Trustco — FY2017 Earnings Presentation
16 slides from Trustco's earnings presentation, July 2017
Slide 1: Group Overview
PRESENTATION GROUP OVERVIEW A wae \4 < Py< HO www.tgh.na TRUSTCO oshi li nawa | it's all good
Slide 2: Group Profile
ANNUAL RESULTS PRESENTATION 2017 GROUP PROFILE aes {7D ~ Trustco is a diversified dual listed financial services group that invests and operates in sustainable high growth assets in emerging markets. Winner of the large size category of the For the second year running, Trustco Deloitte's annual "Bes
Slide 3: Expansion
Expansion ANNUAL RESULTS PRESENTATION 2077 A GDP/capita: 491 USD Total GDP: 4.21 billion USD Unemployment rate: GDP growth rate: Inflation: Prime Interest Rate: GDP/capita: 4,695.77 USD Total GDP: 11.55 billion USD Unemployment rate: 34% GDP growth rate: -1.9% Inflation: 6.3% Prime Interest Rate: 10
Slide 4: Segment Highlights: Insurance
ANNUAL RESULTS PRESENTATION 2017 pas SEGMENT HIGHL INSURANCE NexT Launched the ‘Next GENERATION Ceneration’ Modular SS Legal Shield Product S Added a savings option to all products | Our new ‘Whole Life’ Trustco/ife|Plus wpe oe re product promoting a healthy lifestyle Cie TRUSTCO
Slide 5: HTS
<7 HTS Grew total students by 85% over the last 5 years 56831 53302 e 50575 46466 ry 7 36200 30472 @ @ wozer J OS 6656 7843 9181 9892 @ @ @ @ g @ 6 66 6 @ @@ eo 6 66 2012 2013 2014 2015 2016 2017 Accumulative students registration Accumulative students graduated _ Launched Vocational Training Centre
Slide 6: Expanded our fleet with PC-12's and Helicopter
Expanded our fleet with: 2 PC-12’s 1 Helicopter It remains the most diversified, modern and exclusive fleet in the Namibian charter market es ———_
Slide 7: Trustco Group: Properties
ANNUAL RESULTS PRESENTATION 2017 ‘TRUSTCO GROUP Properties disposed of 363 hectares of serviced land, with a remainder of 4000 hectares in the Land Bank Elisenheim Trustco Construction Services joined Ora sexo, this segment, and provides both - . “ infrastructure development as well ads, public open
Slide 8: Segment Highlights: Banking & Finance - Trustco Bank
ae SEGMENT HIGHL IGHTS BANKING & FINANCE - TRUSTCO BANK Completed installation of its core banking system Currently underway with prerequisites to enter the NamClear system Already providing loans for: Mortgages Students SME’s eg ence 53 jogos oss esac eiauoura aeaeer sun
Slide 9: Segment Highlights: Banking & Finance - Trustco Finance
ANNUAL RESULTS PRESENTATION 2017 SEGMENT HIGHLIGHTS BANKING & FINANCE - TRUSTCO FINANCE (NAD million) (NAD million) g00 40 3» Funding of NS 410 million was x0 secured during the year to * consolidate advances to the loan book. 800 700 600 500 400 300 200 s Loans advanced during the year increased 54
Slide 10: Segment Highlights: Resources
ANNUAL RESULTS PRESENTATION 2017 ee SEGMENT HIGHL Two start-up diamond mining ventures as well asa diamond processing plant Huso Acquisition awaiting mining license Meya Acquisition close to operational
Slide 11: Segment Highlights: Resources
SEGMENTHICHLIGHTS . RESOURCES TRUS TCO
Slide 12: New segment combining all strategic media assets
New segment combining all strategic media assets Includes: Newspaper (Informante) Mixed Radio TV Unit Social Media Platforms
Slide 13: Trustco's Interlocking Business Model
ANNUAL RESULTS PRESENTATION 2017 ; ‘ = 2 trustcocrour y . F, EVERYONE'S LIFE IS PART OF TRUSTCO Trustco’s Interlocking Business Model Meet the “Van Wyk” family, your 6 aor] typical Namibian household with >) jv two kids and a dog named Rex vi Mr and Mrs van Wyk recently got married after a very . ro
Slide 14: Trustco's Interlocking Business Model Contd.
ANNUAL RESULTS PRESENTATION2017 <P | = TRUSTCO GROUP EVERYONE’ S LIFE IS PART OF TRUSTCO Trustco’s Interlocking Business Model Contd. The “Van Wyk’s” bought their first home at the Elisenheim Lifestyle Estate, a gated community, sought after by young families and investors alike. With their mortgage
Slide 15: Annual Results Presentation
SINUAL RESULTS PRESENTATION yy “Van Wyk’s” children with financial assistance to obtain further qualifications. The “Van Wyk’s” son went on to study graphic design and their daughter pursues a qualification in HR. Both of them is hopeful to apply for positions in the shared services segment of Trust
Slide 16: For more information
ANNUAL RESULTS PRESENTATION 2017 , FOR MORE A ~< Management stands ready to answer any questions. Otherwise, please consult our results as published on our website: f) iy www.tgh.na ,
Trustco Group Holdings — FY2017 Earnings Presentation on 6ix