Standard Chartered Plc · LSE:STAN
Standard Chartered — Credit Suisse Asia Investor Conference 2013
20 slides from Standard Chartered's conference presentation, 2013
Slide 1: Leading the way in Asia, Africa and the Middle East
Leading the way in Asia, Africa and the Middle East Credit Suisse Asia Investor Conference
Slide 2: Forward looking statement
Forward looking statement This presentation contains or incorporates by reference ‘forward-looking statements’ regarding the belief or current expectations of Standard Chartered, the Directors and other members of its senior management about the Group’s businesses and the transactions described in t
Slide 3: Leading the way in Asia, Africa and the Middle East
Leading the way in Asia, Africa and the Middle East Julian Fong CFO Asia & Global Head of Country Finance CFO,
Slide 4: Who we are
Who we are Over 150 year heritage Over 1,700 branches & offices Presence in 68 markets Over 89,000 employees Primary listings in London, Hong Kong and Mumbai Credit ratings AA- / A1 / AA- (S&P / Moody’s / Fitch respectively) Around 90% of income from Asia, Africa and Middle East Lead
Slide 5: 2012 Performance highlights
2012 Performance highlights 2012 2012 Normalised Normalised* Income US$19.1bn 8% Jaws (2%) 5% Profit before tax US$6.9bn 1% 12% Dividend per share 84.0c 10.5% E i Earnings per share h 199 7 199.7c 225 2 225.2c Return on equity 12 2% 12.2% 12 8% 12.8% * Normalised as per details on page 86 of the 201
Slide 6: Consumer Banking performance
Consumer Banking performance US$m 2011 H1 12 H2 12 2012 YoY% Income 6,791 3,515 3,687 7,202 6 Expenses (4,605) (2,307) (2,416) (4,723) 3 Operating profit before impairment 2,186 1,208 1,271 2,479 13 Loan impairment (524) (300) (397) (697) 33 Other impairment p ((12)) (9) 5 ((4)) (67)) (6 Operating p
Slide 7: Wholesale Banking performance
Wholesale Banking performance US$m 2011 H1 12 H2 12 2012 YoY% Income 10,846 5,996 5,783 11,779 9 Expenses (5,147) (2,656) (3,343) (5,999) 17 Operating profit before impairment 5,699 3,340 2,440 5,780 1 Loan impairment (384) (283) (241) (524) 36 Other impairment p (99) (65) (55) ( 0) (120) 21 Operati
Slide 8: Diversity a differentiator
Diversity a differentiator Operating income Operating income by geographhy by prod duct Americas, UK & Principal Finance 3% Europe Hong Kong CCPL* 14% Corporate Finance 12% 18% 12% Africa Wealth Management ALM 4% 7% % 8% Credit and Other 2% Capital Markets 3% Consumer Singapore Banking Deposits 8% M
Slide 9: Strong foundations
Strong foundations Basics of g good banking g Principles Capital & Risk Financial Li idit Liquidity M ti Metrics A conscious Strongly Clearly defined Double digit strategy to capitalised risk appetite income b ild balance build b l growth th Highly liquid Geographic, sheet strength secto
Slide 10: Group balance sheet
Group balance sheet Total deposits – US$m Customer deposit funded franchise 23% (A/D ratio of 74.1% and Liquid asset 427 391 6 ratio of 30.4%) 346 7 5 204 193 163 Net interbank lender and US$194bn Other deposits Time deposits of liquid assets 178 191 217 CASA*** Basel III NSFR* and LCR** 2010
Slide 11: Capital generation
Capital generation Capital ratios % RWA* US$bn 302 286 17.9 17.6 17.4 262 271 24 16.9 22 15 1 15.1 19 21 31 4.0 3.9 31 3.5 4.0 29 29 2.0 1.9 1.8 1.7 6.6 Tier 1 13.4% 247 2.4 214 221 233 11 9 11.9 11 8 11.8 11.6 11 11.7 6.1 H1 08 H1 11 H2 11 H1 12 H2 12 H1 11 H2 11 H1 12 H2 12 Tier 2 Core Tier 1 Cred
Slide 12: Risk
Risk Consumer Banking Wholesale Banking 82% of Consumer Banking portfolio 62% of Wholesale Banking loans is fully or partially secured less than 1 year maturity Onlyy 11% of the SME portfolio is Well diversified book byy geog g graphy p y unsecured and industry Average LTV on mortgage port
Slide 13: Consistent delivery
. . Standard Consistent delivery Chartered Profit and income (US$bn) HB Operating income {J Operating profit before tax 20 10 year 15 income CAGR 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Dividend and tax 2003 - 2012 to date (US$m) Mi Dividend = Tax 3,000 Total dividend 2,250 US$ 12bn y
Slide 14: Our competitive differentiation
Our competitive differentiation
Slide 15: Our markets
Our markets GDP growth % St d d Chartered Standard Ch d footprint f i 2013 6.2 Euro area 2013 China USA 2013 -0.5 2013 2.3 8.3 India 2013 6.0 Nigeria Indonesia 2013 2013 66 6.6 65 6.5 Lower growth Higher growth
Slide 16: Our markets
Our markets Trade flows 25% CAGR 2000 - 2011 Standard Chartered presence countries Non-presence countries - Sub-Saharan Africa
Slide 17: Our markets
Our markets Trade flows 2001 2011 US$ 18bn US$ 241bn
Slide 18: Our markets
Our markets RMB internationalisation Trade settled in RMB 5.1% 12.6% 2010 2012 Offshore RMB market (indexed) 100 748 2010 2012
Slide 19: Outlook
Outlook We remaiin focused don cons isttentt delivery d li agaiinsttour four financial objectives Good momentum in both Consumer Banking g and Wholesale Banking Remain focused on balance sheet foundations Well positioned in growth markets
Slide 20: Q&A
Q&A
Standard Chartered — Credit Suisse Asia Investor Conference 2013 on 6ix