Kearny Financial · NASDAQ:KRNY

Kearny Financial — Investor Presentation (February 2024)

5 slides from Kearny Financial's investor presentation, Feb 9, 2024

  1. Slide 1: Supplement to Investor Presentation Dated January 31, 2024

    FEBRUARY 9, 2024 S U P P L E M E N T T O I N V E S T O R P R E S E N TAT I O N D A T E D J A N U A R Y 3 1 , 2 0 2 4 EXHIBIT 99.1

  2. Slide 2: Forward Looking Statements & Financial Measures

    Forward Looking Statements & Financial Measures 2 This presentation may include certain “forward-looking statements,” which are made in good faith by Kearny Financial Corp. (the “Company”) pursuant to the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward

  3. Slide 3: Diversified Multifamily Portfolio

    Diversified Multifamily Portfolio Multifamily Loan Portfolio Composition1 New York City (“NYC”) Multifamily1 Source: Company Filings 1 As of December 31, 2023. 3 Less than half of our Multifamily portfolio is collateralized by properties in NYC Only 8% of our Multifamily portfolio is collateralized

  4. Slide 4: CRE Lending

    CRE Lending Source: Company Filings. 1 As of December 31, 2023. 4 CRE Portfolio by Collateral Type1 CRE Loan Geographic Distribution1 Total CRE $0.9 B New Jersey 56.1% Brooklyn 9.9% New York (Ex. Brooklyn) 27.6% Pennsylvania 3.8% Other 2.6%Retail 36.6% Mixed Use 27.1% Office 15.8% Industrial 14.8% S

  5. Slide 5: Office Portfolio

    Office Portfolio 1 As of December 31, 2023. Source: Company Filings. 5 Office Portfolio by Contractual Maturity1 Office Loan Geographic Distribution1 Office Portfolio Profile 15.8% of total CRE portfolio or $149 million Average loan size of $1.6 million ($ millions) ($ millions) $2 $6 $5 $17 $49 $22

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