Senshu Ikeda Holdings,inc. · TSE:8714
Senshu Ikeda Holdings,inc — H1 FY2016 Earnings Presentation
18 slides from Senshu Ikeda Holdings,inc's earnings presentation, Nov 14, 2016
Slide 1: \-} I = N © ny SAH] 2+ RAR AA ea ot RMN NILF4Y
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Slide 2: Contents
{CBR ] I ¥RB2F9AM RAOMR 1 RR (1) BRINE 4 UTR Fr 1 (2) HERR IN ERAT 7, 2 2 ERMEOKR (1) RH i, 3 (2) Ae BYR ee eee 4 (3) Bay BE 7) ra 4 (4) Aimer BR ee ee 5 3 Fs BR ee ee F 4 RBH 7 ee 6 5 ROE 7 re 1 6 RRARRUBL AK 7 ee 7 7 Bits RR BUR ee ee 7 8 BORA (1) PERNA OILT 4 UIA (BAB) Fe 8 (2) TH RINSRT (BAR) Sy
Slide 3: Consolidated income statement
I FRBFOAR REOMR 1. BK (1) MERNAILT 4 YTR Gta) (PHBCRARS - PHBA A aatAe<—-z) PHB at aS (BAR) 2149 A 28% 9 AW 274 9 ARAL 1 | eaao Fl at 31, 357 36, 867 5, 510 2 ARAB 27, 339 25, 838 Ai, 501 3 ISLS |S Fl at 7, 672 6, 657 Al, 015 4 EOS A he A3, 654 4, 370 8,024 5 | BRR (A) 24, 649 25, 888 1, 239 6 | SRR
Slide 4: Non-consolidated income statement
SeSeUSREONDASCLP PVMOAHPWHNH = PPRR RP ER WWW WH WWHWWNNNNNNNN ND ED OnARBNA=SDSCHSADATHEANASHSCANUABDAKRHAN =A S 2) A RINSRAT [HA] (BB) 2749 AHA 284 9 AM 274 9 ARAL SA EE 27, 863 32, 692 4, 829 (Ay SBMA) (32, 862) (29, 809) (A3, 053) APA 27, 959 25, 720 A2, 239 SSW SAR 3, 857 3, 003 A854 EOS A HE A
Slide 5: Deposits and loans balances
2. ERDEOKR EB RIN ERAT [BAK] (1) Rae QO #NRS (BAR) 27% 3 AK | 279 AK | 83 AX | 829A 274 9 ALE 284 3 ARLE Bzaseee 1, 912, 885 | 1,922,841 | 2,021,670 | 2,027, 125 104, 284 5, 455 AG—y 1, 743, 166 | 1, 735,098 | 1,730,397 | 1, 724,824[ A10,274 A5, 573 feoO—y 1,716,611 | 1,709,020 | 1,701,561 | 1,692,8
Slide 6: Loans, securities and unrealized gains
(BAF) 2742 3 A | 27 OAR | WHSARK | 2HEOAR 274 9 ARLE |284F 3 ALL AS 3, 744,025 | 3,726,519 | 3,726,769 | 3, 746, 111 19, 592 19, 342 [Sb4y9—AYb 83, 583 76, 686 67, 960 70, 869 AS, 817 2, 909 EARS 1,028,510 | 1,023, 450 | 1,050,926 | 1, 046, 607 23, 157 A4, 319 TAKA 850, 231 863, 556 911, 572 937, 24
Slide 7: Loans by category
(4) #ifiakss OQ AmrFPANeS (BAF) 2 3 AR | WHOA | WHZAK | BOAR 274 9 AKL |284F 3 AR AMTASH (AH) 1,163,549 | 1,022,940 | 1,051,825] 1, 085, 706 62, 766 33, 881 Bla 164, 153 74, 181 76, 259 67, 136 AT, 045 AQ, 123 iT 51, 256 43, 367 49, 338 43, 318 A49 A6, 020 +H 273, 480 238, 985 277, 505 274, 767 35,
Slide 8: Yields and interest margins
3. FR HEB RIN ERAT [BHA] OQ #6 (9%) 27% 3 Ait | 70 AM | 283A | SOAm 27% © AML|20% 3 ARAL Pes ohlel (A) 7.30 7.32 7.28 719] _A0.13 Z0. 09 Amel (B) 1.33 1.26 1.24 1.15 0.10 20.09 Ahi S FE 1.28 1.59 1.48 137 ‘0.22 0.11 HSE A Ce) 1.05 7.01 1.03 0.99 0.02 20.04 Was (D) 1.09 7.03 1.04 1.02|A0.01 0.02 H2Sh
Slide 9: ROE, employees and branches
5. ROE HEB RIN GRIT [BAK] (%) 273 All | 279 AM | 853 AM | FOAM 21% 9 AME] 20% 3 ARE iar OPE 8.07 5.21 5, 54 8. 10 2. 89 2. 56 RAR 3.07 5.23 5 52 746 2.23 194 a7 RBMEA— 2 9, 53 9.92 8.42 5. 69 4.23 A273 a CAHR) MURR A 7.97 7.59 6.57 7.29 A0. 30 0.72 6. ERERARUMAR ERNST (ALIA) @ Ras (A) 273 AK | VEOAK
Slide 10: Capital adequacy ratio
8. BORA (1) ERIN AROILT 1 UTR (BARE) (BAR) 2IE SAR | 29 AR | BZA | BFOAK GREE) |27 9 ARLL|28 3 AA BORA (%) 10. 09 10. 99 10. 59 10. 42 AO. 57 AO. 17 BORA (A) —(B) 268, 401 296, 167 288, 687 287, 539 AQ, 228 Al, 148 SYRIA (A) 275, 747 302, 678 297, 309 296, 012 A6, 666 Al, 297 36, Bib, ABBA 153, 292
Slide 11: Securities valuation gains and losses
TI BHtSoKknR 1. VAD RBREOKR EE NSB AT D BK (BAR) 273 AR | AHOAR | 2HSARK | 2F9AR 214 9 ARLE 284 3 AALL The THE 2,494 2, 887 1, 750 1, 785 Al, 102 35 SE aE 42, 300 41, 859 39, 801 33, 583 A8, 276 A6, 218 SHAUL REE = 88 5 5 A83 0 RRA 11, 192 11,019 10, 599 10, 562 A457 A37 Ea 55, 988 55, 853 52, 156 4
Slide 12: Securities valuation (non-consolidated)
@ Bie (BAF) 273 AK | 27OAR | 2ESAR | BOAR 27 9 AARIL| 28S 3 AALL Bate AE 3,522 4,087 2, 628 2,583 Al, 504 A45 3 ie HE 54, 195 53, 295 50, 252 47,011 A6, 284 A3, 241 SHAVER RE = 88 5 5 A83 0 RHA 13, 538 13, 282 12, 834 10, 835 A2, 447 A1, 999 a it 71, 255 70, 753 65, 721 60, 436 A10, 317 AS, 285 GE)
Slide 13: Customer deposit assets and balances
2. BASSE SORKR ith SRN SAT OQ Bik (BAF) IE 3 AR | 749A | 843 AR | 829A 2747 9 A ARIL|284 3 ALI Ras Se 16, 198 16, 290 16, 232 11, 339 A4, 951 A4, 893 TARR S| Se 5, 402 5, 372 5, 455 6, 215 843 760 {2a S| 10, 796 10, 917 10,777 5, 123 A5, 194 A5, 654 ($4) GA GRT+BRBEF SH 2 tt) (BAF) 27% 3 AR | 7HIAR
Slide 14: Non-performing loans
4. SRB AAR AEORKR HERR IN GRIT [BAK] (BBA, %) 213 AK | 27 OAR | 2HSAK | 29AK 274 9 AR L|284 3 ALL RERERERUCH ICES SRM 6, 437 6, 359 4, 648 4,317| _ A2,042 A331 fe IRE 38, 676 38, 638 37, 149 31,257 | _A7, 381 A5, 892 Sew 11, 192 11, 107 10, 604 10, 567 A540 A37 Bit (A) 56, 306 56, 104 52, 403 46,142
Slide 15: Coverage of non-performing loans
5. Saket AR TRAEO RR HERR IN GRIT [BAK] BRR (BAR. %) 27 3 AR | 2729 AR | 843 AK | 29AR 2746 9 APRLL|284F 3 ARLE 2H (C) 50, 842 48, 852 47, 098 41, 022 AT, 830 A6, 076 HHS 13, 250 12, 089 13, 664 8,777 A3, 312 A4, 887 HOR: REE 37, 591 36, 762 33, 433 32, 245 A4,517 Al, 188 [RE (Cc) 7 (A) l 90. 29 | 8
Slide 16: Loans by industry
6. RHANRKE HERR IN GRIT [BAK] (1) RBWRHSRE (BAF) TE ZAR | 7749 AR | BESAR | 82HOAR 27% 9 ARIE 28% 3 A ARE EIAIE? (BS < ‘$5 EBS BRE Lah SE) 3,656,051 | 3,657,940} 3,752,067 | 3,751, 950 94,010 All7 SuaR 341, 673 338, 912 347, 553 345, 335 6, 423 A2, 218 BR, ME 961 711 846 922 145 76 RE 93 46 140 68 2
Slide 17: Loans by industry (non-consolidated)
(2) RBNVADSHRERS (BAF) 274 3 AR | 2749 AR | 823A | 2F9AR 27 9 ARIE 284 3 ALL BARS (BR < $5 | ISSO A BHSE) 55, 988 55, 853 52, 156 45, 936 AQ, 917 A6, 220 Riex 15, 908 16, 226 14, 887 9,542 A6, 684 AS, 345 BR, WE 448 441 441 438 A3 A3 bes = = = - - = Sh, RER, WHR = = = = = = aed 5, 992 5,527 4, 943 4
Slide 18: Non-performing loan disclosure and coverage
7. BOB ERR CSAS ARTA: UAT SHR A RINSRIT (EK) (ERLIBE 9 ABLE) (EAL %) ACHE (ERS SERB EKO Bonde 27 EE HR: RSS SBE WR : STRAHL SOA HR: RE : is ZO RHSe 5 SE - DH Pay ERS ne ick | sia | ROR RS ane ERS | om |] oom | oom | wom same | gow BBRAE SE - - EEE BAR EE 7 7 3 13 ©) O BRUCHSIZ AS ORE 39 3] 100. 00 S
Senshu Ikeda Holdings — H1 FY2016 Earnings Presentation on 6ix