Puregold Price Club Inc. · PSE:PGOLD
Puregold Price Club — 9M 2025 Earnings Presentation
24 slides from Puregold Price Club's earnings presentation, November 2025
Slide 1: NASAIYOANGPANALO NASAIYOANGPANALO NASAIYOANGPANALO
NASAIYOANGPANALO NASAIYOANGPANALO NASAIYOANGPANALO NASAIYOANGPANALO NASAIYOANGPANALO
Slide 2: 9M25 Results & Performance
9M25 RESULTS & PERFORMANCE Puregold Price Club, Inc. Presentation November 2025 Years of Serbisyong Always Panalo Para Sa Pilipino
Slide 3: Disclaimer
DISCLAIMER These presentations and/or other documents have been written and presented by Puregold Price Club, Inc. (PGOLD). PGOLD is solely responsible for the accuracy and completeness of the contents of such presentations and/or other documents. Third parties, other than PGOLD, do not have any res
Slide 4: Pure Play Philippine Food Retailer
Pure Play Philippine Food Retailer A Proxy for the Philippine Consumption Story • Robust topline growth from an enterprise with the broadest consumer segments • Healthy cash flows and a simple capital structure • Two marquee brands in Philippine retail: Puregold stores and S&R WHs • Beneficiary of a
Slide 5: Puregold Enterprise
Puregold Enterprise • Caters to the low income and low-middle income customers • Lower C, D and E market • Sari sari store customers/resellers • Popular local and small sized SKUs • Robust selling platform for all FMCG cos. doing business in PH • Membership shopping model • Catering to the upper inc
Slide 6: Shareholder Distribution
Shareholder Distribution Year EPS DIV 2016 2.00 0.40 2017 1.99 0.40 2018 2.24 0.40 2019 2.30 0.45 2020 2.81 0.50 2021 2.85 0.86 2022 3.24 0.97 2023 3.00 0.90 2024 3.62 1.81 5YR CAGR 9.5% 32.1% EPS DIV * In Dec 2022, new dividend policy to declare as dividend at least 30% of income of the previous ye
Slide 7: Pillars of Growth 2025 - 2026
Pillars of Growth 2025 - 2026 01 02 03 04 05 More Stores More Loyal Bigger & Profitable Robust Org Development Shoppers Baskets Supply Chain & ESG Sustainability • End to End Supply • Institute rollout of • +8% to 10% organic • High potential • Disproportionate shopper wholesale Chain Reinvention tr
Slide 8: Store Portfolio – 9M 2025
Store Portfolio – 9M 2025 GEOGRAPHIC COVERAGE KEY STATS NEW PG + S&R STORES 2025 TOTAL NUMBER 772 Opened OF STORES N.Luzon 198 359 hypermarkets 20 new Puregold Stores + 96 supermarkets 153 Puremart Stores 213 Metro Manila NO. OF STORES 65 extra/minimart 1 new S&R Warehouse, PER FORMAT 153 Puremart S
Slide 9: Financial Performance – 9M 2025
Financial Performance – 9M 2025 9
Slide 10: Operating Performance – 9M 2025
Operating Performance – 9M 2025 REVENUE CONTRIBUTION 34% 66% Puregold S&R 10
Slide 11: Financial Highlights – 9M 2025
Financial Highlights – 9M 2025 CONSO REVENUE GROSS PROFIT EBITDA MARGIN % MARGIN % NIAT 9M 25 Php 168.08 bn 18.7% 9.5% Php 7.3 bn YoY +10.6% +48 bps +5 bps +5.6% 11
Slide 12: Financial Performance – Conso 9M 2025
Financial Performance – Conso 9M 2025 NET SALES BREAKDOWN QTR NET SALES TREND in PHP Billions 10.6% 168.1 151.9 8.3% 110.7 102.2 15.3% 49.7 57.4 9M 24 9M 25 >> Record 9M 2025 net sales. Double-digit sales growth YoY for the group. >> 9M 25 YoY major contributors are higher ticket size in PG store an
Slide 13: Margin Trends – Conso 9M 2025
Margin Trends – Conso 9M 2025 >> Groupwide competitive pricing initiatives for market share volume growth tempered by effect of joint business plans with suppliers >> Higher OPEX due to more store expansion and increased business activities as well as increases in minimum wages starting 3Q23 >> Comp
Slide 14: CAPEX Guidance for FY 2025
CAPEX Guidance for FY 2025 CAPEX Budget of Php 6.35 billion in 2025 Php 1.9 billion for 30 new Puregold Stores Php 3.0 billion for 3 S&R WHs and 14 S&R QSRs Php 200 million for logistics capex Php 1.25 billion for maintenance capex, solar projects and IT upgrades 14
Slide 15: Revised Management Guidance 2025
Revised Management Guidance 2025 Consolidated Revenue Growth 7% to 9% target Gross Profit Margin Puregold Stores: 15.5% to 16.5% target S&R WH: 21.5% to 22.5% target 15
Slide 16: Update on Puremart Acquisition 2024
Update on Puremart Acquisition 2024 Acquisition Cost: Php 568 million EV/EBITDA Multiple: 4x # of stores: 153 stores Average Store size: 150 sqm Rationale: Address “proximity shopping” Cheaper costs (less than Php 2.5 million/store) 16
Slide 17: Thank you
Thank you LO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO O ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO LO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO ANG PANALO NASA IYO AN
Slide 18: Annex
9M 2025 RESULTS & PERFORMANCE Puregold Price Club, Inc. Presentation ANNEX
Slide 19: Financial Performance 9M25 – PGOLD Only
Financial Performance 9M25 – PGOLD Only NET SALES (in PHP Billions) GROSS PROFIT & MARGIN (in PHP Billions) 200 180 144.93 160 30,000 133.77 24.0% 22,882 115.14 124.3 140 25,000 120 102.24 110.73 20,178 21,239 22.0% 20,000 18,476 18,201 16,276 100 20.0% 80 15,000 16.4% 16.0% 16.2% 15.9% 18.0% 60 10,
Slide 20: Financial Performance 9M25 – PGOLD Only
Financial Performance 9M25 – PGOLD Only EBITDA & MARGIN (in PHP millions) NET INCOME & MARGIN (in PHP Millions) 15,000 20.0% 18.0% 13,000 16.0% 11,000 10,152 9,753 10,434 9,471 14.0% 9,000 15.0% 9,000 7,393 8,177 12.0% 8,000 6,522 13.0% 7,000 10.0% 7,000 5,557 5,773 6,240 11.0% 8.2% 8.2% 7.4% 6,000
Slide 21: Financial Performance 9M25 – S&R Only
Financial Performance 9M25 – S&R Only NET SALES (in PHP Billions) GROSS PROFIT & MARGIN (in PHP Billions) 80 74.24 70 65.27 60.00 57.35 20,000 70.0% 60 49.04 49.74 18,000 16,620 13,190 50 16,000 13,642 14,175 11,375 60.0% 40 14,000 12,000 11,607 50.0% 10,000 40.0% 30 8,000 20 6,000 23.7% 22.7% 21.7%
Slide 22: Financial Performance 9M25 – S&R Only
Financial Performance 9M25 – S&R Only EBITDA & MARGIN (in PHP millions) NET INCOME & MARGIN (in PHP Millions) 00 50.0% 10,550 45.0% 8,923 8,657 00 7,000 30.0% 8,209 40.0% 7,857 5,181 35.0% 6,000 25.0% 00 7,028 4,492 4,972 30.0% 5,000 4,302 20.0% 00 16.6% 14.9% 14.1% 13.7% 25.0% 4,000 3,452 3,637 14.
Slide 23: Financial Performance – 9M 2025
Financial Performance – 9M 2025 DEC 2024 9M 2025 Trade Receivables Days 6.3 4.5 Inventory Days 57.3 62.8 Trade Payables Days 38.2 37.1 Cash Conversion Cycle 25.4 30.2 Notes: 1.Average of inventory at the beginning and end of the period / cost of sales x 363 (for full year)) 2.Average of trade receiv
Slide 24: Sustainability Highlights 2024
Sustainability Highlights 2024 25