Avenuesai Ltd · NSE:CCAVENUE
Avenuesai — Infibeam Avenues — Q3 FY23 Earnings Presentation
22 slides from Avenuesai's earnings presentation, Feb 6, 2023
Slide 1: Filing cover letter to BSE and NSE
February 06, 2023 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Fort, Bandra Kurla Complex, Mumbai - 400 001 Bandra (East), Mumbai - 400 051 Company Code No.: 539807 Company Symbol: INFIBEAM Dear Sir / Madam, Sub: Investors Presentation
Slide 2: Earnings & Investor Presentation 3Q FY23
CCAvenue Omnichannel CCAvenue OmnichannelMobile MobilePayment PaymentApp App PAYMENTS | PLATFORMS A Global FinTech Company Earnings & Investor Presentation 3Q FY23 (Oct’22 – Dec’22) 6th February 2023
Slide 3: Disclaimer
Disclaimer This presentation contains certain words and statements concerning Infibeam Avenues Limited (“the Company”) and its prospects, and other statements relating to the Company’s expected financial position, business strategy, the future development of the Company’s operations and the general
Slide 4: Financial & Operational Performance – Q3'23
FINANCIAL & OPERATIONAL PERFORMANCE – Q3’23 First Listed Fintech in India
Slide 5: Infibeam, Strongly Positioned in India's Digital Space
Infibeam, Strongly Positioned in India’s Digital Space Q3 FY23 Key Business Developments Highest Ever Quarterly TPV GeM achieves staggering TPV Payments Licenses Total TPV crossed INR 1 Lac crore, GeM TPV crossed INR 1.5 Lac crore Received in-principal approval to highest ever in any quarter, by end
Slide 6: Superior Growth on Operational Front
Superior Growth on Operational Front Growth acceleration across all business segments Payments and Platforms Bill Payments Volume and Value Growth TPV: INR 4,000 cr Vol: 30 mn Q3 Q3 % change up 34% YoY up 30% YoY Particulars FY 23 FY 22 YoY ~43% 974,000 90% Gross margin 1 India Payments TPV Agents B
Slide 7: Earnings' Performance snapshot – Q3FY23 and 9MFY23
Earnings’ Performance snapshot – Q3FY23 and 9MFY23 Growth across all key parameters Q3FY23 Standalone Q3FY23 Consolidated India Payments + Sofwtare Platforms including GeM, Jio, STC, etc. Standalone + International Payments + Go Payments + Majority owned subsidiaries + Other associates Particulars P
Slide 8: Earnings' Performance snapshot – Q3FY23 and 9MFY23
Earnings’ Performance snapshot – Q3FY23 and 9MFY23 Growth across all key parameters Q3FY23 Consolidated Performance Snapshot Standalone (India Payments + Software Platforms incl. GeM, Jio, etc.) + Intl Payments + Go Payments + Majority owned subsidiaries + associates Particulars Q3FY23 YoY (%) 9MFY2
Slide 9: Superlative Growth
Superlative Growth High compound annual growth between 23%-75% Total Transaction Processing Value (INR Crore) * 75% Gross Revenue (INR crore) 40% 4yr CAGR 4yr CAGR 2,75,890 2,75,434 standalone 1,39,406 1,294 1,168 1,310 1,179 676 577 FY21 FY22 9MFY23 FY21 FY22 9MFY23 Achieved 12 months FY22 TPV in j
Slide 10: Guidance FY23
Guidance FY23 Well-poised for Growth Transaction Processing Value 1 INR 4.0 lac crore (up 37% YoY) Gross Revenue EBITDA PAT INR 1,600-1,700 crore INR 170-190 crore INR 110-125 crore (up 24%-31% YoY) (up 17%-31% YoY) (up 31%-49% YoY) 1 includes TPV from non-MDR (non-chargeable) payment options 9
Slide 11: Opportunity & Key Growth Drivers
Opportunity & Key Growth Drivers First Listed Fintech in India
Slide 12: India's Fintech Landscape
India’s Fintech Landscape Opportunity and Outlook How Big is the Opportunity? Ready to Capture the Bigger Pie Digital Payments Market : Transaction Value (INR Trillion) 385 Targeting INR 7.0-7.5 lac crore TPV run-rate in FY25 1 302 228 Transaction Processing Value (TPV) 2 162 INR 2.9 lac crore INR 4
Slide 13: Key Growth Drivers
Key Growth Drivers Focused on creating long-term profitable and sustainable business Large untapped market (online + offline) with various cross sell opportunities Supportive demographics, wide internet & mobile penetration, affordable smartphones & data pricing Payments – Macro Tailwinds Increasing
Slide 14: Annexure
Annexure First Listed Fintech in India
Slide 15: Among Pioneers in Fintech Payments and Software Platforms
Among Pioneers in Fintech Payments and Software Platforms Launched India’s First Retail Payment Gateway, CCAvenue Among preferred partners for banks to offer Payment Infrastructure Exclusive Contract with Govt e Marketplace to offer ecommerce infrastructure JioMart’s Ecommerce Platform is built and
Slide 16: Customer Segmentation
Customer Segmentation Company targets ‘merchants and banks’ for scalable and sustainable growth CUSTOMER SEGMENTATION Slide 16 Slide 17 Company is focused on low-cost, stable, scalable and sustainable business from Merchants and Banks 15
Slide 17: Merchant Centric Business Model (DCB)
Merchant Centric Business Model (DCB) Well positioned to leverage the Trillion-dollar opportunity Well positioned for the trillion dollar fintech opportunities 16
Slide 18: Bank Centric Business Model (Building Payments Infrastructure)
Bank Centric Business Model (Building Payments Infrastructure) De-risked and sustainable business model Leveraging fintech expertise for global expansion 17
Slide 19: Few Marquee Clients
Few Marquee Clients Marquee clients across industries INDIA UAE GCC c c c c Podar Education c c c c c India 8.4 million merchants; 11,700+ merchants added everyday 18
Slide 20: Building a long-term scalable and sustainable business
Building a long-term scalable and sustainable business o Focus on profitable revenue growth Building a sustainable o Processing profitable transactions business model o Increasing net take rate through cross-sell and up-sell o Building high margin business around core payments o Building vertical-ba
Slide 21: Building Business with Value and Ethics
Building Business with Value and Ethics Business Execution Quality Our Vision Enhance the way merchants and Low customers live, trade and transact Chargeback Ratio No Our Mission Penalty Ever Provide world class state-of-the- art fintech platforms for trade, commerce and payments Zero Dispute With F
Slide 22: Thank You
PAYMENTS | PLATFORMS Thank You Investor Relations Purvesh Parekh purvesh.parekh@ia.ooo +91 9930554588 To know more, visit us at: www.ia.ooo | www.ccavenue.com