Turkiye Sigorta A.s. · BIST:TURSG

Turkiye Sigorta A.s — Investor Presentation (September 2025)

10 slides from Turkiye Sigorta A.s's investor presentation, Sep 24, 2025

  1. Slide 1: Non-life Insurance Sector 8M25 Premium Results

    Non-life Insurance Sector 8M25 Premium Results Publish date: 24/09/2025 Investor Relations, Türkiye Sigorta August 2025 |1

  2. Slide 2: Disclaimer

    Disclaimer This presentation is prepared by Türkiye Sigorta A.Ş., based on general ideas and it is subject to change without notice. It is based on information obtained from sources that the company believes to be reliable, but the company does not guarantee the authenticity and completeness of info

  3. Slide 3: Premium production, market share, portfolio and distribution breakdown

    1 Premium production 2 Market share 3 Portfolio breakdown 4 Distribution channel breakdown August 2025 |3

  4. Slide 4: Premium Production

    1 Premium Production MOD MTPL F&ND Health Mn TL Mn TL Mn TL Mn TL +50% +13% +34% +137% Türkiye 10,508 10,284 23,707 11,821 9,097 Sigorta 6,983 17,626 4,992 08/2024 08/2025 08/2024 08/2025 08/2024 08/2025 08/2024 08/2025 MOD MTPL F&ND Health Mn TL Mn TL Mn TL Mn TL +31% +52% +37% +64% 88,934 196,547

  5. Slide 5: Premium Production

    1 Premium Production Agriculture Engineering Accident Other Mn TL Mn TL Mn TL Mn TL +60% +21% +27% +40% Türkiye 18,291 6,465 3,758 8,210 5,350 2,955 Sigorta 5,850 11,455 08/2024 08/2025 08/2024 08/2025 08/2024 08/2025 08/2024 08/2025 Agriculture Engineering Accident Other Mn TL Mn TL Mn TL Mn TL +58

  6. Slide 6: Market Share

    2 Market Share 93,044 Motor Non-motor 20,793 Health 69,480 15,380 59,095 51,650 9,236 23,295 60,431 20,642 33,160 44,863 23,453 20,758 23,369 11,821 12,348 10,250 8,453 1,338 T Allianz Anadolu Axa HDI 08/2025 14.3% 10.7% 9.1% 7.9% 5.1% M. share (Δ yoy) 08/2024 14.5% 11.1% 9.4% 7.6% 5.0% Premium (Δ y

  7. Slide 7: Portfolio Breakdown

    3 Portfolio Breakdown 08/2024 08/2025 11% 14% 11% 15% 14% 11% 29% 8% 30% 13% MOD MOD MTPL 18% MTPL Health Health 20% Agriculture 18% Agriculture 8% 20% Engineering Engineering 7% F&ND 4% F&ND 5% Accident 5% Accident 27% 5% Other Other 25% 17% 16% 2% 5% 4% 2% 9% 9% 8% 9% Sector TS Sector TS August 20

  8. Slide 8: Distribution Channel Breakdown

    4 Distribution Channel Breakdown Sales channels year-on-year growth Direct Agency Bank Broker 81% 50% 41% 42% 49% 29% 37% 39% Sector TS Sector TS Sector TS Sector TS Sales channels distribution by top 5 4% 5% 1% 9% Direct 17% Agency 26% 67% 64% 73% 85% Bank 42% 6% 13% 4% Broker& 23% 1% 14% 14% 18% 1

  9. Slide 9: Investor Kit and contact information

    For the most recent earnings reports and notes: Investor Kit For further information: investor.relations@turkiyesigorta.com.tr Name Responsibility E-mail Phone Şahika Balbay Demiroğlu Director sahika.demiroglu@turkiyesigorta.com.tr +90 (212) 800 86 89 Recep Şahin Manager recep.sahin@turkiyesigorta.c

  10. Slide 10: August 2025 |10

    Sizin Kiymetinizi billiyoruz ; S sizioldugunuz gibi *” J (eyes Turki lider sigorta sikat olarak D kabullenmek Tipki bir Biz Sigortaciligin Mill Takimiyrz. yenilikei i g uven i, SS edie il Retamacicin ties tome caret a neye alle gelistiriyor ve bu gelisimi © deger oldugunu si Pernt her clance leger o

Türkiye Sigorta A.Ş. — Investor Presentation (September 2025) on 6ix