Aci Worldwide, Inc. · NASDAQ:ACIW
Aci Worldwide — Q2 2026 Earnings Presentation
17 slides from Aci Worldwide's earnings presentation, Aug 6, 2026
Slide 1: Earnings Presentation Q2 2026
Exhibit 99.2 Earnings Presentation Q2 2026 August 6, 2026
Slide 2: Safe Harbor Forward-Looking Statements
1995 Safe Harbor rward-Looking Statements This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of
Slide 3: ACI Worldwide, an original innovator in global payments technology
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and secure
Slide 4: ACI Financial Results Q2 2026: CEO Perspective
ACI Financial Results Q2 2026 CEO Perspective -_ Thomas W. Warsop, IIl ACI President and Chief Executive Officer MCI Worldwide’ "Signing two U.S.-based customers for ACI Connetic is a significant milestone and validates both the strength of our cloud-native payments platform and the growing demand f
Slide 5: First Half 2026 and Q2 2026 Highlights
First Half 2026 and Q2 2026 Highlights Continued Growth Momentum Entering Second Half 2026 Q2 revenue of $430M, up 7% versus Q2 2025 (6% Y Strong financial position with $167M in cash and 1.2x in constant currency) net debt leverage ratio* Q2 GAAP net income of $32M and adjusted QY Balanced use of c
Slide 6: First Half 2026 Payment Software
First Half 2026 Payment Software Segment Revenue Ss Segment EBITDA = SegmentDetall Payment Software revenue was $410M, Payment Software adjusted EBITDAwas = Merchant Payments revenue up 12% up 5% versus first half of 2025 $207M, up 5% versus first half of 2025 Payment Software recurring revenue was
Slide 7: First Half 2026 Biller
First Half 2026 Biller Segment Revenue == SegmentEBITDA = Segment Detail Biller revenue was $446M, up 7% versus __ Biller adjusted EBITDA was $69M, down Speedpay ONE gaining momentum first half of 2025 3% versus first half of 2025 Biller interchange was $312M, versus Biller net adjusted EBITDA margi
Slide 8: First Half 2026 Cash Flow, Balance Sheet and Repurchases
First Half 2026 Cash Flow, Balance Sheet and Repurchases CashFlow ====——_—Balance Sheet and Liquidity» UsesofCash* Cash flow from operations was $135M $167M cash on hand Repurchased approximately 2.5M shares YTD 2026 versus $128M in first half of 2025 for approximately $107M; average price of $42.75
Slide 9: 2026 Financial Guidance
2026 Financial Guidance Expect High Single-Digit Revenue and Adjusted EBITDA Growth, with Continued Capital Returns Revenue $417 $427 $1,895 $1,925 Adjusted EBITDA $90 $95 $545 $560 $ in millions Expect both Payment Software and Biller segments to grow upper * Cash taxes expected to approximate $80
Slide 10: ACI Worldwide
Supplemental Financial Data ACI Worldwide
Slide 11: Recurring Revenue and New Bookings
Supplemental Financial Data Recurring Revenue (millions) SaaS and PaaS fees Maintenance fees Recurring Revenue New Bookings (millions) Annual recurring revenue (ARR) bookings License and services bookings Note: Amounts may not recalculate due to rounding, MCI Worldwide’ Three Months Ended June 30, S
Slide 12: Adjusted EBITDA reconciliation
Supplemental Financial Data Three Months Ended June 30, Six Months Ended June 30, Adjusted EBITDA (millions) 2026 2025 2026 2025 Net income s 318 § 22° $ 701 $ 74.4 Plus: Income tax expense 74 57 192 18.4 Net interest expense 64 10.6 15.0 21.2 Net other (income) expense (0.7) 64 (2.2) (17.3) Depreci
Slide 13: Segment Information
Supplemental Financial Data Three Months Ended June 30, Six Months Ended June 30, ‘Segment Information (millions) 2026 2025 2026 2025 Revenue Payment Software $ 196.4 § 1793 $ 409.8 § 380.1 Biller 234.1 221.9 446.3 415.7 Total Revenue $ 430.4 $ 401.3 $ 856.2 $ 795.8 Recurring Revenue Payment Softwar
Slide 14: EPS Impact of Non-cash and Significant Transaction-related Items
Supplemental Financial Data EPS Impact of Non-cash and Significant Transaction-related Items (millions) Three Months Ended June 30, 2026 2025 $in Millions $in Millions EPS Impact (Net of Tax) EPS Impact (Net of Tax) GAAP net income $ 031 § 318 $ 0.12 § 12.2 Adjusted for: Significant transaction-rela
Slide 15: Non-GAAP Financial Measures
Non-GAAP Financial Measures To supplement our financial results presented on a GAAP basis, we use the non-GAAP measures indicated in the tables, which exclude significant transaction related expenses, as well as other significant non-cash expenses such as depreciation, amortization, and non-cash com
Slide 16: Forward-Looking Statements
Forward-Looking Statements This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. Generally, forward-looking statements do not relate strictly to historical or current facts and may include words or phrases such as “belie
Slide 17: a
a MCI Worldwide’