Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing March 31, 2019 Presented by: Hammad Khalid Chief Financial Officer
Slide 2: Group Structure
Group Structure MCB Bank is majority owned by Nishat group, a prominent business conglomerate, having diversified interests in Textiles, Cement, Banking, Insurance, Power Generation, Hotel Business, Agriculture, Dairy, and Paper Products. To accede to international capital markets, the Bank launched
Slide 3: MCB Key Historical Milestones
MCB Key Historical Milestones 1947 Incorporation Nationalization 1974 Privatization 1991 Change of name from Muslim Commercial Bank to MCB Bank 2005 1st Pakistani Bank to issue Global Depository Receipts 2006 Strategic Acquisition by Maybank – Largest private sector transaction 2008 Total Deposits o
Slide 4: Business Strategy
Business Strategy MCB Bank Limited, a name synonymous with quality service and trust, is a recognized brand working on strategic parameters through out the decades in order to register financial performance and sustainable business development. Our broad spectrum of products and services provides a
Slide 5: Strategic Objectives
Strategic Objectives Delivering remarkable returns to stakeholders, sustainable performance, exceeding market and shareholder expectations Providing value added services through operational expansion, geography and upgraded system Building a corporate culture of equality, trust and team spirit
Slide 6: Vision & Mission
Vision & Mission Vision To be the leading financial services provider, partnering with our customers for a more prosperous and secure future. Mission We are a team of committed professionals, providing innovative and efficient financial solutions to create and nurture long-term relationships with ou
Slide 7: Key Performance Indicators, Awards & Accolades, Financial Performance
1 Key Performance Indicators 2 Awards & Accolades 3 Financial Performance
Slide 8: Key Performance Indicators
Key Performance 1 Indicators
Slide 9: One of the Largest Commercial Banks in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,365 bn Domestic Assets 1,374 (US$ 9.7 bn) Branches 11 PKR 1,066 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, UAE : (US$ 7.6 bn) Branches 1) 1 Rep Office in Dubai PKR 543bn MCB Fi
Slide 10: Awards & Accolades
Awards & Accolades es a) —a—
Slide 11: Awards / Accolades and International Recognition
International Recognition Awards/ Accolades “Winner -Best Corporate Report Award 2017 – Banking Sector” Ranked among the Top 25 Companies Winner – Best Presented Annual Winner” - Best Corporate Report Award 2016 in Pakistan Winner” - Best Corporate Report Award 2015 Best bank in Pakistan - 2016 Acco
Slide 12: Financial Performance
Financial 3 Performance
Slide 13: Statement of Financial Position
Statement of Financial Position Rs. In mln Unconsolidated Consolidated Mar 2019 Dec 2018 YTD % Mar 2019 Dec 2018 YTD % Assets 1,365,064 1,498,130 (133,066) -8.88% 1,456,151 1,585,210 (129,059) -8.14% Advances - net 500,205 503,581 (3,376) -0.67% 562,741 566,792 (4,051) -0.71% Investments 450,253 749
Slide 14: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Coverage ratio* at 86.83% (YE18: 88.26 %), NPLs ratio stands at 9.09% (YE18: 8.95%) Rs. In mln Mar 19 Dec 18 Sep 18 Jun 18 Mar 18 Total NPLs 49,337 48,956 47,080 47,131 48,377 QoQ 381 1,876 (51) (1,246) (376) QoQ % variance 1% 4% 0% -3% -1% Substandard 1,687 1,528 904 520
Slide 15: Investments
Investments Decrease of Rs. 330 B in Market Treasury Bills and increase of Rs. 29 B in Pakistan Investment Bonds. Rs. In mln Mar 2019 Dec 2018 Var. % var. Mar 2018 Var. % var. Treasury Bills 248,634 578,343 (329,708) -57% 360,247 (111,612) -31% Pakistan Investment Bonds 157,257 127,914 29,343 23% 19
Slide 16: Deposits
Deposits Rs. in mln Q1 19 Q4 18 Q3 18 Q2 18 Q1 18 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits - Volume 1,066,013 1,049,038 1,032,649 1,018,740 1,005,027 Current deposits 406,850 38% 401,899 38% 394,167 38% 399,611 39% 395,346 39% Savings deposits 565,100 53% 552,914 53% 560,573 5
Slide 17: Profit and Loss Statement
Profit and Loss Statement Rs. In mln Unconsolidated Consolidated Mar 2019 Mar 2018 +/- % Mar 2019 Mar 2018 +/- % Mark-up Income 27,382 18,214 9,168 50.33% 29,336 18,947 10,389 54.83% Mark-up Expense 13,903 7,182 6,721 93.58% 14,997 7,573 7,425 98.04% Net Mark-up Income 13,479 11,032 2,447 22.18% 14,
Slide 18: Key Performance Ratios
Key Performance Ratios Coverage Non- EPS Infection Coverage BV ROA ROE CAR ADR (incl. benefit of markup/Total (annualised) ratio ratio* liquid sec)** Rev Mar 2019 118.32 1.42% 14.53% 17.15 17.82% 50.94% 9.09% 86.83% 92.97% 20.68% Dec 2018 117.74 1.50% 15.48% 18.02 18.13% 52.12% 8.95% 88.26% 94.49% 2
Slide 19: Thank you
MCB Bank Limited Thank you For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk