Provident Financial Holdings, Inc. · NASDAQ:PROV

Provident Financial — Q1 FY2022 Earnings Presentation

19 slides from Provident Financial's earnings presentation, Oct 26, 2021

  1. Slide 1: Provident Financial Holdings, Inc.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  2. Slide 2: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  3. Slide 3: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  4. Slide 4: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  5. Slide 5: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  6. Slide 6: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  7. Slide 7: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  8. Slide 8: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  9. Slide 9: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  10. Slide 10: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  11. Slide 11: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  12. Slide 12: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  13. Slide 13: (1) The interest rate described in the rate column is the weighted-average interest rate

    (1) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item.

  14. Slide 14: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  15. Slide 15: Deposits and Borrowings

    (1) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item. As of September 30, 2021 2020 Balance Rate (1) Balance Rate (1) DEPOSITS: Checking accounts – non interest-bearing $ 12

  16. Slide 16: (1) The interest rate described in the rate column is the weighted-average interest rate

    (1) The interest rate described in the rate column is the weighted-average interest rate or cost of all instruments, which are included in the balance of the respective line item.

  17. Slide 17: PROVIDENT zk.

    PROVIDENT zk. Provident Financial Holdings, Inc.

  18. Slide 18: Asset Quality

    (1) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item. ASSET QUALITY: As of As of As of As of As of 09/30/21 06/30/21 03/31/21 12/31/20 09/30/20 Loans on non-accrual sta

  19. Slide 19: (1) The non-performing loans balances are net of individually evaluated or collectively evaluated

    (1) The non-performing loans balances are net of individually evaluated or collectively evaluated allowances, specifically attached to the individual loans and include fair value adjustments.

Provident Financial Holdings — Q1 FY2022 Earnings Presentation on 6ix