Munchener Ruckversicherungs-gesellschaft Ag · XETR:MUV2
Munchener Ruckversicherungs-gesellschaft — Munich Re — Baden-Baden 2025 Media Breakfast
11 slides from Munchener Ruckversicherungs-gesellschaft's conference presentation, Oct 16, 2025
Slide 1: Baden-Baden 2025 Media Breakfast
Image: hanohiki / stock.adobe.com Baden-Baden 2025 Media Breakfast 16 October 2025 | 9:30 CEST Clarisse Kopff | Claudia Strametz
Slide 2: Risk landscape is evolving rapidly
Risk landscape is evolving rapidly Worldwide Trends have been Trends Risk implication accelerating – but this is nothing new Geopolitical uncertainty and Inflation is no longer a tail for Munich Re. trade tensions risk, impacting all LoBs Urbanisation and More frequent/severe We are consistently cli
Slide 3: The world is heating up and Europe is affected in its own ways
The world is heating up and Europe is affected in its own ways NatCat The last 11 years were the warmest on record Increasing risk of drought and flash floods 1.5 more dry old climate 1.0 days more extreme 0.5 heavy rain 0.0 new -0.5 climate very dry very wet Increasing hail risk in Europe Increasin
Slide 4: Munich Re is delivering reliable, market-leading capacity
Munich Re is delivering reliable, market-leading capacity NatCat Munich Re Group NatCat net exposure Munich Re is leading the way 150% ▪ Even in challenging market situations and even after 90% 100% 50% significant loss events: Munich Re increases capacity 40% ▪ Munich Re retains nearly all risks –
Slide 5: Supporting clients and developing solutions for specific risks
Supporting clients and developing solutions for specific risks Cyber Global cyber market Market potential 29.2 ▪ Most cyber risks are not insured CAGR: +17% ▪ Global cyber insurance market is currently estimated 13.2 14.2 15.0 at €15 bn, which is less than 1% of the total P&C market 12.7 6.3 7.9 ▪ C
Slide 6: Providing capital solutions and standing by our long-term partners throughout cycles
Providing capital solutions and standing by our long-term partners throughout cycles Motor European motor reinsurance Reinsurance as a capital instrument ▪ Enabling capital-light business models, ultimately boosting 6 14 financial performance. 12 x1.5 Reinsurance as an expansion enabler 10 ▪ Support
Slide 7: Helping to raise awareness and boost resilience
Helping to raise awareness and boost resilience Example: U.S. exposures in international liability programs U.S. settled claims, international liability programs Why U.S. exposure matters in Europe 40% ▪ European companies can be subject to U.S. litigation via international trade 30% 27% 26% 25% ▪ I
Slide 8: Demand for reinsurance is expected to grow further
Demand for reinsurance is expected to grow further Munich Re ready to accommodate demand at appropriate pricing and T&Cs European ceded P&C premiums Demand is increasing ▪ Continued strong demand in all lines of business CAGR: +8% 144 ▪ NatCat exposure growth is driven by concentration of 112 118 12
Slide 9: Europe is a heterogeneous market: different markets and client demands call for bespoke approaches
Europe is a heterogeneous market: different markets and client demands call for bespoke approaches … Every year another market is hit by NatCat Lines of business and markets have each their own dynamics, and clients their own needs 20 Türkiye ▪ Non-peak perils have dominated in Europe, but 15 Italy
Slide 10: Transforming uncertainty into opportunities
... but Munich Re’s value proposition is universal and remains consistent across the cycle Predictable capacity Client focus deployment over the cycle, Trusted long-term partner backed by strong balance sheet and capital Transforming uncertainty into Holistic and expertise- Thought leadership based
Slide 11: Thank you for your time!
Image: hanohiki / stock.adobe.com Thank you for your time!