081 —% 12% Less: Disposal gains (losses)(a) — — 12 Adjusted total revenue, excluding notable items — Non-GAAP $5,
Slide 13: Cautionary Statement
Cautionary Statement A number of statements in our presentations, the accompanying slides and the responses to questions on our conference call discussing our quarterly results may constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, inc
Slide 14: m A
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