Lhv Group As · OMXTSE:LHV1T
Lhv Group As — Q1 2022 Earnings Presentation
18 slides from Lhv Group As's earnings presentation, Apr 19, 2022
Slide 1: LHV Group Q1 results
LHV Group Q1 results 19 April 2022
Slide 2: Ensuring future growth
Ensuring future growth +75 EURm -397 EURm -0.8 mil NR OF UK LOANS DEPOSITS PAYMENTS +13 EURm +16,100 FUNDS BANK CUSTOMERS 2
Slide 3: Geopolitical effects on customer activity
Geopolitical effects on customer activity • • • • 3
Slide 4: Net profit behind the financial plan by -2.6 EURm
Net profit behind the financial plan by -2.6 EURm • • • • 4
Slide 5: Tranquil beginning of the year
Tranquil beginning of the year Deposits • • Loans (net) • • • 5
Slide 6: Lower fee and commission income
Lower fee and commission income • • • 6
Slide 7: Net profit behind the financial plan by -2.1 EURm
Net profit behind the financial plan by -2.1 EURm • • • • 7
Slide 8: Successful quarter for larger actively managed funds
Successful quarter for larger actively managed funds Assets under management and customers • • • Pillar II comparable pension funds NAV Index funds and pension fund Roheline change (YTD) NAV change YTD • 8
Slide 9: Net loss resulting from income tax expense related to dividend payment
Net loss resulting from income tax expense related to dividend payment • • • 9
Slide 10: Results largely in line with the plan
Results largely in line with the plan • • • • 10
Slide 11: Better customer experience and continuing growth in number of partners
Better customer experience and continuing growth in number of partners • • • • • 11
Slide 12: Sales volumes of all products increasing, COVID impact on claims
Sales volumes of all products increasing, COVID impact on claims • • • • 12
Slide 13: 3 months summary
3 months ↑3% ↓1% +75 EURm -47 th LOANS NR OF UK ↑5% ↓7% PAYMENTS ↑1% +16,100 -397 EURm +13 EURm BANK CUSTOMERS DEPOSITS +63 200 FUNDS 12.4 EURm 18.1% NET PROFIT PRE-TAX ROE 13
Slide 14: Annexes
Annexes
Slide 15: Liquidity and capitalization as planned
Liquidity and capitalization as planned Loan-deposit ratio LCR • • • T1 capital adequacy Total capital adequacy 15
Slide 16: Strong quality of portfolio
Strong quality of portfolio Corporate loans by ratings Corporate loans overdue porfolio • • LHV Finance loans overdue porfolio Retail banking loans overdue portfolio 16
Slide 17: Share information
Share information LHV share price and turnover • • • • Dynamics of LHV stock price and comparison indexes • 17
Slide 18: Madis Toomsalu, Meelis Paakspuu contacts
Madis Toomsalu madis.toomsalu@lhv.ee Meelis Paakspuu meelis.paakspuu@lhv.ee AS LHV GROUP TARTU MNT 2, TALLINN 6 802 670 INFO@LHV.EE LHV.EE