Xp Inc. · NASDAQ:XP

Xp — Q2 2025 Earnings Presentation

9 slides from Xp's earnings presentation, Aug 19, 2025

  1. Slide 1: 414% 1,328 1,204 2024 1025

    414% 1,328 1,204 2024 1025

  2. Slide 2: Active clients grew 2% YoY and 1% QoQ, totaling 4.7 million in 2Q25

    Active clients grew 2% YoY and 1% QoQ, totaling 4.7 million in 2Q25.

  3. Slide 3: Total Advisors connected to XP

    Total Advisors connected to XP, including (1) IFAs, (2) XP employees who offer advisory services, (3) Registered Investment Advisors, consultants and wealth managers, among others. As of 2Q25, we had 18.2 thousand Total Advisors, stable YoY. Retail Daily Average Trades (in million)

  4. Slide 4: Retail DATs totaled 2.3 million in 2Q25; NPS

    Retail DATs totaled 2.3 million in 2Q25, down 4% YoY and 4% higher QoQ. NPS Our NPS, a widely known survey methodology used to measure customer satisfaction, was 72 in 2Q25. Maintaining a high NPS score remains a priority for XP since our business model is built around client experience. The NPS cal

  5. Slide 5: +15% i 2Q24 1Q25

    +15% 7 86 i 2Q24 1Q25

  6. Slide 6: Total TPV was R$12.4 billion in 2Q25

    In 2Q25, Total TPV was R$12.4 billion , a 8% growth YoY, and 3% QoQ.

  7. Slide 7: 1,446 2Q24 1Q25

    1,446 2Q24 1Q25

  8. Slide 8: +24% Y c 1. 2Q24 1Q25 2025

    +24% Y 22 24 19 17 21 2 c 1. 2Q24 1Q25 2025

  9. Slide 9: Gross Written Premiums grew 45% YoY and 28% QoQ

    Gross written premiums (GWP) refer to the total amount of premium income that XPs has written or sold during a particular reporting period before deductions for provisions, reinsurance and other expenses. This figure represents the total premiums that customers have agreed to pay for life insurance

XP — Q2 2025 Earnings Presentation on 6ix