Alliance Bank Malaysia Bhd. · MYX:ABMB
Alliance Bank Malaysia Bhd — Shareholder Meeting (May 2025)
17 slides from Alliance Bank Malaysia Bhd's shareholder meeting presentation, May 30, 2025
Slide 1: Extraordinary General Meeting (EGM): Proposed Rights Issue
EXTRAORDINARY GENERAL MEETING (EGM): Proposed Rights Issue 30 May 2025 < Title of Presentation > < by> < Date/Status >
Slide 2: Contents
Contents 1. ACCELER8 2027 & Financial Highlights 2. Transaction Structure 3. Transaction Rationale 4. Summary of Indicative Timeline 5. Investment Highlights 6. Key Takeaways 30 May-2025 Extraordinary General Meeting on Rights Issue Proposal 2
Slide 3: ACCELER8 2027 Rationale
EGM: Proposed Rights Issue ACCELER8 2027 Rationale January 2023: embark on ACCELER8 2027 strategy refresh A B C Our Rationale Building Broadening growth competitive advantages to Increasing value for beyond SME drive sustainable key stakeholders long term growth We have taken an outside-in approach
Slide 4: Refreshed Group strategy: ACCELER8 2027
EGM: Refreshed Group strategy: Proposed Rights Issue ACCELER8 2027 Vision: The Preferred Banking Partner Mission: Building Alliances to Improve Lives 1 3 5 7 Growth opportunities Become regional Continue velocity on Broaden consumer champion for Accelerate Islamic SME expansion business, targeting s
Slide 5: Financial Highlights: Revenue & Profitability
Financial Highlights: Revenue & Profitability Revenue grew 12.3% from NII and NOII growth FY25: Revenue growth accelerated RM mil Net interest income (NII) ▪ Revenue growth driven by both Net Non-interest income (NOII) interest income and Non-interest income. +12.3% 4-year CAGR: +5.7% +5.2% y-o-y y-
Slide 6: Financial Highlights: Assets & Liabilities
Financial Highlights: Assets & Liabilities Loans growth at 12.0% (>2x industry: 5.2% y-o-y) FY25: Double-digit loans* growth RM bil Net Interest Margin (%) RM bil +12.0% 2.53% 2.64% 2.48% 2.45% y-o-y Y-o-Y 2.30% +13.6% +12.0% y-o-y 62.4 55.7 +8.4% y-o-y 6.8 49.1 62.4 6.3 8.6 +15.8% 55.7 Corporate 5.
Slide 7: Financial Highlights: Effective Risk Management
Financial Highlights: Effective Risk Management Net credit cost at 31.9 bps; GIL ratio improving FY25: Net Credit Cost FY25: GIL Ratio improved RM mil Total GIL GIL ratio Basis points (bps) COVID Management 2.34% 2.51% 2.11% 1.83% overlays 1.85% provided 63% secured, balance well 121.4 provisioned 1
Slide 8: Financial Highlights: Shareholder Value
Financial Highlights: Shareholder Value Net Profit at RM750.7 million, Net Assets grew 6.9% FY25: NPAT up 8.7% y-o-y FY25: Net Assets per share: RM4.95 RM mil RM +6.9% +8.7% y-o-y 4-year CAGR: +5.2% +6.2% y-o-y y-o-y 751 4.95 4.63 678 690 4.36 4.04 4.14 573 359 FY21 FY22 FY23 FY24 FY25 FY21 FY22 FY2
Slide 9: FY25 dividend payout at 40%
Financial Highlights: FY25 dividend payout at 40% Shareholder Value Dividend and Payout Ratio Net Assets per Share Total Shareholders Return RM % RM mil 2nd Interim 1st Interim Dividend Payout Ratio Total 4-year CAGR: +5.2% Shareholders Return (TSR) 157% 50% 50% 50% 4.95 40% 4.63 Dividend 38.3% 25%
Slide 10: Transaction Structure
EGM: Proposed Rights Issue Transaction Structure ▪ Renounceable rights issue of new ordinary shares to raise gross proceeds of Proposed Rights Issue approximately RM600.0 million. ▪ Issue price has not been fixed at this juncture and will be determined by the Board Subscription Price on the price-fi
Slide 11: Rationale for the Proposal
EGM: Proposed Rights Issue Rationale for the Proposal 1 Accommodative Economy 2 and Banking Sector Improvement in Capital Ratios • GDP grew by 5.1% in 2024. • Capital levels (especially CET1) will improve by • 1Q25 GDP was 4.4%, GDP forecast for 2025: 4.5%- approximately 1.1%. 5.5% subject to review
Slide 12: Summary of Indicative Timeline
EGM: Summary of Indicative Timeline Proposed Rights Issue Date Events • Our forthcoming EGM to obtain your approval for the Proposed Rights 30 May 2025 1 Issue • Entitlement Date for the Proposed Rights Issue Mid June 2025 • Issuance of abridged prospectus for the Proposed Rights Issue Early July 20
Slide 13: Investment Highlights
EGM: Proposed Rights Issue Investment Highlights 1 2 3 Broadening consumer Loans growth Market leadership business & outpacing industry, In SME segment refreshed brand purpose accelerating revenue ▪ Strong SME franchise, with a ▪ Focus on broadening our ▪ Strong loans growth at 12.0% RM21.5 billion
Slide 14: Investment Highlights
EGM: Proposed Rights Issue Investment Highlights 4 5 6 Sustainability advocacy, Next-generation innovative Customer service helping our customers & personalised offerings & community approach adopt best practices ▪ Becoming a sustainability-driven ▪ Business digital innovations: ▪ Delivering high qu
Slide 15: Key Takeaways
EGM: Proposed Rights Issue Key Takeaways ▪ Renounceable rights issue of new ordinary shares to raise gross proceeds of approximately RM600.0 million ➢ Issue price and entitlement basis to be determined on the price-fixing date. Indicatively discount ranging from 15% to 25% to the Theoretical ex-righ
Slide 16: Thank You
THANK YOU Disclaimer: This presentation has been prepared by Alliance Bank Malaysia Berhad (the “Company”) for information purposes only and does not purport to contain all the information that may be required to evaluate the Company or its financial position. No representation or warranty, expresse
Slide 17: Alliance Bank
A ALLIANCE BANK THE BANK FOR LIFE”
Alliance Bank Malaysia Berhad — Shareholder Meeting (May 2025) on 6ix