Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — PT Bank Internasional Indonesia — Q1 2014 Earnings Presentation
36 slides from Malayan Banking Bhd's earnings presentation, 2014
Slide 1: Perkembangan Bank Internasional Indonesia (BII) 1Q2014 Results
Perkembangan Bank Internasional Indonesia (BII) PT Bank Internasional Indonesia Tbk Rapat Komite Informasi LPS 1Q2014 Results Jakarta,
Slide 2: Service Quality Awards – The Legend Grade Achievement
Service Quality Awards – The Legend Grade Achievement Five Consecutive Years Top Performers Customers Satisfaction Survey from ISMS Trisakti & Infobank Magazine Page 2
Slide 3: Table of Contents
Table of Contents Executive Summary BII in Brief Financial Performance Strategy and Headline KPI Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 3
Slide 4: Summary of 1Q14 Results
Summary of 1Q14 Results (All numbers are consolidated and according to Bank Indonesia classification unless otherwise stated) Page 4
Slide 5: Highlights for 1Q2014
Highlights for 1Q2014 Profit After Tax and Minority Interest (“PATAMI”) decreased by 39% (yoy) to Rp189 billion due Profit to squeeze in NIMs and provisions for selected corporate debtors Loans portfolio grew by 27% (yoy) to Rp101.3 trillion Growth in all business segments as Business Banking
Slide 6: BII in Brief
BII in Brief Page 6
Slide 7: Profile and Corporate Structure
Profile and Corporate Structure Profile Corporate Structure Established : 15 May 1959 Total Assets : Rp140.1 Trillion 78.98% Total Equity : Rp12.5 Trillion PUBLIC < 5% LONDON BRANCH Market Capitalisation : Rp18.6 Trillion 18.31% 2.71% Position in Indonesia : Rank #9 in terms of assets (as of March 2
Slide 8: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias* Spencer Lee Tien Chye Commissioner and PCEO of Maybank Commissioner Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Independent Independent Commissioner Commissioner Co
Slide 9: Board of Directors
Board of Directors Lani Darmawan Jenny Wiriyanto Director Director Taswin Zakaria President Director Thilagavathy Ghazali M. Rasad Dhien Tjahajani ** Ani Pangestu Nadason Director Director Director Director **) Appointed in EGMS on 12 March 2014 and will be effective after obtaining approval from Ot
Slide 10: Building a strong network footprint and present in all Indonesian Provinces
Building a strong network footprint and present in all Indonesian Provinces Integrating multi customer touch points to serve all segments Branch Network Key alternate Channel PAC Sharia Micro MKK Present at the heart of community Sales Branch ATMs person and CDMs As of March 2014, Front we have 422
Slide 11: Innovative Products and Comprehensive Financial Solutions
Innovative Products and Comprehensive Financial Solutions For Individual Customers For Corporate Customers & Entreupeneurs We work closely with our customers to achieve their potential Cash Management Solution COOLPay & COOLBanking Page 11
Slide 12: Enhanced e-banking capacity and features have increased users and transactions
Enhanced e-banking capacity and features have increased both users and number of transactions Mobile Banking Number of Users Number of Transaction 63% 33% Mobile banking with new IT platform and applicable at all type of mobile devices Mar-13 Mar-14 Mar-13 Mar-14 Internet Banking Number of Users Num
Slide 13: Financial Performance
Financial Performance Page 13
Slide 14: PATAMI decreased by 39% due to squeeze in NIM and provisions
PATAMI decreased by 39% due to squeeze in NIM and provisions for selected corporate debtors 4Q13 FY2013 Rp. Billion 1Q13 1Q14 1Q14 vs 1Q13 A B C D D/C 1,461 5,801 Net Interest Income 1,380 1,447 4.9% 583 2,293 Non Interest Income 520 504 (3.0%) 2,044 8,094 Gross Operating Income 1,900 1,952 2.7% (1,
Slide 15: Total Assets grew by 18% (yoy) to 140.1 trillion
Total Assets grew by 18% (yoy) to 140.1 trillion Dec-13 Rp. Billion Mar-13 Mar-14 YoY A B C C/B 102,030 Loans 79,747 101,317 27.0% 3,639 Government Recap. Bonds 3,709 3,634 (2.0%) 17,167 Other Earning Assets 19,804 17,543 (11.4%) 140,707 Total Assets 118,334 140,077 18.4% 107,240 Deposits from Custo
Slide 16: Financial Ratios
Financial Ratios Consolidated Mar-13 Mar-14 Bank Only Mar-13 Mar-14 A B B- A A B B- A Profitability Profitability Return On Assets 1.48% 0.80% -0.68% Return On Assets 1.31% 0.59% -0.72% Return On Equities (Tier 1) 14.35% 6.71% -7.64% Return On Equities (Tier 1) 12.97% 4.96% -8.01% Net Interest Margi
Slide 17: Strong loans growth across all segments
Strong loans growth across all segments Business Banking continues to lead LDR & Total Loans Rp Trillion Rp Trillion Mar-13 Mar-14 ∆ Global Banking 22.9 28.5 24% Business Banking 27.6 36.1 31% Retail Banking 29.3 36.7 26% Total 79.7 101.3 27% Loans by Business Segment Loans grew by 27% (yoy) despi
Slide 18: Loan Quality
Loan Quality Asset Quality – BII (consolidated) Asset Quality – BII Finance (consolidated) 3.04% 2.85% 2.34% 2.19% 2.18% 2.24% 1.99% 1.85% 1.70% 1.74% 0.10% 0.10% 1.47% 2.11% 2.05% 0.12% 1.43% 0.09% 0.08% 1.45% 1.55% 0.07% 0.10% 1.26% 1.43% 1.10% 1.13% 0.09% 1.02% 0.08% 0.81% 0.73% 0.07% 0.07% 0.62%
Slide 19: Strong increase in Deposits led by robust growth in Savings
Strong increase in Deposits led by robust growth in Savings Deposits from Customers by Business Segment Deposits from Customers by Type 21% 21% 16% 17% 15% Global Banking 49% Mar-13 51% Mar-14 Business Banking Mar-13 22% Dec-13 Mar-14 23% 23% Retail Banking 63% 60% 62% 30% 29% Current Account Saving
Slide 20: Strong Growth in Customer Deposits 1Q14 which grew 219% (yoy)
Strong Growth in Customer Deposits 1Q14 which grew 219% (yoy) Its strategy to be product provider and offer Syariah solutions across all Business Segments show encouraging results following the implementation of its revamped business model last year – Syariah financing increased significantly by 23%
Slide 21: Fee Income
Fee Income Fee Income (Rp Billion) Mar-14 Mar-13 Rp Billion 520 Related to Auto Business (2-Wheelers & 4-Wheelers) 504 173 169 Related to Auto Business (2-Wheelers & Collection of receivables previously written-off 23 27 4-Wheelers) Collection of 169 Arranger & Syndication Fees 173 1 9 receivables p
Slide 22: CAR, Ownership, Share Price Performance & Company Rating
CAR, Ownership, Share Price Performance & Company Rating CAR Share Price Performance 15.48% 15.66% Highest: Rp440 300,000 15.00% 15.26% 16.00% 14.86% 14.34% (20 Feb 2013) 13.84% 13.13% 13.48% 13.12% 13.42% 250,000 12.81% 14.00% 13.68% 13.29% 200,000 13.29% 12.96% 12.72% 12.00% 12.83% CAR Minimum 10%
Slide 23: BIIFinance: Remains profitable, however tighter regulations impacted 1Q2014 growth
BIIFinance: Remains profitable, however tighter regulations impacted 1Q2014 growth Revenue and PBT (Rp Billion) Unit Financing (unit) (Stand Alone) (Consolidation) 14,000 300 Total Revenue 11,786 12,000 11,485 259.57 10,668 Profit Before Tax 10,190 10,000 194.01 200 8,000 6,000 100 73.57 4,000 63.53
Slide 24: WOM Finance: Increase in profit amidst tighter regulations
: Increase in Profit amidst tighter regulations primarily due to improving operational efficiency Revenue and PBT (Rp Billion) Unit Financing (‟000 unit) (Stand alone) (Consolidated) +6.8% 536 374 366 +0.3% 502 393 394 +7.52% +31.5 % 142 108 10 11 YTD Mar'13 YTD Mar'14 New Used Total YTD Dec'12 YTD
Slide 25: Strategy & Headline KPI
Strategy & Headline KPI Page 25
Slide 26: Building our competitive advantage through High Quality Service, Product Innovation
We are building our competitive advantage through High Quality Service, Product Innovation, Process Simplification and Regional Connectivity … Group Vision Statement To be a Regional Financial Services Leader Group Mission Statement Humanising Financial Services Across Asia Vision: To be the leading
Slide 27: Our Priorities in 2014
Our Priorities in 2014 1 Domestic Regional Transformation : a. a To ensure our regional growth orientation align with its regional economy potential b. b To sharpening our regional coverage and productivity through better understanding of local business and associated risks c. c Regional & Branches
Slide 28: Awards, Corporate Social Responsibility (CSR) & Event Highlights
Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 28
Slide 29: Service Quality Awards 1Q14
Service Quality Awards 1Q14 Top 1 in Service Quality 93.35 93.78 93.47 92.35 Five Consecutive Years Top Performers Customers Satisfaction Survey from ISMS Trisakti & Infobank Magazine 90.00 2009/2010 2010/2011 2011/2012 2012/2013 2013/2014 Other Awards in Service Quality Contact Center Service Exc
Slide 30: Other Awards 1Q14
Other Awards 1Q14 Other Awards Indonesia Banking Loyalty Award 2014 “Loyalty Program for Saving Account Conventional Champion Banking and “Top 5 Loyalty Champion” for Saving Account category from Markplus Inc. Top 50 Most Valuable Indonesian Brands from Brand Finance, 2014 Risk Management Awar
Slide 31: Focus Area of BII CSR Program
Focus Area of BII CSR Program Provide opportunity for better Promote winning culture & healthy life education through sports and health • Focus on providing • Support communities scholarships to young talents through health & sport from underprivileged programs families Promote • Support banking edu
Slide 32: CSR Highlights in 1Q14
CSR Highlights in 1Q14 “BII Berbagi “for Flood Victims BII Berbagi provides foods, disposable pants, medicine supplies for flood victims in Kelurahan Kampung Melayu & Bidaracina, Jakarta January 2014 “BII Berbagi “with Panti Wreda BII Pemuda branch, Semarang provides the supporting health utilit
Slide 33: BII Maybank Bali Marathon - 2014
BII Maybank Bali Marathon - 2014 BII Maybank Bali Marathon 2014 BII Maybank Marathon 2012 BII Maybank Bali Maratahon 2014 will be held in Gianyar Bali on 14 September 2014 and will have three categories - a full marathon (42.195 km), half marathon (21.0975 km) and 10 km run. On 22 April 2012, BII he
Slide 34: Event Highlights in 1Q14
Event Highlights in 1Q14 1. BII Syariah launch new product „BII Corporate Leasing iB‟, Jan„14 6. BII Woman One to support the „Run for Cervix‟ Program, Feb‟14 2. Grand Prize of Biingkisan Beruntun at KC MT Haryono, Jan‟14 7. MOU Signing Ceremony PT Asuransi Bintang with BII, Mar‟14 3. BII Press Conf
Slide 35: Thank You
LZ Thank You _
Slide 36: Disclaimer
Disclaimer Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward- looking statements) are derived from or a
PT Bank Internasional Indonesia — Q1 2014 Earnings Presentation on 6ix