Provident Financial Holdings, Inc. · NASDAQ:PROV
Provident Financial — FY2026 Earnings Presentation
5 slides from Provident Financial's earnings presentation, Jul 28, 2026
Slide 1: Deposits and borrowings balances and rates
(1) Weighted-average yield earned on all instruments included in the balance of the respective line item. As of June 30, 2026 2025 Balance Rate (1) Balance Rate (1) DEPOSITS: Checking accounts – noninterest-bearing $ 86,859 — % $ 83,566 — % Checking accounts – interest-bearing 226,695 0.04 240,597 0
Slide 2: Footnotes: uninsured deposits and borrowing capacity
(1) Weighted-average rate paid on all instruments included in the balance of the respective line item. (2) Includes uninsured deposits of approximately $178.6 million (of which, $61.2 million are collateralized) and $158.7 million (of which, $54.0 million are collateralized) at June 30, 2026 and 202
Slide 3: Selected average balance sheets
(1) Weighted-average yield earned or rate paid on all instruments included in the balance of the respective line item. (2) Includes the average balance of noninterest-bearing checking accounts of $83.5 million and $87.5 million and the average balance of uninsured deposits of $169.0 million and $125
Slide 4: Footnotes: average balances and uninsured deposits
(1) Weighted-average yield earned or rate paid on all instruments included in the balance of the respective line item. (2) Includes the average balance of noninterest-bearing checking accounts of $80.7 million and $88.2 million and the average balance of uninsured deposits of $166.8 million and $127
Slide 5: Non-performing loan balances footnote
(1) The non-performing loan balances are net of individually evaluated or collectively evaluated allowances, specifically attached to the individual loans.
Provident Financial Holdings — FY2026 Earnings Presentation on 6ix