Dhaka Bank Plc · DSEBD:DHAKABANK
Dhaka Bank — Debt Investor Presentation (September 2025)
8 slides from Dhaka Bank's debt investor presentation, September 2025
Slide 1: Dhaka Bank PLC 4th Subordinated Bond
DHAKA BANK PLC 4th SUBORDINATED BOND 30 Years of Excellence in Banking
Slide 2: Key Features of the Bond
KEY FEATURES OF THE BOND Issue Size BDT 400 Crore Credit Rating by ECRL Minimum Subscription BDT 10 Lac Long Term Short Term Outlook Tenor 7 Years Issuer AA+ ST-2 Stable Coupon Rate Issue AA Stable 13.04% (as of August 2025) Interest Payment (Coupon) Half Yearly, floating Cap or floor on interest ra
Slide 3: Repayment Structure
REPAYMENT STRUCTURE Investment Principal Repayment Start Fully Redeemed Year 1 Year 2 Year 4 Year 5 Year 6 Year 0 Year 3 Year 7 C C C C C C C C C P+C P+C P+C P+C P+C P = Principal (20% in each repayment) C = Coupon
Slide 4: Coupon Rate of the Bond
COUPON RATE OF THE BOND COUPON RATE COUPON (INTEREST) RATE +3.00% 13.04% Reference Rate + 3% Margin (no range) 10.04% REFERENCE RATE Average of private banks’ highest 6-months FD rates (except 4th & 5th Generation and Islamic Banks). To be refixed for every coupon payment. COUPON PAYMENT FREQUENCY *
Slide 5: Why Invest in This Bond?
WHY INVEST IN THIS BOND? HIGHER RETURN REDUCED ADVANCE TAX BURDEN Coupon rate will be re-fixed every six months; Advance Income Tax (AIT) is only 10% for offering higher risk-adjusted return compared Bond investments whereas 10.0% -20.0% for to other investment options. FD. 13.04% 10.50% 10.04% Indu
Slide 6: Why Invest in This Bond?
WHY INVEST IN THIS BOND? UNIQUE OPPORTUNITY LIQUIDITY Portfolio diversification by bond Coupon every six month Investment with higher returns Listed on the Alternative Trading Board (ATB) FASTER PAYBACK SAFE INVESTMENT Get back your principal faster Dhaka Bank is the top-rated bank by within 5 years
Slide 7: Who Can Invest in This Bond?
WHO CAN INVEST IN THIS BOND? Provident Funds (PF) and Gratuity Funds (GF) of Corporates Any individual or organization is eligible Microfinance Institutions (MFIs) to invest in this bond. However, the primary targeted investors other than financial institutions will be the following: High-Net-Worth
Slide 8: Thank You
Contact us: BRAC EPL Investments Limited Medona Tower, Level-13, 28 Mohakhali C/A, Dhaka - 1213 Anup Datta Araba Haque Head of Corporate Advisory Senior Analyst, Investment Banking THANK Phone: +88 01755-631724 Email: anup.datta@bracepl.com Mobile: +880 1755-631732 E-mail: araba.haque@bracepl.com YO
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