PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — Q1 2019 Earnings Presentation
28 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, 2019
Slide 1: Maybank Indonesia Financial Results 1Q 2019
Humanising Financial Services Maybank Indonesia Financial Results 1Q 2019 ended 31 March 2019 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Events and CSR Highlights 24 Financial Results: 1Q 2019 ended 31 March 2019
Slide 3: Executive Summary of 1Q 2019 Results
Executive Summary of 1Q 2019 Results* • Pre-provision Operating Profit increased by 6.2% YoY on higher net interest income with 10.9% YoY increase in loans. 1 • PATAMI stood at Rp415 billion, compared with Rp463 billion a year earlier due to lower fee-based income by 2.4% YoY Earnings and higher pro
Slide 4: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Events and CSR Highlights 24 Financial Results: 1Q 2019 ended 31 March 2019
Slide 5: Income Statement - Consolidated
Income Statement - Consolidated Rp billion 1Q 2019 1Q 2018 YoY 4Q 2018 QoQ Interest Income 3,849 3,602 6.9% 3,780 1.8% Interest Expense (1,813) (1,711) 5.9% (1,720) 5.4% Net Interest Income 2,037 1,890 7.7% 2,060 -1.1% Non Interest Income 515 528 -2.4% 756 -31.9% Gross Operating Income 2,552 2,418 5
Slide 6: Loans
Loans Global Banking booked strong loans growth of 29.8% (YoY), followed by CFS Non-Retail loans growth of 8.5% (YoY) and CFS Retail of 1.6% (YoY) LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion 108.31% 114.82% 109.75% Mar-19 Dec-18 Mar-18 YoY QoQ 98.19% 102.11% Global Banking 35
Slide 7: Asset Quality
Asset Quality Improved YoY although slightly impacted QoQ 3.57% 3.46% 3.35% 3.10% 3.29% Impaired Loans - Gross Impaired Loans (consolidated) 2.25% 2.13% 1.94% 1.90% Impaired Loans - Net 1.81% Mar-18 Jun-18 Sep-18 Dec-18 Mar-19 Impaired Loans - Gross Impaired Loans - Net 3.02% 2.89% 2.79% 2.73% 2.59%
Slide 8: Customer Deposits
Customer Deposits Built up liquidity amidst market uncertainty and tightening liquidity outlook Deposits from Customers by Business Segment 24% 24% Global Banking Mar-18 Mar-19 CFS 76% 76% Deposits from Customers by Type 20% 17% Current Account Mar-18 Saving Account Mar-19 14% 60% 20% Time Deposit 6
Slide 9: Fee Income
Fee Income Fee income down by 2.4% YoY although fees from Global Markets improved Rp billion -2.4% YoY -3.3% YoY +98.7% YoY +50.5% YoY -10.0% YoY 528 515 402 362 Mar-18 Mar-19 88 85 47 24 14 21 Total Fee Income Fees and commissions Gains on foreign exchange Gains/loss on sale of Other fee
Slide 10: Operating Expenses
Operating Expenses Rp billion +5.1% YoY -2.2% YoY +10.6% YoY 1,585 1,508 952 861 648 633 Mar-18 Mar-19 Total Operating Personnel G&A Expenses (in Rp billion) Breakdown of G&A Mar-19 Mar-18 YoY General 528 413 28.1% Rental 125 129 -3.0% Depreciation and amortization 69 76 -8.6% Repairs and main
Slide 11: Sound Capital Position
Sound Capital Position 18.77% 18.78% 19.04% 18.73% 17.63% 134,787 136,888 138,481 129,267 131,715 22,786 24,721 25,314 26,065 25,940 Mar-18 Jun-18 Sep-18 Dec-18 Mar-19 Risk Weighted Assets (Rp Billion) Total Capital (Rp Billion) CAR Capital Ratios Mar-19 Dec-18 Sep-18 Jun-18 Mar-18 YoY QoQ Tier I 16
Slide 12: Balance Sheet - Consolidated
Balance Sheet - Consolidated Rp billion Mar-19 Dec-18 Mar-18 YoY QoQ Loans 135,833 133,349 122,518 10.9% 1.9% Other Earning Assets 33,474 23,806 33,932 -1.3% 40.6% Other Assets 19,123 20,377 19,325 -1.0% -6.2% Total Assets 188,431 177,533 175,775 7.2% 6.1% Deposits from Customer 128,390 116,812 120,
Slide 13: Financial Ratios
Financial Ratios Mar-19 Dec-18 Mar-18 YoY Mar-19 Dec-18 Mar-18 YoY Consolidated Bank Only a b c (a-c) a b c (a-c) Profitability Profitability Return On Assets 1.21% 1.74% 1.46% -0.24% Return On Assets 0.96% 1.48% 1.17% -0.21% Return On Equity (Tier 1) 7.19% 10.21% 9.60% -2.41% Return On Equity (Tier
Slide 14: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Events and CSR Highlights 24 Financial Results: 1Q 2019 ended 31 March 2019
Slide 15: Shariah Banking
Shariah Banking Shariah Financing grew 22.1% to Rp24.6 trillion, contributing 18.1% to the Bank’s consolidated loans. Shariah Deposits grew significantly by 52.2% to Rp26.6 trillion, contributing 20.7% to the Bank’s consolidated customer deposits. Shariah Assets up by 21.7% to Rp32.9 trillion,
Slide 16: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Events and CSR Highlights 24 Financial Results: 1Q 2019 ended 31 March 2019
Slide 17: Maybank Finance
Maybank Finance Revenue and Profit Before Tax Financing Rp Billion Rp Billion -1.8% -3.5% 291 7,520 285 7,260 +17.5% 95 112 Mar-18 Mar-19 Mar-18 Mar-19 Revenue Profit Before Tax Asset Quality Unit Financing (unit) 12,989 13,089 11,601 11,663 0.65% 0.59% 0.53% 0.38% 0.34% 0.38% 0.31% 0.31% 0.27
Slide 18: WOM Finance
WOM Finance Revenue and Profit Before Tax Financing Rp Billion Rp Billion +1.3% -3.2% 626 635 7,639 7,391 -23.5% 73 56 Mar-18 Mar-19 Mar-18 Mar-19 Revenue Profit Before Tax Asset Quality Unit Financing (‘000 unit) 127 2.82% 3.18% 84 2.72% 2.42% 2.17% 61 58 45 35 1.11% 1.27% 9 0.77% 0.88% 4 0.7
Slide 19: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Events and CSR Highlights 24 Financial Results: 1Q 2019 ended 31 March 2019
Slide 20: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp188.4 Trillion Total Equity : Rp25.1 Trillion Market Capitalisation : Rp20.1 Trillion Rank #10 in terms of Assets Position in Indonesia : Rank #9 in terms of Loans Rank #9 in terms of Deposits 384 (Maybank Indonesia) # of Branches : 608 192
Slide 21: Company Ratings and Shareholdings
Company Ratings and Shareholdings Company Rating Shareholders Public Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F2 78.98% 21.02% Viability Rating bb Support Rating 2 National Long-Term Rating AAA(idn); Outlook Stable National Short-Term Rating F1+(idn) Sukuk M
Slide 22: Board of Commissioners
Board of Commissioners Edwin Gerungan Budhi Dyah Sitawati Commissioner Independent Commissioner Datuk Abdul Farid bin Alias President Commissioner Achjar Iljas Hendar Datuk Lim Hong Tat *) Independent Commissioner Independent Commissioner Commissioner * Appointed at EGM held on 18 Oct 2018 and will
Slide 23: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Eri Budiono Director Director Director Taswin Zakaria President Director Irvandi Ferizal Effendi Widya Permana Muhamadian Director Director Director Director Page 23
Slide 24: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Events and CSR Highlights 24 Financial Results: 1Q 2019 ended 31 March 2019
Slide 25: Events and CSR Highlights in 1Q 2019 (1/2)
Events and CSR Highlights in 1Q 2019 (1/2) Maybank Sales Service Summit & Awards Night 2019 This annual event aims to communicate vision, target and strategy for year 2019 to all branches and to reward employees who achieved best performance. (24-25 Jan) Press Conference & Analyst Briefing Full Year
Slide 26: Events and CSR Highlights in 1Q 2019 (2/2)
Events and CSR Highlights in 1Q 2019 (2/2) Annual General Meeting of Shareholders Maybank Indonesia held the Annual General Meeting of Shareholders (AGMS) at Maybank Indonesia Headquarters, Senayan, Jakarta. The AGMS approved dividend distribution of Rp548.64 billion or Rp7.19862 per share. (29 Mar)
Slide 27: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK Is customers and staff with MAYBA NK ! respect. - We make humanising y ‘- . - f financial services more than ~ just a promise but the way we do business. e ~~ sé 1 Thank You Maybank
Slide 28: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA Tbk Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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