Nexity Sa · EURONEXT:NXI
Nexity Sa — 9M 2025 Earnings Presentation
21 slides from Nexity Sa's earnings presentation, Oct 23, 2025
Slide 1: Business activity at 30 September 2025
Business activity at 30 September 2025 Webcast – 23 October 2025 is) -Saint-Den n (Seine int-Oue a – Sa Re i w
Slide 2: Disclaimer
Disclaimer 2 The information contained in this document has not been independently verified. No representation, warranty or undertaking, express or implied, is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions containe
Slide 3: Contents
Contents 3 BUSINESS ACTIVITY AT 30 SEPTEMBER 2025 1 2 3 Key Revenue and Outlook developments business activity 9M 2025 9M 2025
Slide 4: Key developments – 9M 2025
1 9M 2025 Key developments – Re i wa – Sa int-O uen ( Seine - Saint- D enis) 4 BUSINESS ACTIVITY AT 30 SEPTEMBER 2025
Slide 5: 9M 2025 – Key developments and key takeaways
1. Key developments – 9M 2025 9M 2025 – Key developments and key takeaways 5 Retail market down 9% in the first half of the year, reflecting the following: Housing market undergoing • End of the Pinel scheme: Individual investors down 45% significant change, • Continued momentum for homebuyers (up 1
Slide 6: Housing market undergoing significant change
1. Key developments – 9M 2025 Housing market undergoing significant change 6 2019 2025e Data from the French Federation Projection based on of Real Estate Developers (FPI) FPI data – H1 2025 Nexity leads a market BUSINESS ACTIVITY AT 30 SEPTEMBER 2025 21% that has halved in size in 5 years, with a r
Slide 7: Market: Positive medium- and long-term catalysts
1. Key developments – 9M 2025 Market: Positive medium- and long-term catalysts 7 3.12%(1) at end- • Increase in purchasing power Stabilisation in mortgage rates September (~110 bps since December 2023) • End of wait-and-see attitude +46% by number BUSINESS ACTIVITY AT 30 SEPTEMBER 2025 Reflecting ba
Slide 8: Ambitious sustainability transition strategy to support development
1. Key developments – 9M 2025 Ambitious sustainability transition strategy to support development 8 Launch of the partnership with Maitre Cube, Nexity, No. 1 in BBCA ranking(1) a leader in off-site timber-frame construction for the 7th year in a row Joint target for off-site production: BUSINESS ACT
Slide 9: Revenue and business activity – 9M 2025
2 9M 2025 Revenue and business activity – Caz e maj ou – Ma rseil l e (Bo uches -du-Rh ône) 9 BUSINESS ACTIVITY AT 30 SEPTEMBER 2025
Slide 10: Revenue – 9M 2025
2. Revenue and business activity – 9M 2025 Revenue – 9M 2025 Residential Real Estate (82% of revenue): -5% vs 9M 2024 10 (under IFRS, in €m) Revenue reflecting a decline in business activity from projects underway due to the percentage-of- -17% completion method > Comes from reservations over 5 year
Slide 11: Business activity – 9M 2025
2. Revenue and business activity – 9M 2025 Business activity – 9M 2025 11 Supply for sale (5,084 units): -12% vs 9M 2024 • Supply/total market ratio identical to 2019 level Reservations: 7,106 units, -12% in 9M, in line with change in supply; Residential -7% in Q3 Real Estate • Retail sales: -14% by
Slide 12: Continuing our highly selective approach to development
2. Revenue and business activity – 9M 2025 Continuing our highly selective approach to development 12 Programmes launched Ongoing review of supply since 1 January 2024 in planning stage In line with market conditions In light of the context and the targeted analysis of BUSINESS ACTIVITY AT 30 SEPTEM
Slide 13: Supply for sale at end-September 2025
2. Revenue and business activity – 9M 2025 Supply for sale at end-September 2025 13 Breakdown of supply for sale Absorption rate: down to 5 months, Absorption 6 by project stage securing supply rotation and rate 5 resulting in virtually no unsold (# of months) completed homes (~100 units) Supply for
Slide 14: >7,000 reservations in 9M
2. Revenue and business activity – 9M 2025 >7,000 reservations in 9M: New home reservations in 9M Ongoing improvement in trends 14 in 2025, with supply for sale (by volume) aligned with market conditions Q1 2025 H1 2025 9M 2025 -12% (1) (-12% vs 9M 2024) Q1 2025 vs Q1 2024 H1H12025 vs 2024 9M9M2025
Slide 15: Ongoing growth among homebuyers buoyed by a targeted sales policy
2. Revenue and business activity – 9M 2025 Ongoing growth among homebuyers buoyed by a targeted sales policy 15 adapted to our clients’ purchasing power Nexity homebuyer reservations: ~20 sales launches in Q3 7th consecutive quarter of growth(1) (~70 launches YTD) 900 +45% 800 +23% vs Q2-24 Attracti
Slide 16: Low exposure to interest rate risk thanks to PTZ interest-free loan scheme
2. Revenue and business activity – 9M 2025 Supply/client positioning: Low exposure to interest rate risk 16 thanks to PTZ interest-free loan scheme Sample profile: Simulation First-time buyer at of the impact of higher interest rates on mortgage costs for first-time buyers purchasing a “T3” (3-room
Slide 17: Client mix – 9M 2025
2. Revenue and business activity – 9M 2025 Client mix – 9M 2025 17 9M 2025 mix reflecting strong momentum for homebuyers over the past 18 months: 28% of total reservations, BUSINESS ACTIVITY AT 30 SEPTEMBER 2025 Bulk Retail +9 points vs 9M 2024 mix sales: 52% 28% sales: 48% 34% -1 pt vs 9M 2024 +1 p
Slide 18: Services: Strong momentum in Serviced Properties and Distribution
2. Revenue and business activity – 9M 2025 Services: Strong momentum in both Serviced Properties and Distribution 18 Serviced Properties Distribution BUSINESS ACTIVITY AT 30 SEPTEMBER 2025 Student residences Coworking Specialised in Pioneer and leader 138 residences at end-September 93 sites at end-
Slide 19: Outlook
3 Outlook Bel v éd è re – Bord e au x ( G i ro n d e) BUSINESS ACTIVITY AT 30 SEPTEMBER 2025 19
Slide 20: Outlook: Guidance for 2025 confirmed
03. Outlook Guidance for 2025 confirmed 20 Barring any deterioration in the macroeconomic environment Return to Current operating profit for “New Nexity” (1) positive BUSINESS ACTIVITY AT 30 SEPTEMBER 2025 operating (vs negative COP for 2024, heavily affected by the transformation plan) profitabilit
Slide 21: Nexity contact details
Nexity 67 rue Arago 93400 Saint-Ouen-sur-Seine (France) Phone: +33 (0)1 85 55 19 12