Qatar Islamic Insurance Group · QSE:QISI
Qatar Islamic Insurance — Q3 2025 Earnings Presentation
19 slides from Qatar Islamic Insurance's earnings presentation, November 2025
Slide 1: Investors' Presentation Q3 2025
QATAR ISLAMIC INSURANCE GROUP Q3 2025 Investors’ Presentation 3 rd Quarter 2025
Slide 2: About Us
About Us Since inception in 1995 , QIIG has grown steadily to become a leading Takaful insurance company in Qatar and the world. Combining adherence to the principles of Islamic Sharia with innovative and dynamic management, we have continually upgraded our operations, and now lead the field in intr
Slide 3: Facts at a Glance
FACTS AT A GLANCE • With a humble beginning in 1995, QIIG is now listed on Qatar Stock Exchange and is among the leading insurance companies in State of Qatar providing insurance protection to large commercial undertakings, both in the private and public sectors, that include government offices, ban
Slide 4: Our Mission and Vision
Our Mission and Vision Mission Vision To maximize policyholder and To be the world’s premier shareholder value by providing Takaful insurance company by diverse and innovative Takaful building on our reputation as a products and services by leader in product innovation, optimizing the use of resourc
Slide 5: Our Board Of Directors
Our Board Of Directors Jamal Abdullah Al Jamal Chairman A/Rahman A/Jalil Al -Abdul Ghani Sheikh Dr. Khaled Ben Thani Al Rashed Nasser Al -Kaabi Deputy Chairman Thani Board Member Board Member Sheikh Thani Ben Abdullah Ben Sheikh Turkey Ben Khalid Mohd A/Karim Al Meer Thani Al Thani Ben Thani Al Than
Slide 6: Our Sharia Supervisory Board
Our Sharia Supervisory Board Sheikh Dr. Waleed Mohammed Hadi Head of Sharia Supervisory Board Sheikh Dr. Abdulaziz Khalifa Al -Qassar Sheikh Dr. Mohamed Ahmine Member of Sharia Supervisory Board Member of Sharia Supervisory Board 5
Slide 7: Our Management Team
Our Management Team Ali Ibrahim Al -Abdulghani Group President Mohammad Abbas Elrayes Group President’s Consultant Yasser Mohamed ALAmly Zaki Khamis Akeilah Naisamudheen Abdulkhader Group Chief Financial Officer Executive Director of the Real Estate Investment Company Chief Technical Officer Karim S
Slide 8: Workable Takaful Model
Workable Takaful Model SHARE H O L D E R S’ FUND Share Holder Mudaraba Fee on Management Wakalah Investment PHF’s Investment Expense of Profit/Loss Fee Income Income the Company Takaful Operator Investment by the Company Policyholder Operational Cost Investment Claims & Surplus of Takaful / Income R
Slide 9: Our Products: Personal Insurance
Our Products Personal Insurance MOTOR INSURANCE TRAVEL INSURANCE BOAT & YACHT DOMESTIC MAID INSURANCE INSURANCE MEDICAL INSURANCE HOME INSURANCE 8
Slide 10: Our Products: Corporate Insurance
Our Products Corporate Insurance MOTOR GENERAL ACCIDENT ENERGY MARINE CARGO FIRE & PROPERTY MARINE HULL GROUP LIFE CORPORATE LIABILITY ENGINEERING GROUP MEDICAL 9
Slide 11: Awards & Recognition
Awards & Recognition 2014 2016 2017 2018 2019 General Takaful Company Takaful CEO of the Year Best Takaful Company - The Only Insurance Best Takaful Company - of the year and Family Award in 2016 during the Middle East at International Company in the Exclusive Middle East at International Takaful Co
Slide 12: Strong Reinsurance Partners
Strong Reinsurance Partners Scor SE Swiss Re Starr CCR AWRIS Axis 11
Slide 13: Leading Related Companies
Leading Related Companies QATAR INTERNATIONAL ISLAMIC BANK Leading Islamic Bank in Qatar EZDAN REAL ESTATE Leading Real Estate Company in Qatar AL -AHLI HOSPITAL 12 Leading Private Sector Hospital in Qatar
Slide 14: Q3 2025 Policyholders' P&L
Financial Performance Review Q3 2025 Policyholders’ P&L Strong Revenue Growth Q3 2025 450 Recognized Takaful Contributions -13% 412 400 364 -39% 358 364 Millions QAR 350 300 Takaful Gross Margin 250 236 23 Millions QAR 200 +276% Recognized Takaful Costs 150 100 236 Millions QAR 50 23 - Recognised Ta
Slide 15: Portfolio Mix
Financial Performance Review Portfolio Mix Right Balance General Accident, 24% Takaful & Health, 49% General Accident Motor Motor 27% , Takaful & Health 16
Slide 16: Q3 2025 Shareholders' P&L
Financial Performance Review Q3 2025 Shareholders’ P&L Sustaining Profitability Figures in QAR million 200 181 179 180 160 147 142 139 140 122 120 100 80 57 60 42 40 20 - Wakala Income Total Revenues Total Expenses Net Income 17 Q3 2025 Q3 2024
Slide 17: Q3 2025 Shareholders' EPS
Financial Performance Review Q3 2025 Shareholders’ EPS Consistent Earnings 0.94 0.92 0.9 0.88 0.93 0.86 0.84 0.82 0.8 0.78 0.76 0.81 0.74 Basic earning per share Q2 2025 Q2 2024 Figures in QAR 18
Slide 18: Balance Sheet As Q3 2025
Financial Performance Review Balance Sheet As Q3 2025 Building Strength 30-06-25 31-12-24 1,400 -3% 1,244 1,209 1,200 1,000 -10% 800 -10% 4% Figures in QAR million 12% -14% 14% 681656 690 588 599 637 607 600 528 516 535 545 463 400 26% -32% 91 72 82 121 200 - Policyholders' Assets Policyholders' Lia
Slide 19: Connect with us
QATAR ISLAMIC INSURANCE GROUP Connect with us Email: Website: qiic @qiic.com.qa www.qiic.com.qa QIIG Head Office: C Ring Road - Doha P.O.Box 22676 Doha - Qatar Call us: Tel : (974) 44658 888 Fax: (974 ) 44550 111
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