Sbi Holdings Incorporated · TSE:8473
Sbi — Sbi Holdings Inc Ord — FY2020 Earnings Presentation
189 slides from Sbi's earnings presentation, Apr 29, 2021
Slide 1: SBI Holdings, Inc. FY2020 Financial Results
Strategic Business Innovator SBI Holdings, Inc. FY2020 Financial Results (Fiscal Year Ended March 31, 2021) April 28, 2021
Slide 2: Disclaimer
The items in this document are provided as information related to the financial results and the business strategy of the SBI Group companies and not as an invitation to invest in the stock or securities issued by each company. None of the Group companies guarantees the completeness of this document
Slide 3: Agenda
I. FY2020 consolidated financial results (IFRS) II. Establishment of the SBI Group’s new medium-term vision and future priority measures to achieve it [Unauthorized reproduction is prohibited] 2
Slide 4: FY2020 consolidated financial results (IFRS)
I. FY2020 consolidated financial results (IFRS) [Consolidated Performance Overview] • Revenue increased 47.0% year-on-year to JPY 541.1bn, profit before income tax expense rose 113.3% year-on-year to JPY 140.4bn, and profit attributable to owners of the Company increased 116.3% year-on-year to JPY 8
Slide 5: FY2020 Consolidated Performance (IFRS)
FY2020 Consolidated Performance (IFRS) -Achieved historical highs in all categories since the Company’s inception- [Year-on-year comparison] (Unit: JPY million) FY2019 FY2020 YoY % (Apr. 2019 – Mar. 2020) (Apr. 2020 – Mar. 2021) change Record Revenue 368,055 high 541,145 +47.0 Profit before income R
Slide 6: Quarterly Profit before Income Tax Expense (IFRS)
Quarterly Profit before Income Tax Expense (IFRS) (Unit: JPY million) 50,000 Jan. 8 46,642 April 7 First state of Second state 40,000 emergency of emergency 39,226 30,000 27,832 27,757 26,755 Market 20,217 20,000 16,666 crash due to COVID-19 Full year profit before income tax 10,000 expense JPY 140.
Slide 7: Consolidated Profit Comparison with Major Face-to-face Securities Companies
Consolidated Profit Comparison with Major Face-to-face Securities Companies (Unit: JPY million) FY2018 FY2019 FY2020 YoY % (Apr. 2018 – Mar. 2019) (Apr. 2019-Mar. 2020) (Apr. 2020-Mar. 2021) change SBI Profit before income tax expense 83,037 65,819 140,380 +113.3 Holdings (IFRS) ROE (%) 11.9 8.3 16.
Slide 8: FY2020 Performance by Segment (IFRS)
FY2020 Performance by Segment (IFRS) [Year-on-year comparison] Profit before Income (Unit: JPY million) Revenue Tax Expense YoY % FY2019 FY2020 YoY % FY2019 FY2020 change / (Apr. 2019– (Apr. 2020– (Apr. 2019– (Apr. 2020– Mar. 2020) Mar. 2021) change Mar. 2020) Mar. 2021) YoY change Financial Service
Slide 9: Continued Implementation of Aggressive Shareholder Returns
Continued Implementation of Aggressive Shareholder Returns Initiated in FY2020 [Basic policy for shareholder return (announced in April 2018)] Implement shareholder returns with a target total shareholder return ratio, as calculated by the sum of dividend payouts and share repurchase costs, of 40% a
Slide 10: Shareholder Benefits to be Conducted in Continuation
Shareholder Benefits to be Conducted in Continuation with the Previous Fiscal Year [Details of shareholder benefits] * Shareholders listed or recorded in the shareholder register as of Mar. 31, 2021 are eligible. Qualified Shareholders who have held shares For shareholders other than the left shareh
Slide 11: Financial Services Business
1. Financial Services Business (1) Securities-related business (SBI SECURITIES) SBI SECURITIES’ consolidated results for the FY2020 included a rise in brokerage commissions associated with increased stock trading, as stock markets in Japan and overseas remained robust. Operating income up 46.3% YoY
Slide 12: Average Daily Individual Brokerage Trading Value
1.(1) Securities-related business: Average Daily Individual Brokerage Trading Value (Total for two markets*) (JPY FY2020 billion) Average daily individual brokerage trading value (left-side scale) Individual Brokerage (JPY) End-of-month Nikkei Average (right-side scale) trading value 2,000 JPY 324,8
Slide 13: SBI SECURITIES FY2020 Consolidated Results (J-GAAP)
1.(1) Securities-related business: SBI SECURITIES FY2020 Consolidated Results (J-GAAP) [Year-on-year comparison] (Unit: JPY million) FY2019 FY2020 YoY % (Apr. 2019 – Mar. 2020) (Apr. 2020 – Mar. 2021) change Operating Revenue 124,466 Record high 160,356 +28.8 Net Operating Revenue 113,418 Record hig
Slide 14: Largest Number of Brokerage Accounts
1.(1) Securities-related business: SBI Holds an Established Position as the Securities Firm with Largest Number of Brokerage Accounts Number of Accounts of SBI SECURITIES and 2 Major Face-to-face Securities Companies (End of March 2009 - End of March 2021) (thousand accounts) CAGR: % 7,000 6,813 (Ma
Slide 15: SBI SECURITIES' Share of Individual Stock Trading
1.(1) Securities-related business: SBI SECURITIES’ Share of Individual Stock Trading -Near-term target of 50% for margin trading market share- Share of Individual Stock (of which) Share of Individual Trading Value (%) Margin Trading Value (%) SBI SBI 42.8 45.0 (of which, SBI (of which, SBI NEOTRADE
Slide 16: Banking-related business (SBI Sumishin Net Bank)
(2) Banking-related business (SBI Sumishin Net Bank) SBI Holdings’ equity method earnings of SBI Sumishin Net Bank, based on IFRS for FY2020 was JPY 7,240m, up 23.9% year-on-year [Unauthorized reproduction is prohibited] 15
Slide 17: SBI Sumishin Net Bank's Financial Results (IFRS)
1.(2) Banking-related business Change in SBI Sumishin Net Bank’s Financial Results(IFRS) SBI Holdings’ equity method earnings of SBI Sumishin Net Bank, based on IFRS for FY2020 was JPY 7,240m, up 23.9% year-on-year (FY2020 financial results announcement scheduled for May 13, 2021) (JPY million) 8,00
Slide 18: SBI Sumishin Net Bank's Ordinary Income (J-GAAP)
1.(2) Banking-related business Change in SBI Sumishin Net Bank’s Ordinary Income (J-GAAP) after Start of Operations -Full-year earnings expected to record high for the fiscal year ending Mar. 31, 2021 (J-GAAP)- Achieved a single month profit for the first time in Jan. 2009 (JPY Achieved a single qua
Slide 19: Accounts and Deposits Exceeded 4.5 Million Accounts and JPY 6.3tn
1.(2) Banking-related business As of the End of March 2021, the Balance of Accounts and Deposits Exceeded 4.5 Million Accounts and JPY 6.3tn Accounts：4,510,731 / Deposits：JPY 6,293.9bn (As of the end of Mar. 2021) Change in SBI Sumishin Net Deposits of 6 Internet Banks (JPY billion) Bank’s Deposits
Slide 20: Insurance-related business (SBI Insurance Group)
(3) Insurance-related business (SBI Insurance Group) SBI Insurance Group’s consolidated ordinary revenue for FY2020 (preliminary figures on a J-GAAP basis*1), increased 23.0% YoY to JPY 86,657m, and consolidated ordinary profit increased 63.2% YoY to JPY 3,852m, and profit attributable to parent of
Slide 21: SBI Insurance Group's Performance (Preliminary Figures)
1.(3) Insurance-related business SBI Insurance Group’s Performance (Preliminary Figures) * Final consolidated figures for FY2020 to be released on May 12 Consolidated results for FY2020 (J-GAAP) (Unit: JPY million) FY2019 FY2020 YoY % (Result) (Preliminary) change Ordinary revenue 70,467 86,657 +23.
Slide 22: SBI Insurance Group's In-force Contracts
1.(3) Insurance-related business SBI Insurance Group’s Total Number of In-force Contracts Steadily Increased SBI Insurance Group’s total number of in-force contracts CAGR 17.1% Joguchi Safety SSI (Mar. 2015 to Mar. 2021) joins the Group (10 thousands) 250 SBI PRISM SSI* joins the Group SBI Nihon SSI
Slide 23: Asset Management Business
2. Asset Management Business • FY2020 Asset Management’s profit before income tax expense (IFRS) was JPY 84.9bn and achieved historical high • In FY2020, among the investee companies, 19 companies were taken public under an IPO and 3 companies were subject to M&A • The Fintech Fund and the SBI AI &
Slide 24: Asset Management Business Financial Results for FY2020
2. Asset Management Business Asset Management Business Financial Results for FY2020 -Achieved historical highs since adoption of IFRS in FY2012- (IFRS, JPY billion) FY2019 FY2020 YoY % (Apr.2019-Mar.2020) (Apr.2020-Mar.2021) change Revenue 126.6 Record high 208.3 +64.6 Profit before income tax Recor
Slide 25: IPOs and M&As of the SBI Group Investee Companies
2. Asset Management Business IPOs and M&As of the SBI Group Investee Companies -IPOs of the investee companies from major funds began to appear one after another and contributed to the strong performance- Full-year FY2020 For FY2021, 28 IPOs and M&A deals are expected IPO・M&A Deals 22 During the fis
Slide 26: SBI SAVINGS BANK's Profit before Income Tax Expense
2. Asset Management business: SBI SAVINGS BANK SBI SAVINGS BANK’s Profit before Income Tax Expense (IFRS/Apr. 2013 - Mar. 2021) Achieved record high profits for the full-year (KRW billion) (FY2020) SBI SAVINGS BANK became a consolidated subsidiary of SBI Holdings in Mar. 2013 300 309.1 With the reco
Slide 27: SBI SAVINGS BANK's Underlying Earnings
2. Asset Management business: SBI SAVINGS BANK SBI SAVINGS BANK’s Underlying Earnings have Increased Steadily, as Its Prime Assets have Grown Total assets exceed Changes in Indicators since becoming a subsidiary KRW 11tn as of the end of Dec. (K-GAAP) (KRW billion) Delinquency rate (％) for all loans
Slide 28: Overseas Financial Subsidiaries Expand ①
2. Asset Management Business： Overseas financial business Business Bases of Financial Subsidiaries in South Korea, Vietnam, Russia, Thailand and Cambodia Rapidly Expand ① SBI SAVINGS BANK (SBI Group’s shareholding: 99.0%) A subsidiary from March 2013 While the SBI Group’s accumulative investment
Slide 29: Overseas Financial Subsidiaries Expand ②
2. Asset Management Business： Overseas financial business Business Bases of Financial Subsidiaries in South Korea, Vietnam, Russia, Thailand and Cambodia Rapidly Expand ② SBI Thai Online Securities (SBI Group’s shareholding: 99.9%, established in Oct. 2014) The first internet securities company in
Slide 30: Biotechnology, Healthcare & Medical Informatics Business
3．Biotechnology, Healthcare & Medical Informatics Business • While booking an impairment loss of approx. JPY 2.7bn relating to Quark Pharmaceuticals (“Quark”), the deficit of the business segment improved by approx. JPY 2.8bn, due to the completion of clinical trails etc. [Unauthorized reproduction
Slide 31: Profit before Income Tax of Biotechnology, Healthcare & Medical Informatics Companies
Profit before Income Tax Expense of the Biotechnology, Healthcare & Medical Informatics Business Companies (IFRS) (JPY million) FY2019 FY2020 SBI Biotech 16 -278 Quark Pharmaceuticals (“Quark”) -7,668 -4,234 5 -1,272 -1,726 business related SBI Pharmaceuticals -ALA- SBI ALApromo 193 348 photonamic 1
Slide 32: Future Directions for Quark Pharmaceuticals
Future Directions for Quark Pharmaceuticals Recorded an impairment loss of approx. JPY 2.7bn in SBI Holdings’ consolidated financial results in FY2020 • Quark has frozen new developments, and is strongly promoting cost reductions, including personnel reductions, to minimize its business scale • Curr
Slide 33: Published Papers on COVID-19 and 5-ALA
(2) 5-ALA-related business: Published Papers on COVID-19 and 5-ALA A paper on the infection-suppressing effect of 5-ALA on the new coronavirus by cell culture experiments was submitted by the Institute of Tropical Medicine, Nagasaki University, and the pre-print became available on the bioRxiv sit
Slide 34: RCSI Bahrain Joint Research on 5-ALA
(2) 5-ALA-related business: The Royal College of Surgeons in Ireland - Medical University of Bahrain (RCSI Bahrain) Announced “Completion of the First Stage of Joint Research between RCSI Bahrain and BDF of a Food Supplement known in Modulation of Antiviral Effects in COVID-19 Patients” -Collaborati
Slide 35: Progress in the Main Pipeline Utilizing 5-ALA
(2) 5-ALA-related business: Progress in the Main Pipeline of Pharmaceutical Products Utilizing 5-ALA Current status Fields Pipeline projects Phase I Phase II Phase III Mitochondrial diseases* Phase III is completed (in Apr. 2021) (by SBI Pharmaceuticals) Drug to treat Cardiac ischemia- Scheduled to
Slide 36: SBI ALApromo Sales and Profits
(2) 5-ALA-related business (SBI ALApromo): SBI ALApromo Saw Strong Sales of Each Product due to Heightened Health Consciousness Under COVID-19 Pandemic, Resulting in Increased Sales and Profits for FY2020 *IFRS, Unit: JPY million Sales SBI ALApromo’s products containing 5-ALA 1,667 1600 1,479 • “ALA
Slide 37: Launch of Hatsugagenmai no Sokojikara
(2) 5-ALA-related business (SBI ALApromo): Launched Sales of “Hatsugagenmai no Sokojikara” on April 20 after Renewal as a Food with Functional Claims • Won Japan’s firsts in two category ①Accepted as the first foods with functional claims to support the three factors of “blood pressure, triglyceride
Slide 38: Future Lineup of Foods with Functional Claims
(2) 5-ALA-related business (SBI ALApromo): Future Lineup of Foods with Functional Claims and Notification Status Products that have been notified and approved by the Consumer Affairs Agency based on “the system of Foods with Functional Claims” Improvement of “ALA PLUS Mental Care” depression and m
Slide 39: Crypto Asset-related Business
4．Crypto Asset-related Business • Total profit before income tax expense in FY2020 of the digital asset exchange businesses in the Financial Services Business and the digital asset-related businesses in the Other Business recorded approximately JPY 18.9bn, an increase of over JPY 10bn from the previ
Slide 40: FY2020 Crypto Asset-related Business Results (IFRS)
FY2020 Crypto Asset-related Business Results (IFRS) Crypto asset exchange businesses* included in the Financial Services Business segment (JPY million) FY2019 FY2020 YoY (%) (Apr. 2019~Mar. 2020) (Apr. 2020~Mar. 2021) Profit before income tax expense 7,670 10,602 +38.2 *Simple sum of figures for SBI
Slide 41: New Medium-term Vision and Future Priority Measures
II. Establishment of the SBI Group’s new medium-term vision and future priority measures to achieve it 1. Progress in achieving the vision established in April 2018 2. The SBI Group’s new medium-term vision 3. Key measures to achieve the Sustainable Growth Goals (SGGs) set forth to realize the new m
Slide 42: Progress in achieving the vision established in April 2018
1. Progress in achieving the vision established in April 2018 [Unauthorized reproduction is prohibited] 41
Slide 43: Status of Achievement for the Vision ①
Status of Achievement for the SBI Group’s Vision (Revised in April 2018) ① • Develop the three business segments, Financial Services, Asset Management, and Biotechnology, Healthcare & Medical Informatics Business, so that the profit before income tax expense composition by segment in three years wil
Slide 44: Status of Achievement for the Vision ②
Status of Achievement for the SBI Group’s Vision (Revised in April 2018) ② • Targeting consolidated profit before income tax expense of over JPY 100bn within the next year or two FY2018: JPY 83.0 billion FY2019: JPY 65.8 billion FY2020: JPY 140.4 billion • Maintain ROE above 10% FY2018: 11.9% FY2019
Slide 45: Changes in Profit before Tax and Total Assets
Changes in Consolidated Profit before Income Tax Expense and Total Assets for the Past Three Periods (IFRS) (JPY billion) Profit before income tax expense (JPY billion) Total assets 160 8,000 ：YoY ：YoY 7,208.6 140.4 140 CAGR: 25.0% 7,000 Vision revised +30.8％ +113.3％ (Apr. 2018) 120 6,000 Vision rev
Slide 46: SBI Group's New Medium-Term Vision (3–5 years)
2. SBI Group’s New Medium-Term Vision (3–5 years) • Endeavor to achieve more than JPY 300 billion consolidated profit before income tax expense during this period by wholeheartedly pursuing synergies between alliance partners and companies within the Group for both the existing and new businesses. T
Slide 47: Key Measures to Achieve the Sustainable Growth Goals (SGGs)
3. Key Measures to Achieve the Sustainable Growth Goals (SGGs) Set Forth to Realize the New Medium- term Vision The SBI Group’s Sustainable Growth Goals (SGGs) (1) Thoroughly develop an open alliance strategy with every Group company to build an ecosystem that efficiently creates synergies with part
Slide 48: SGGs 1: Open Alliance Strategy
SGGs: 1. Thoroughly develop an open alliance strategy with every Group company to build an ecosystem that efficiently creates big synergies with partners having large customer bases ① In the securities-related business, the SBI Group endeavors to expand its customer base by embodying Neo-securities
Slide 49: Open Alliance and Regional Revitalization Strategy
SBI Group has Built an Extensive Business Base through an Open Alliance Strategy and Regional Revitalization Strategy -Establishing a foundation of scale that cannot be achieved independently by expanding alliances across industries and business categories- Own strategy [SBI Regional Revitalization
Slide 50: Building a More Expansive Ecosystem Through Open Alliance
(1) Building a More Expansive Ecosystem Through an Open Alliance Strategy ① In the securities-related business, the SBI Group endeavors to expand its customer base by embodying Neo-securities initiatives, and to spread synergies throughout the SBI Group through the efficient use of big data -Steadil
Slide 51: Neo-securities initiatives prioritizing those aged 25 or under
（ⅰ） Achieve Neo-securities initiatives prioritizing those aged 25 or under to get a younger customer base more quickly [Unauthorized reproduction is prohibited] 50
Slide 52: New Initiatives to Expand Customer Base ①
Launch of New Initiatives to Expand Customer Base, Including Promotion of Neo-Securities Initiatives (From April 20, 2021) ① ■ Focus on acquiring young customers • Commissions on domestic equities become effectively free of charge for underage customer accounts Starting April 20, 2020, commissions o
Slide 53: New Initiatives to Expand Customer Base ②
Launch of New Initiatives to Expand Customer Base, Including Promotion of Neo-Securities Initiatives (From April 20, 2021) ② ■ Implementation of Other initiatives to promote the Neo-securities initiatives • SBI Sumishin Net Bank 100x Interest Campaign Campaign to offer 100 times more interest (up to
Slide 54: SBI NEOMOBILE SECURITIES Customer Growth
SBI NEOMOBILE SECURITIES, which Targets Neophyte Investors and Millennials, is Rapidly Increasing Its Customer Base [Neo-Moba] [SBI NEOMOBILE SECURITIES] (Thousand SBI NEOMOBILE SECURITIES’ accounts) 600 cumulative number of accounts 575 500 400 300 200 100 0 (EOM) Apr. June Sept. Dec. Mar. June Sep
Slide 55: Promoting Open Alliances Through the use of Points
Promoting Open Alliances Through the use of Points Points economy Services provided by SBI T-Point Number of members utilized during the [SBI SECURITIES ] [Neo-Moba] year - Investment trusts can be purchased with T-points 70,680,000 - With SBI NEOMOBILE SECURITIES, T-points can Affiliated stores als
Slide 56: Neo-securities Initiatives and Diversification of Revenue Sources
(ii) Since the announcement of the Neo-securities initiatives in October 2019, SBI Group has continued to pursue synergies within the Group while promoting diversification of revenue sources and strengthening profitability, which has led to favorable performance and contributed to the early realizat
Slide 57: Proactively Utilize M&A to Expand Customer Base
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :a. Proactively use M&A ③ Proactively Utilize M&A to Further Expand the Customer Base and Realize Early Various Neo-securities Initiatives The SBI Group’s current approach for M&A activities • M&A activ
Slide 58: Digital Asset Cooperation Following B2C2 Consolidation
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :a. Proactively use M&A Strengthen Cooperation with the SBI Group in Digital Asset- Related Businesses Following the Conversion of B2C2 to a Consolidated Subsidiary Became a subsidiary Operation of digita
Slide 59: Trading Revenue Becomes a Pillar of Revenue
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :b. Increase of trading revenue Trading Revenue becomes One of the Pillars of Revenue by Synergy among the Entire SBI Group such as the Strengthening of FX Business (JPY million) and Start of Crypto Asset
Slide 60: FX Business Results FY2020 (IFRS)
(ii) good examples of accelerating Neo-securities initiative through pursuing group synergies b.Trading revenue FX Business Results FY2020 (IFRS) (Simple aggregate of the profit before income tax expense of SBI Liquidity Market and SBI FXTRADE) [SBI FXTRADE] (JPY million) FY2019 FY2020 YoY % (Apr. 2
Slide 61: Strengthen the Wholesale Business Line
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :c. Expand business and strengthen the wholesale business line Expand Business and Strengthen the Wholesale Business Line in such Areas as Institutional Investor Services and Underwriting Primary and Seco
Slide 62: Financial Institutional Sales Dept. Alliances
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :c. Expand business and strengthen the wholesale business line Through SBI SECURITIES’ Financial Institutional Sales Dept.(Established in July 2016), Expanded Brokerage Business as a results of Alliance w
Slide 63: Real Estate Fund with Ascot Corp. Properties
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :d. Strengthening products other than domestic stocks Sale of a Real Estate Fund Incorporating Properties Developed by Ascot Corp. as the First Step in the Business Partnership • In Dec. 2020, SBI MONEY P
Slide 64: Security Token Business with BOOSTRY
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :d. Strengthening products other than domestic stocks SBI Group started its Security Token Business with BOOSTRY following the enactment of the Revised Financial Instruments and Exchange Act on May 1, 202
Slide 65: SBI SECURITIES' Investment Trust Volume Increased
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :e. Expand non-flow business SBI SECURITIES’ Volume of Investment Trusts has Increased Significantly Month-end (upper limit) balance of (JPY Investment trust balance million) regular contribution investme
Slide 66: SBI MONEY PLAZA Co-managed Shops with Regional Financial Institutions
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :f. Increase commission revenues outside of online business SBI MONEY PLAZA Succeeds in Co-managed Shops Operating Project with Regional Financial Institutions, Significantly Increasing Profits SBI MONEY
Slide 67: SBI SECURITIES' IFA Business
(ii) A good example of accelerating Neo-securities initiatives through the pursuit of synergies :f. Increase commission revenues outside of online business SBI SECURITIES' IFA Business that Meets the Needs of Face-to-face Trading is Steadily Making Progress SBI SECURITIES' IFA Business SBI SECURITIE
Slide 68: SGGs: Neo-bank Initiatives in Banking Sector
SGGs: (1) Establish a more expansive ecosystem through an Open Alliance strategy ② In the Banking sector, the SBI Group has been promoting the Neo-bank Initiatives through alliances with various companies; and just like as Securities sector, the goal is to build a foundation to create efficient syne
Slide 69: Neo-bank Initiatives Move into Full-Fledged Deployment
② Banking sector The Neo-bank Initiatives Move into the Full- Fledged Deployment Phase -Plans to launch services with multiple and diverse partners- CCC Group (Service began at the 光通信 end of March) Hikari Tsushin グループ EPARK Group Group YAMADA ICT Service Partner regional HOLDINGS Traffic Real finan
Slide 70: JAL NEOBANK
② Banking sector The First Project in the “Neo-bank Initiative,” the “JAL NEOBANK,” which is an Exclusive Banking Service for JAL MILEAGE BANK Members • Banking service provided by Japan Airlines Co., Ltd. utilizing cutting-edge IT technology of SBI Sumishin Net Bank • By opening a dedicated account
Slide 71: T NEOBANK for T-Point Members
② Banking sector Start of The Second Project in the “Neo-bank Initiative,” “T NEOBANK,” which is an Exclusive Banking Service for “T-Point Members” • A banking service provided by SBI Sumishin Net Bank and T-MONEY exclusively for the approximately 70 million T-members • The service offers functions
Slide 72: Joint Study with DLT Labs for DX and Supply Chain Finance
② Banking sector SBI Sumishin Net Bank Launches Joint Study with DLT Labs to Establish Platform for DX Support Services and Supply Chain Finance Services Provision of platform Establishment of a diverse services for enterprises that partner network through the enable easy integration and promoti
Slide 73: Expanding Alliance Network for Housing Loan Business
② Banking sector In Pursuit of Synergies, the Alliance Network will be Expanded for the Housing Loan Business, which is a Pillar of Revenue for the Group Examples of collaboration in the area of housing loan business Business area of Announcement Contents partners date Acquired shares of Yuryo Loan
Slide 74: SGGs: Regional Revitalization Collaboration
SGGs： (1) Establish a more expansive ecosystem through an Open Alliance strategy ③ Collaborate with various partners in addition to regional financial institutions to realize regional revitalization, the Japan's one of most pressing social issues (i) Thoroughly pursue synergies between SBI Group com
Slide 75: Synergies with alliance partner regional financial institutions
(i) Thoroughly pursue synergies between SBI Group companies and alliance partner regional financial institutions [Unauthorized reproduction is prohibited] 74
Slide 76: Alliances with Regional Financial Institutions ①
Alliances between the SBI Group Companies and Regional Financial Institutions ① SBI Group companies Content of the alliance Announced alliances with a total of 43 regional financial institutions in the financial SBI SECURITIES product intermediary business, in addition to two banks decided Co-managi
Slide 77: Alliances with Regional Financial Institutions ②
Alliances between the SBI Group Companies and Regional Financial Institutions ② SBI Group companies Content of the alliance The tablet app “Wealth Advisors” provided by Morningstar Japan has been adopted by 145 regional financial institutions 38 institutions, including regional financial institution
Slide 78: SBI MONEY PLAZA Operates 19 Co-managed Shops with 12 Banks
SBI MONEY PLAZA Operates 19 Co-managed shops with 12 Banks (2 co-managed shops with THE SHIMIZU BANK, THE CHIKUHO BANK, THE Mie Bank, THE SENDAI BANK, The Ehime Bank, The Towa Bank, and The Keiyo Bank) -Realization of synergy between the SBI Group and regional financial institutions- Changes in cust
Slide 79: SBI Life Insurance Joint Scheme of Group Credit Life Insurance
SBI Life Insurance Provides Japan’s First Joint Scheme of Group Credit Life Insurance to Financial Institutions that Transcends the Boundaries of Business Categories and Regions, to Endeavor for Efficient Business Operations through Synergies Diagram of the joint scheme of group credit life insuranc
Slide 80: Capital and business alliances with regional financial institutions
（ii）Plan to form capital and business alliances with 10 regional financial institutions during FY2021, and endeavor to improve the business performance of the alliance partners through various methods 【無断転載禁止】 79
Slide 81: SBI Regional Bank Holdings Alliance Partners
Strategic Capital and Business Alliances Partners of SBI Holdings -Based on available resources, the SBI Group may form capital and business alliances with up to 10 regional banks/financial institutions- Alliance to be announced during FY2021 (Shimane Bank) (Fukushima Bank) SBI Regional Bank Holding
Slide 82: Support for Qualitative Transformation of Regional Financial Institutions
SBI Regional Bank Holdings Supports the “Qualitative Transformation” of the Regional Financial Institutions in which it has Invested (Examples of major support measures that can be provided by the SBI Group) Common issues for Operation of the co-managed shops regional financial institutions with SBI
Slide 83: Cloud-based Core Banking System for Regional Financial Institutions
Establishing a Cloud-based Core Banking System to Help Regional Financial Institutions Improve Their Performance by Reducing Fixed Costs -Expect to introduce the system to multiple banks sequentially from 2024- The next-generation banking system developed by Future Architect, operated by SBI Group
Slide 84: Regional Revitalization Partners
(iii) Contribute to the revitalization of the local economy through joint creation through Regional Revitalization Partners, a company jointly established with partner companies [Unauthorized reproduction is prohibited] 83
Slide 85: Regional Revitalization Partners Co., Ltd Joint Initiative
Operate Regional Revitalization Partners Co., Ltd as a Joint Initiative with Multiple Partners Who Share a Common Aspiration Toward Regional Revitalization [SBI Holdings] [Yamaguchi Financial Group] Regional [Shinsei Bank] Revitalization Partners Accepting one director from each investment partner,
Slide 86: Function Providing Company Scheme
The Scheme of the Function Providing Company Raise capital by forming a fund (silent partnership, etc.) in which the function provider acts as a GP for each area or theme Core partners who make major investments into the fund will have the right to invest in the function provider, as well as to
Slide 87: SBI RRIL Business Succession Fund
SBI RRIL Established Business Succession Fund as First Project to Address the Business Succession Issues Among the Regional Pharmaceutical SMEs [SBI Regional Revitalization Investment and Loan] Establish fund for each theme, with SBI RRIL as its GP Regional Business Succession Fund City Overseas (in
Slide 88: Supporting Global Financial Center in Osaka and Kobe
（iv）Supporting the creation of the next- generation global financial center in Osaka and Kobe from various perspectives and contributing to the revitalization of the Kansai economy a. Participation in “The Committee for The Promotion of Global Financial City OSAKA” b. Establish a new SBI HOLDINGS Os
Slide 89: Committee for The Promotion of Global Financial City OSAKA
a. Participation in “The Committee for The Promotion of Global Financial City OSAKA” Members(31 corporation / organization) Name Corporation / organization name, occupational name note In order to promote the realization of Matsumoto Masayoshi Kansai Economic Federation, President President a global
Slide 90: New SBI HOLDINGS Osaka Head Office
b. Newly Establish SBI HOLDINGS Osaka Head Office in Osaka City, Osaka Prefecture <Sumitomo Nakanojima Buildings> 3-2-18, Nakanojima, Kita-ku, • Newly establish SBI HOLDINGS Osaka City, Osaka Prefecture Osaka Head Office in Sumitomo Nakanojima Bldg located in Nakanojima, one of the core cities calle
Slide 91: Two organizations as the core of the global financial center
c. Two organizations as the core of the global financial center ① Osaka Dojima Commodity Exchange ② Osaka Digital Exchange 【無断転載禁止】 90
Slide 92: Capital Support for Osaka Dojima Commodity Exchange and Osaka Digital Exchange
c. Two organizations as the core of the global financial center SBI Group also Provides Capital Support for Osaka Dojima Commodity Exchange and Osaka Digital Exchange -Accelerate globalization by attracting funds and human resources through the participation of overseas firms- [Organizational struct
Slide 93: Global Integrated Exchange for Osaka Dojima Commodity Exchange
c. Two organizations as the core of the global financial center ①Osaka Dojima Commodity Exchange Supporting the Formation of a Global Integrated Exchange for the Osaka Dojima Commodity Exchange Endeavor to establish a comprehensive exchange group centered around Osaka Dojima Commodity Exchange, Ja
Slide 94: Osaka Digital Exchange to Offer Equity Trading on PTS
c. Two organizations as the core of the global financial center ②Osaka Digital Exchange Established on Apr. 1, Osaka Digital Exchange, to Offer Equity Trading on PTS In order to develop the market for security tokens (ST), the next generation of financial products, it is necessary to have not only a
Slide 95: Need for PTS as Alternative Market to TSE
c. Two organizations as the core of the global financial center ②Osaka Digital Exchange As the Negative Effects of TSE’s Centralization become Apparent, such as the Failure to Suspend Trading of all Stocks for the Entire Day in Oct. 2020, it is Essential to Develop a PTS that can Compete with TSE as
Slide 96: Timeline of Two Exchanges as Core of Financial Center
95 the Next Generation Global Financial Center Timeline of Two Exchanges as the Core of Osaka Dojima Exchange ~2025 becomes a comprehe- nsive exchange Osaka Digital Exchange begins 2023~ handling security tokens ~ Spring 2023 Osaka Digital Exchange begins handling futures trading in the financial c.
Slide 97: Concentration of Fintech Companies in the Kansai Region
d. Endeavor To Establish a Concentration of Fintech Companies in the Kansai Region • Create a concentration of fintech companies in the Osaka-Kobe area that will attract not only fintech ventures, but also many financial, IT, and other related service providers • Promote the creation of industrial c
Slide 98: SGGs 2: Invest in Venture Companies with Innovative Technologies
SGGｓ: (2) To actively invest in venture companies with innovative technologies that develop new business frontiers, and to introduce these technologies within the SBI Group so that the technology is diffused to alliance partners, resulting in maximized synergy that is organically integrated through
Slide 99: Basic Concept of Startup Investment Process
The SBI Group’s Basic Concept of Startup Investment Process -Expand business by leveraging technological superiority to quickly capture technological advances- Three processes of the SBI Group’s Mechanism within the SBI Group basic strategy for startup Investment business in private equity business
Slide 100: Investment, Introduction, Diffusion Example: Ripple
Example of Investment, Introduction, Diffusion within the SBI Group: Ripple Three processes of the SBI Group’s basic strategy 1. Investment 2016 Investment in promising start-up companies October 2018 2. Introduction Start of service and connection with initial users such as the SBI Sumishin Technol
Slide 101: Investment in venture companies with innovative technology
SGGs: (2) Development of new business fields ① Investment in venture companies with innovative technology [Unauthorized reproduction is prohibited] 100
Slide 102: SBI Fintech Fund
① Investment Improve Corporate Value of Fintech Ventures which SBI Investment iInvested in, Through Installation Support of Advanced Technologies Such as Fintech by the SBI Group. SBI Finｔech Fund AI&Blockchain Fund （Fund size: JPY 30.0 bn） （ Fund size: JPY 60.0 bn） Established in Dec.2015 Synergy E
Slide 103: SBI Investment Investing in New Fields of Technological Innovation
① Investment SBI Investment is Aggressively Investing in New Fields of Technological Innovation ※Primary investee companies of major funds ＝IPO’d ＝M＆A’d Blockchain / Crypto-asset Crowdfunding ／M＆A Marketing／Media Insurance Robotics / Autonomous Environmental Energy Space Digital Bank Semicondoctor A
Slide 104: Introduce superior technologies of investee companies
SGGs: (2) Development of new business fields ② Introduce superior technologies of the investee venture companies to the SBI Group [Unauthorized reproduction is prohibited] 103
Slide 105: Strategic Alliance with DataRobot Inc.
② Example of adoption Formed a Strategic Capital and Business Alliance with DataRobot Inc. -Accelerate the introduction and diffusion of the company's leading-edge technology and know-how in AI-related fields within and outside the Group- In August 2012, the Big Data Office Leading company in th
Slide 106: Established SBI Traceability
② Example of adoption Established SBI Traceability on April 22, a New Company to Achieve Transparency and Accountability in the Supply Chain While the concept of “responsible supply chains” in the sustainable development goals (SDGs) adopted at the UN Summit is becoming increasingly important, the n
Slide 107: Supply Chain Finance in Asia Pacific with RootAnt
② Example of adoption Developing a Supply Chain Finance Business in the Asia Pacific Region in Collaboration with Singapore‘s RootAnt Supply Chain Finance Platform “Banco” Developed by RootAnt (investment ratio of 4.85%), is a “Digital Banking as a Service” that enables the transfer of bonds in in
Slide 108: Diffusion of technology to alliance partners
SGGs: (2) Development of new business fields ③ Diffusion of technology to alliance partners, etc. -Promote the diffusion not only of technology, but also of expertise and other resources- (i) Examples of alliances with investee companies (ii) Money Tap (iii) Regional currencies (iv) White label apps
Slide 109: Spread of Investee Technology to Alliance Partners ①
(i) Examples of Alliance with Investee companies Examples of the Spread of Advanced Technology Owned by Investee Companies to Alliance Partners① ■The Bank of Yokohama and WealthNavi ■ THE SHIMIZU BANK and BASE "WealthNavi for Yokohama Bank" is a customized A service that allows customers to easi
Slide 110: Spread of Investee Technology to Alliance Partners ②
(i) Examples of Alliance with Investee companies Examples of the Spread of Advanced Technology Owned by Investee Companies to Alliance Partners② ■ The Sendai Bank and TRANBI ■ The Ogaki Kyoritsu Bank and Global Mobility Service By being able to turn off the engines of vehicles remotely using the I
Slide 111: Money Tap Collaboration with Financial Institutions
(ii) Money Tap Money Tap Collaboration with Financial Institutions for a Win-Win Service Offering -Provide a variety of financial services to financial institutions connected to Money P2P (remittance Tap via API- between individuals) Individual user P2B 38 financial institutions and Ripple are parti
Slide 112: Machi no Wa Co., Ltd. Regional Digital Currency
(iii) Regional digital currency Jointly Established “Machi no Wa Co., Ltd.” with The Chikuho Bank and Kyushu Electric Power -Promote regional revitalization and revitalization of regional economy through the issuance / management service of regional digital currencies and premium electronic regional
Slide 113: Digital Currency Issuance in Multiple Regions
(iii) Regional digital currency SBI Group Supports Digital Currency Issuance in Multiple Regions [Chikuho Bank] [Kyushu Electric Power] “TOKOWAKA Coin” Premium electronic “Dazaifu Pay” (Munakata City, regional coupons (Ukiha City, Fukuoka (Dazaifu City, Fukuoka Prefecture) Prefecture) Fukuoka Prefec
Slide 114: White-labeled Banking Apps Adopted by 11 Banks
(iv) White-label app White-labeled Banking Apps Introduced by SBI NEO FINANICIAL SERVICES Adopted by 11 Banks, with Another Bank Decided ✓ Providing bank teller services at low cost ✓ Based on API compatibility, functions can be expanded by utilizing various fintech services from investee companies
Slide 115: Regional Development Centered Around BALNIBARBI
(v) Examples of diffusing partners’ know-how Promotion of Regional Development Centered Around BALNIBARBI, a Company with Outstanding Expertise in Regional Development and Redevelopment A company with a wealth of experience and expertise in promoting regional development through stores and facility
Slide 116: SGGs 3: Digital Finance and Global Expansion
SGGs： (3) Enter into the digital finance space aggressively and across multiple fronts to expand new business and promote global expansion in the space, based on the policy of integrating domestic and overseas operations -SBI Group's progress and synergies towards Fintech 2.0- ① Evolution of fintech
Slide 117: Financial Conglomerate Created Over 16 Years
① The evolution of fintech as envisioned by the SBI Group The Financial Conglomerate Created by the SBI Group over 16 years since Its Founding in 1999 is Organically Combining with New Technologies to Transcend Barriers between the Old and New to become One Digital asset bank In the Asset Biotechnol
Slide 118: The World of Fintech 2.0
① The evolution of fintech as envisioned by the SBI Group The World of Fintech 2.0 will Dramatically Expand Over the Next Three Years or So Fintech 1.0 & 1.5 Fintech 2.0 Web presence is essential Exchanging information worldwide through The Web is not necessarily required the Web Blockchain
Slide 119: Promote Global Secondary Market for ST
② Promote the establishment of a global secondary market, not just primary market of ST (i) Committed to the development of a healthy ST primary market by establishing industry rules through self-regulatory organizations (ii) Establishing a PTS to handle security tokens (ST) at Osaka Digital Exchang
Slide 120: The SBI Group's Thoughts on the STO's Role
The SBI Group’s Thoughts on the STO’s Role Purpose • Provide new financing method for startup companies What is a security token? • Offer new investment products for investors • Real assets such as stocks and • Provide new opportunities for companies that had difficulty funding through existing meth
Slide 121: Healthy ST Primary Market and Self-regulatory Organizations
(i) ST primary market Committed to the Development of Healthy ST Primary Market by Establishing Self-regulatory Organizations Established The Japan STO Association in Oct. 2019, which has already been certified as a self-regulatory organization • 12 companies, including SBI SECURITIES, SMBC Nikko Se
Slide 122: Singapore Digital Asset Exchange with SIX Digital Exchange
(ii) ST secondary market Endeavour Towards Establishing a Singapore-based Digital Asset Exchange with SIX Digital Exchange of Switzerland SIX Digital Exchange Investment Investment A member of the SIX Group, which operates the SIX Swiss Exchange, one of the world's leading stock exchanges, and Joint
Slide 123: Investing in Boerse Stuttgart Group
(ii) ST secondary market Investing in the Boerse Stuttgart Stock Exchange Group to Create a Global Digital Asset Finance Ecosystem Operates the second largest securities exchange in Germany Invested (investment ratio of 10%) Germany's first digital asset exchange in compliance with German banking la
Slide 124: World's Largest Global Corridors to Handle ST
(ii) ST secondary market Creating the World’s Largest Global Corridors to Handle ST Endeavor to create one of the world’s largest digital asset exchange by interconnecting ODX with the Boerse Stuttgart Group, Swiss SIX Group, and the digital exchange that will be established in Singapore with the
Slide 125: New businesses relating to digital assets
③ Full-fledged challenge to develop new businesses relating to digital assets 【無断転載禁止】 124
Slide 126: Rise of Digital Asset Banking: Sygnum Bank
③ Full-fledged challenge to new business related to digital assets Rise of Digital Asset Banking: Example of Switzerland’s Sygnum Bank With a wealth of knowledge about digital assets, it is the world's first digital asset bank established in 2019 and is licensed by Swiss financial authorities, opera
Slide 127: Partnership Between the SBI Group and Sygnum Bank
③ Full-fledged challenge to new business related to digital assets Details of the Partnership Between the SBI Group and Sygnum Bank Cooperation with the SBI Group Establishment of a joint fund • SBI Group invested in Sygnum Bank in • Investing in promising startups with March 2021 (Investment ratio
Slide 128: Three-Phase Strategy to Establish a Digital Asset Bank
③ Full-fledged challenge to new business related to digital assets SBI Group's Three-Phase Strategy to Establish a Digital Asset Bank • Promptly invest in digital asset-related companies through joint funds with Sygnum Bank, etc., and proactively introduce 1st stage technologies and knowledge • Incr
Slide 129: Promising business areas in digital asset-related fields
④ Promising business areas in digital asset-related fields (i) Decentralized Finance (DeFi) (ii) Non-Fungible Token (NFT) (iii) Central Bank Digital Currency (CBDC) 【無断転載禁止】 128
Slide 130: Rapid Expansion of Transactions Through DeFi
(i) DeFi Rapid Expansion of Transactions Through DeFi (Decentralized Finance) Various financial functions that have been provided by centralized systems such as existing financial institutions and exchanges, are delivered without human intervention or organization through automated use of programs t
Slide 131: DeFi as Alternative to Existing Financial Functions
(i) DeFi DeFi is Already Beginning to Function as an Alternative to Existing Financial Functions in a Variety of Areas Due to the ease of issuing unique tokens and implementing smart contracts, Ethereum- based products have been the mainstream, causing issues such as the recent surge in transaction
Slide 132: NFTs Add Value to Digital Content
(ii) NFT NFTs add Value to Digital Content and Rapidly Gained Recognition NFT is a non-fungible token that proves the uniqueness (authenticity) of digital artifacts, games, etc. using blockchain and DLT NFT art of Beeple sold at a price of JPY 7.5bn. Signs of change in the art world • On March 11 (U
Slide 133: Growing Interest in Central Bank Digital Currency
(iii) CBDC Interest towards the Issuance of a Central Bank Digital Currency (CBDC) is Growing Around the World Sweden China Canada Announced its intention Announces plans to expand the PoC of Bank of Canada Deputy to complete the review of the digital Chinese Yuan to 28 Governor Lane said in an onli
Slide 134: CBDCs in Japan and Bank of Japan Experiment
(iii) CBDC As Interest in CBDCs Grows in Japan and the Bank of Japan Starting a Demonstration Experiment, Companies that Provide Financial Services will also be Required to Change in the Future Japanese Government Bank of Japan ・ On July 20, 2020, a new "Digital Currency Group," a In the "Framework
Slide 135: Establish SBI Financial Research Institute
⑤ Establish SBI Financial Research Institute to Conduct surveys, Research, and Policy Proposals for Digital Assets Reconstruct SBI Graduate School Financial Research Institute (Opened on Oct. 1, 2016) to SBI Financial Research Institute on Apr. 1 In light of the recent rapid development, growth, and
Slide 136: SGGs 4: Expand Group Assets Under Management
SGGｓ： （4） Expand Group assets under management from the current JPY 4.4tn level to more than JPY 10tn by March 2026 at the Latest ① The VC business has been investing in fintech fields and venture companies with original technologies that focusing on since 2015, harvesting them using “Special Acquis
Slide 137: Group AUM Exceeded JPY 4.4tn, Target Over JPY 10tn
② Asset management business SBI Group's Assets Under Management, Including Private Equity, Already Exceeded JPY 4.4tn, and Targets AUM to Exceed JPY 10tn by March 2026 at the Latest (JPY bn) 4,800 4,439 4,400 Investment trusts, etc. 4,000 Announced that Rheos 3,600 Private equity, etc. Capital works
Slide 138: VC business investing in fintech and original technologies
SGGｓ： （4） Expansion of SBI Group Management Asset Balance ① The VC business has been investing in fintech fields and venture companies with original technologies that focusing on since 2015, harvesting them using “Special Acquisition Purpose Company (SPAC) ” etc. and investing from new funds in earn
Slide 139: Venture Capital Investments Since 1999
① VC Business Since Its Establishment in 1999, SBI has Promoted Venture Capital Investments Primarily in Growth Sectors for the 21st Century -Expand investments in AI, blockchain and DX related industries- SBI Venture Companies Sum of the 8 Growth Support SBI ■Track Record funds SBI-HIKARI Fund AI&B
Slide 140: SBI Investment Invests in Asia, America, Europe and Japan
① VC Business SBI Investment Aggressively Invests in Asia, America, and Europe, as Well as in Japan -Invested in 995 companies since inception through management funds, of which 170 (17.1% of investee companies) have already been exited through IPO or M&A- Cumulative number of Cumulative number of D
Slide 141: Planned Investee Company IPOs
① VC Business From 2021 Onward, There are Many Planned Investee Company IPOs, Which are Expected to Contribute to Earning Over the Medium- to Long-term - Management Funds moving into the Harvesting phase - 【Planned IPOs of the SBI Group Investee Companies in FY2021】 1Q FY2021 2Q FY2021 3Q FY2021 4Q
Slide 142: SBI 4+5 Fund
① VC Business Apr. 2021, SBI Investment Announced They will Manage the “SBI 4+5 Fund” at JPY 100 bn, one of the largest Venture Fund in Japan SBI 4+5 Fund GP： （official name：SBI 4&5 Investment Limited Partnership、 SBI 4&5 Investment Limited Partnership No.2） Over 100 investors participating, includi
Slide 143: Full-scale Investing with SBI 4+5 Fund
① VC Business SBI Investment is Investing Full-scale with the "SBI 4+5 Fund“, One of the Largest Venture Funds in Japan ■ Investment areas: In addition to fintech, AI and blockchain, the investment focus will include core technologies such as 5G, IoT and big data that will advance the realization of
Slide 144: CVC Fund Commitment Accumulation
① VC Business The CVC Fund, which Commenced Operations in 2016, has Steadily Accumulated Investment Commitment and will Endeavor to Further Increase the Fund Size through Alliances with Business Corporations (JPY billion) -Total committed amount to reach JPY 100bn- Hankyu Hanshin Holdings, Inc. JPY
Slide 145: Planned Investee SPACs and Management Fund Performance
① VC Business High Performance of Management Funds is Expected Due to Planned Investee Company SPACs, which has been Rapidly Increasing in the US in Recent Years ＜Trend of IPO and SPAC listings on the US stock market in 2020*＞ 95 74 68 41 27 Number of 49 48 33 IPOs 42 36 22 10 30 21 54 18 28 47 numb
Slide 146: Asset management consignment business
SGGs： (4) Expansion of SBI Group’s asset under management ② The asset management consignment business to collaborate with leading overseas investment institutions, optimize and upgrade the portfolio in line with current trends, and expand assets under management from regional financial institutions
Slide 147: Opportunity in Investment Management from Regional Financial Institutions
② Asset management consignment business Tremendous Opportunity to Expand Investment Management Contracts from Regional Financial Institutions -Demand among regional financial institutions for outsourcing of more sophisticated and diversified securities management is growing- Factors that are increas
Slide 148: Asset Management for 94 Regional Financial Institutions
② Asset management consignment business SBI Asset Management Group is Entrusted with Asset Management of 94 Regional Financial Institutions -Providing investment products that leverage the strength of the Group's global network- ＜Number of regional financial institutions 100 that outsource their ope
Slide 149: AUM from Regional Financial Institutions Approx. JPY 1.9tn
② Asset management consignment business Balance of AUM from Regional Financial Institutions Is Approximately JPY 1.9tn SBI Bond Investment Management (co-founded with PIMCO, one of the world's largest bond investors) and SBI Regional Revitalization Asset Management, which is co-invested by 39 regi
Slide 150: Privately Placed Investment Trust Inflows Ranked Fourth
② Asset management consignment business SBI Asset Management Group‘s Inflows of Privately Placed Investment Trusts Exceeded JPY 1.1tn and Ranked Fourth among All 89 Asset Management Companies Cumulative inflows of privately placed investment trusts(Apr. 2020-Mar. 2021) (JPY billion) Rank Management
Slide 151: SBI Bond Investment Management AUM
② Asset management consignment business SBI Bond Investment Management (co-founded with PIMCO, One of the World's Largest Bond Investors) has Steadily Increased Its AUM since the Start of Operations (Established in Dec. 2015) Realization of low-cost investment trusts by combining PIMCO's advanced
Slide 152: Joint Fund with Vanguard Net Asset Growth
② Asset management consignment business Joint Fund with Vanguard (One of the World's Largest Investment Management Company) Rapidly Increases Net Asset Value -Total net assets exceeded JPY180bn in 19 months- 「SBI・Vanguard・S&P500 index・Fund」 「Yukidaruma series」 Changes in Net Assets (JPY bn) (JPY bn)
Slide 153: AUM Expansion through Overseas Alliances and M&A
② Asset management consignment business SBI Asset Management Group Expands AUM through Alliances with Leading Overseas Asset Management Companies as well as Through M&A -The Group’s AUM is approx. JPY 2.9tn- AUM from institutional investors, Balance of AUM：JPY 2,900.7bn mainly regional financial (As
Slide 154: Rheos Capital Works
② Asset management business Increased Sales of Newly Established Funds at Rheos Capital Works, which was Made a Consolidated Subsidiary on June 2020, at Co-managed Shops Operated by SBI MONEY PLAZA and Regional Financial Institutions Rheos Capital works • Acquired 51.28% of the outstanding shares of
Slide 155: Overseas financial business and group assets
SGGｓ： （4） Expansion of SBI Group Management Asset Balance ③ The overseas financial business will further enhance its business base largely centered around overseas banks and securities houses, and promote efficient arbitrage by taking advantage of interest rate differences and fluctuations in foreig
Slide 156: Efficient Arbitrage Using Interest Rate Differences
③ Overseas financial business Promote Efficient Arbitrage by Taking Advantage of Domestic and Foreign Interest Rate Differences and Fluctuations in Exchange Rates Provides high yield revenue opportunities based on information from financial institutions in Southeast Asia funded by SBI Group local co
Slide 157: Working with Overseas Partners to Spread Fintech
③ Overseas financial business SBI Group Companies are Working with Influential Overseas Partners to Spread the SBI Group’s Fintech Technologies and Expertise to Support the Growth of its Investee Partners, Thereby Contributing to the SBI Group’s Expansion of Assets Bank Bank SBI SAVINGS BANK (former
Slide 158: Considering withdrawal and sell-offs of businesses
Considering withdraw and sell-offs of businesses that may become an impediment to achieving sustainable growth of the SBI Group [Unauthorized reproduction is prohibited] 157
Slide 159: Withdrawing from Businesses that Hinder the New Vision
Regardless of Its Business Segment or Company Size, The Company Consider Withdrawing and Sell-offs of Businesses that Hinder the Achievement of the SBI Group’s New Vision ex. SBI Social Lending A third-party committee was set up in February 2021 to address the possibility of serious concerns regardi
Slide 160: Reference materials: Securities-related business
[Reference materials for each business] 1. Securities-related business [Unauthorized reproduction is prohibited] 159
Slide 161: Composition of Operating Revenue of SBI SECURITIES
1. Securities-related business: Trends in the Composition of Operating Revenue (Net Sales) of SBI SECURITIES Diversification of revenue sources, including a significant increase in trading revenue, and a gradual decrease in dependence on domestic stock brokerage commission as revenue from online tra
Slide 162: Quarterly Brokerage Value and Commission Ratio
1. Securities-related business: Despite Quarterly Average Daily Individual Stock Brokerage Trading Value (Total of 2 Markets*) being on an Upward Trend, the Ratio of Brokerage Commissions for Domestic Stocks Traded Online by SBI SECURITIES Peaked in the 1Q FY2020 Quarterly Average Daily Individual S
Slide 163: SBI SECURITIES Customer Base
1. Securities-related business: SBI SECURITIES Attains an Overwhelming Customer Base [Number of Accounts and Amount of Customer Assets] Customer Accounts of 5 Major Customer Deposit Assets of Online Securities Companies 5 Major Online Securities Companies (As of end of Mar. 2013- as of end of Mar. 2
Slide 164: Stock Brokerage Trading Value and Commissions
1. Securities-related business: Brokerage Trading Commissions SBI SECURITIES Stock Brokerage Trading Value and Commissions (JPY trillion) (JPY million) Stock Brokerage Trading Value Commissions 50,000 160 45,138 150 146.0 45,000 140 +58.3% 40,000 +41.7% 130 YoY YoY 120 35,000 110 31,851 100 92.2 30,
Slide 165: Interest Credit Balance and Financial Revenue
1. Securities-related business: Financial Revenue / Net Financial Revenue SBI SECURITIES Interest Credit Balance and Financial Revenue / Net Financial Revenue Open Interest Credit Balance (EOM) Financial Revenue / (JPY 100 million) 12,000 11,499 (JPY million) Net Financial Revenue 11,000 Achieved a
Slide 166: Foreign Stock Trading Volume Surges
1. Securities-related business: Foreign Stock Trading Foreign Stock Trading Volume of SBI SECURITIES Surges SBI SECURITIES foreign stock trading value and revenue trend Foreign Stock Trading Vokume 6.4 Revenue * foreign stock trading value for FY2018 as 1 5.1 1.0 FY2018 FY2019 FY2020 • US stock trad
Slide 167: SBI SECURITIES Holds No.1 NISA Accounts
1. Securities-related business: NISA SBI SECURITIES Holds No.1 NISA Accounts - Attracting a large number of neophyte investors - (thousand Number of NISA accounts NISA’s customer attribute of accounts) (Sept. 2015 – Mar. 2021) 2,135 SBI SECURITIES (%) 2,100 Nomura SBI Existing customers Number of ne
Slide 168: Strengthening iDeCo Pension Business
1. Securities-related business: iDeCo Further Strengthening the Individual Defined Contribution (iDeCo) Pension Business The SBI Group focused on the Individual Defined Contribution (iDeCo) pension business through SBI Benefit Systems (established in 2001), well before expectations for the market si
Slide 169: Industry Leader in iDeCo Customers
1. Securities-related business: iDeCo SBI SECURITIES is the Industry Leader in the Cumulative Number of Individual Defined Contribution Plan (iDeCo) Customers (No. of Cumulated number of customers (subscribers & transfers*) thousand of iDeCo by planning administrator customers) SBI SECURITIES (Nov.
Slide 170: SBI Group Accounts and Deposits in OTC FX Industry
1. Securities-related business: FX business The SBI Group’s (SBI SECURITIES, SBI FXTRADE and SBI Sumishin Net Bank) Total Number of Accounts and Customer Deposit Assets have Overwhelmingly Surpassed that of Its Competitors in the OTC FX Industry Changes in the number of accounts among Customers’ Dep
Slide 171: Asset Management Business
2. Asset Management Business [Unauthorized reproduction is prohibited] 170
Slide 172: Assets Under Management of the SBI Group
2. Asset Management Business Assets Under Management of the SBI Group (As of the end of March 2021) (*1) (*2) Private equity, etc. JPY 614.5bn (Excluding JPY 190.1bn of both cash and commitment amount to be paid in) Breakdown of operating investment Breakdown of operating investment Amount securitie
Slide 173: Net Income of SBI SAVINGS BANK
2. Asset Management business：SBI SAVINGS BANK Net Income of SBI SAVINGS BANK -Earnings are expanding at a faster pace than in the previous fiscal year, when record high profits were achieved- (KRW 100mn) <Jan. to Mar. 2021 / K-GAAP> 865 681 +27% 1Q FY2020 1Q FY2021 SBI SAVINGS BANK received an “A –”
Slide 174: Biotechnology, Healthcare & Medical Informatics Business
3．Biotechnology, Healthcare & Medical Informatics Business [Unauthorized reproduction is prohibited] 173
Slide 175: Strengthen Medical Informatics through Medical Data Vision
3．Biotechnology, Healthcare & Medical Informatics Business: Medical Informatics Business Strengthen the Medical Informatics Business as a New Business Area through Medical Data Vision ("MDV") (SBI Group's shareholding: 20.69%) • MDV provides a system to support hospital management based on data (DPC
Slide 176: MDV and SBI FinTech Solutions Joint Business
3．Biotechnology, Healthcare & Medical Informatics Business: Medical Informatics Business MDV and SBI FinTech Solutions Start Joint Business as the First Business Alliance with the SBI Group (Announced on April 12, 2021） Synergy Concluded a business alliance agreement, mainly on financial services fo
Slide 177: Health Account Business Concept
3．Biotechnology, Healthcare & Medical Informatics Business: Medical Informatics Business Promote “Health Account” Business in Preparation for Further Tightening of Benefits Covered by Public Medical Insurance, Foreseen by Changes in Japan’s Vital Statistics and Fiscal Conditions “Health Account” bus
Slide 178: New Service Health Account
3．Biotechnology, Healthcare & Medical Informatics Business: Medical Informatics Business New Service “Health Account” to Prepare for Future Medical and Nursing Expenses -Expanding this solution to regional financial institutions- Image of “Health Account” service: For users in hospitals • Eliminatio
Slide 179: Results of regional institutions allied with SBI
4. Financial results of regional institutions which have capital and business alliance with SBI Group have improved [Unauthorized reproduction is prohibited] 178
Slide 180: The Shimane Bank Significantly Improved Its Financial Result
4. Status of regional banks with which we have capital and business alliance The Shimane Bank Significantly Improved Its Financial Result - Profits are prospected for the full business year, due to effect of cooperation with SBI Group - Comparison of core operating Income (9M) Comparison of ordinary
Slide 181: Effect of Alliance at the Fukushima Bank
4. Status of regional banks with which we have capital and business alliance The Effect of the Alliance also Became Apparent at the Fukushima Bank Comparison of core net business income (9M) Valuation difference on available-for-sale securities (FY2020) (JPY million) (JPY million) 920 838 Mar. June
Slide 182: THE SHIMIZU BANK Continues to Grow
4. Status of regional banks with which we have capital and business alliance THE SHIMIZU BANK Continues to Grow Its Financial Results Steadily Ordinary income (9M) Quarterly net income (9M) (JPY million) (JPY million) 3,284 2,267 2,716 +20.9% 1,799 +26.0% FY2019 FY2020 FY2019 FY2020 Examples of meas
Slide 183: Financial Results of THE SENDAI BANK Keep Growing
4. Status of regional banks with which we have capital and business alliance Financial Results of THE SENDAI BANK Keep Growing - Collaboration with SBI Group promotes its growing - Examples of measures cooperating with SBI Group The amount of AUM from THE SENDAI BANK: 218.9bn (started asset manage
Slide 184: Cooperation with Other Alliance Partners
4. Status of regional banks with which we have capital and business alliance Cooperation with Other Capital and Business Alliance Partners Steady have Progressed as Well THE CHIKUHO BANK CHIKUHO BANK and Kyushu Electric Power Co., and SBI Holdings have established a JV company. CHIKUHO BANK is tra
Slide 185: SBI Group overview
5. SBI Group overview [Unauthorized reproduction is prohibited] 184
Slide 186: SBI Group's Customer Base Has Grown
State of the Group: SBI Group's Customer Base has Grown through the Active Pursuit of the Customer-centric Principles and Group Synergies (Thousand) Breakdown of the Customer Base 32,000 (As of the end of Mar. 2021)*1,2 (Thousand) 30,614 SBI SECURITIES, SBI NEOMOBILE SECURITIES, (No. of accounts) 6,
Slide 187: Number of Companies and Consolidated Employees
Number of Companies and Consolidated Employees of the SBI Group Number of Group companies March 2020 March 2021 Consolidated subsidiaries (companies) 246 264 Consolidated partnerships (partnerships) 22 35 Total consolidated subsidiaries(companies) 268 299 Equity method companies (companies) 34 40 To
Slide 188: SBI Holdings' Shareholder Composition
SBI Holdings’ Shareholder Composition The total number of shareholders is 128,436, of which the number of shareholders who hold 1 unit or more is 83,631 Shareholding ratio of domestic and foreign institutional investors is 73.1% (％) Shareholder Composition 100 3.4 7.0 6.5 6.4 12.7 Others 20.8 20
Slide 189: https://www.sbigroup.co.jp
https://www.sbigroup.co.jp [Unauthorized reproduction is prohibited] 188