Slide 1: Fiscal Q1 2025 Revenues
Fiscal Q1 2025 Revenues January 8, 2025 ©Pluxee – All rights reserved
Slide 2: Speakers
Aurélien Sonet Chief Executive Fiscal Q1 2025 Officer Revenues Speakers Stéphane Lhopiteau Chief Financial Officer ©Pluxee – All rights reserved 2
Slide 3: Agenda
Agenda 01 02 03 04 Highlights Financial Outlook Appendices & key figures performance Fiscal 2025 Fiscal Q1 2025 Fiscal Q1 2025 and 2026 ©Pluxee – All rights reserved 3
Slide 4: Highlights & key figures
01 Highlights & key figures Financial performance Outlook Appendices ©Pluxee – All rights reserved 4
Slide 5: A robust start to the year in line with Fiscal 2025 targets
Continuous Strong organic business momentum revenue growth Commercial performance delivered in Q1 driven by client loyalty, Solid foundation to efficient portfolio achieve the full-year management and objective of low-double continued new client wins digit organic growth A robust start to the year O
Slide 6: Business momentum holding strong in Q1
Business momentum holding strong in Q1 Net retention above target Development on track Strong Net retention • Appealing client value proposition • Strong development pipeline enhancing customer loyalty • Efficient portfolio management on track to meet the €1.3bn annual objective Above 100% leading t
Slide 7: Solid organic revenue growth in Fiscal Q1 2025
Solid organic revenue growth in Fiscal Q1 2025 Total Revenues Operating Revenue Continued organic growth momentum in Q1 €289m €249m Solid start to the year thanks to continued strong business momentum in Employee Benefits Positive contribution of Float revenue, with growth levelling off +13.2% organ
Slide 8: Active deployment of the M&A roadmap
Active deployment of the M&A roadmap Acquisition Continuous deployment Start of the Cobee of Benefício of the partnership integration Fácil with Santander (2) • 100% acquisition(1) of a tech-enabled • c. 90% of BVI migration • Integration progressing steadily provider of employee mobility completed
Slide 9: Financial performance
Highlights & key figures 02 Financial performance Outlook Appendices ©Pluxee – All rights reserved 9
Slide 10: Business volumes growth driven by Employee Benefits
Business volumes growth driven by Employee Benefits • Employee Benefits business performance on track with all strategic Business volumes issued objectives Business volumes growth driven by client loyalty, €6.5bn efficient portfolio management €6.1bn and continued new client €1.7bn acquisition €1.6b
Slide 11: Total revenues reflecting sustained growth momentum
Total revenues reflecting sustained growth momentum • +13.2% organic revenue growth, in line with low double-digit objective for Fiscal 2025 Total revenues by nature Sustained double-digit organic growth trajectory in Operating Organic growth: +13.2% revenue at +12.1%, driven by Total growth: +8.7%
Slide 12: Operating revenue growth driven by Employee Benefits
Operating revenue growth • Employee Benefits driven by Employee Benefits Operating revenue organic growth at +14.9% Positive trend driven Operating revenue by line of activities by robust employee benefits business volume increase coupled with an improved take- up rate compared to Q1 Fiscal 2024 Org
Slide 13: Operating revenue growth across regions
Operating revenue growth across regions • Organic operating revenue growth €249m All regions €105m Cont. Europe reflecting the strong 100% 42% business dynamics Organic growth +12.1% Organic growth +9.7% across countries Total growth +7.7% Total growth +11.1% Continental Europe performing in line wi
Slide 14: Float revenue still growing steadily as expected
Float revenue still growing steadily as expected • +20.9% increase in Float revenue compared to Fiscal Q1 2024 Float revenue Growing Float base as a result of continuous increase in business volumes issued Organic growth: +20.9% coupled with better investment Total growth: +15.1% yield year-on-year
Slide 15: Outlook
Highlights & key figures Financial performance 03 Outlook Appendices ©Pluxee – All rights reserved 15
Slide 16: Financial objectives for Fiscal 2025 and 2026 confirmed
Financial objectives for Fiscal 2025 and 2026 confirmed Fiscal 2025 and 2026 financial objectives Organic Low double-digit per year revenue growth including expected slight organic growth in Float revenue year-on-year(1) Recurring EBITDA +75bps margin expansion margin in each of Fiscal 2025 and 2026
Slide 17: Appendices
Highlights & key figures Financial performance Outlook 04 Appendices ©Pluxee – All rights reserved 17
Slide 18: Appendix #1.1 Fiscal Q1 2025 Total revenues
Appendix #1.1 Fiscal Q1 2025 Total revenues Unaudited revenues Fiscal Fiscal Organic Scope Currency Total by reported operating segment Q1 2025 Q1 2024 Growth Impact Effects Growth (in million euros) (in % change) (in % change) (in % change) (in % change) Operating revenue 249 231 12.1% 2.8% -7.1% 7
Slide 19: Appendix #1.2 Fiscal Q1 2025 Operating revenue
Appendix #1.2 Fiscal Q1 2025 Operating revenue Unaudited revenues Fiscal Fiscal Organic Scope Currency Total by reported operating segment Q1 2025 Q1 2024 Growth Effect Effect Growth (in million euros) (in % change) (in % change) (in % change) (in % change) Operating Revenue 249 231 12.1% 2.8% -7.1%
Slide 20: Appendix #2 Fiscal Q1 2025 exchange rates
Appendix #2 Fiscal Q1 2025 exchange rates Closing rate Average rate Closing rate Closing rate Average rate as of for as of as of for November 30, 2024 Fiscal Q1 2025 Aug. 31, 2024 November 30, 2023 Fiscal Q1 2024 Brazilian real (BRL) 6.44 6.15 6.22 5.40 5.34 Pound sterling (GBP) 0.83 0.84 0.84 0.86
Slide 21: Appendix #3 Key business & financial terms
Appendix #3 Key business & financial terms CLIENT COMMISSIONS PORTFOLIO GROWTH DEVELOPMENT Commissions billed to clients on business Increase in the number of employees and Annualized business volumes issued from volume issued, when cards, digitally consumers from an existing client for a the new Em
Slide 22: Appendix #4.1 Key Alternative Performance Measures
Appendix #4.1 Key Alternative Performance Measures (APM) ORGANIC REVENUE GROWTH RECURRING EBITDA ADJUSTED NET PROFIT Organic revenue growth is calculated Recurring EBITDA is used to assess Adjusted net profit serves as the as growth in the current period, calculated the performance of reported opera
Slide 23: Appendix #4.2 Key Alternative Performance Measures
Appendix #4.2 Key Alternative Performance Measures (APM) RECURRING FREE CASH FLOW RECURRING LIQUIDITY GENERATED FLOAT-RELATED CASH BY OPERATIONS (LGO) The Recurring free cash flow measures the Float-related cash corresponds to net cash generated from operations that is Recurring Liquidity Generated
Slide 24: Fiscal 2025 financial calendar
Fiscal 2025 financial calendar April 17 July 3 October 30 December 17 2025 2025 2025 2025 First half Fiscal Third quarter Fiscal Annual Fiscal Annual Shareholders' 2025 results 2025 revenues 2025 results Meeting ©Pluxee – All rights reserved 24
Slide 25: About Pluxee
€24 bn Business volume issued About Pluxee as of Fiscal 2024 5,415 Employees as at August 31, 2024 Pluxee is a global leader in Employee Benefits and Engagement that operates in 29 countries. 29 Pluxee shapes the world of employee Powered by leading technology and more Countries benefits and engagem
Slide 26: IR, Communication and Press contacts
IR, Communication and Press contacts Head of investor relations Chief communication officer Pauline Bireaud Cécilia de Pierrebourg +33 (0)6 22 58 83 51 + 33 (0)6 03 30 46 98 pauline.bireaud@pluxeegroup.com cecilia.depierrebourg@pluxeegroup.com 16, rue du Passeur de Boulogne investors@pluxeegroup.com
Slide 27: Forward-looking statements
Forward-looking statements This presentation contains forward-looking statements. These forward-looking statements reflect the Group's intentions, current beliefs, expectations and assumptions, including, without limitation, assumptions regarding the Group's future business strategies and the enviro
Slide 28: ©Pluxee – All rights reserved
©Pluxee – All rights reserved 28