Banco De Credito E Inversiones · BCS:BCI

Banco De Credito E Inversiones — Investor Presentation (January 2026)

13 slides from Banco De Credito E Inversiones's investor presentation, January 2026

  1. Slide 1: Bci Group Corporate Structure Evolution Proposal - Investor Presentation

    Group Corporate Structure Evolution Proposal Investor Presentation January 2026 Corporate Presentation 2014

  2. Slide 2: We are embarking in a transformative Corporate Structure Evolution with significant growth potential

    We are embarking in a transformative Corporate Structure Evolution with significant growth potential  Banco de Crédito e Inversiones (“Bci”) is in the process of adapting its corporate structure through the creation of a Holding company (“Bci Group”) that will act as the parent entity for all of Bc

  3. Slide 3: We have achieved remarkable milestones during the last decade, and now is the time to determine the corporate structure

    We have achieved remarkable milestones during the last decade, and now is the time to determine the corporate structure needed for our next wave of growth Historical growth path Challenges for our future  More than US$90bn in Evolution of Total Assets, US$bn consolidated assets + ~2.2x Bci has beco

  4. Slide 4: We are proposing separating Bci into two independent entities, organized under a listed holding company

    We are proposing separating Bci into two independent entities, organized under a listed holding company Overview of the proposed Corporate Structure Evolution Domicile Chilean bank New entity Current structure Proposed structure Shareholders Shareholders Consolidated Bci Group Bci Peru, Bci Securiti

  5. Slide 5: As a result of this Corporate Structure Evolution, we will have two robust business verticals

    As a result of this Corporate Structure Evolution, we will have two robust business verticals with clearly-identified target markets “Bci Bank” (69% of assets)  LATAM FOCUSED Bci’s Corporate Structure Evolution as two separate, US$53bn ● 3rd largest privately held bank in Chile by A fully independe

  6. Slide 6: This Corporate Structure Evolution will trigger a series of benefits in the short and long term

    This Corporate Structure Evolution will trigger a series of benefits in the short and long term 1 2 3 Further support growth in Maximize value to Bci Add capital flexibility in the Chile and the US by optimizing shareholders, through a more form of diversification of capital allocation within the st

  7. Slide 7: We will crystalize each bank's financial strength, operational scale and business models more effectively

    We will crystalize each bank’s financial strength, operational scale and business models more effectively … BCI BANK CNB 61,864 23,274 19,636 TOTAL LOANS 45,376 43,519 41,792 (US$MM) 32,098 12,628 6,697 5,976 2,183 Peer 1 Peer 2 Peer 3 Peer 1 Peer 2 Peer 3 Peer 4 Peer 5 Consolidated Bank + 47bps MAR

  8. Slide 8: Impact of the Corporate Structure Changes on regulatory capital of the bank

    Impact of the Corporate Structure Changes on regulatory capital of the bank Capital ratios to be in line with historical levels. Total Capital ratio actually increasing, while CET1 / Tier 1 Capital ratios expected to normalize quickly as Basel III is fully implemented Bci consolidated regulatory cap

  9. Slide 9: We have identified a clear and transparent execution process that will offer the same conditions to all Bci shareholders

    We have identified a clear and transparent execution process that will offer the same conditions to all Bci shareholders Preliminary step-by-step overview of the Corporate Structure Evolution process Domicile Chilean bank Listed entity New entity 1 2 3 4 5 Incorporation Register and list Bci Group &

  10. Slide 10: We will maintain our ordinary course of business while we progress on this Corporate Structure Evolution

    We will maintain our ordinary course of business while we progress on this Corporate Structure Evolution (12 to 18 months) High-level timetable of the Corporate Structure Evolution Today 2026 2027 Outreach and continuous conversations with all shareholders and stakeholders throughout the Corporate S

  11. Slide 11: Closing Remarks

    1 This corporate evolution is a natural next step for Bci Strong rationale: enable growth, improve equity story, and 2 increase the capital flexibility of Bci Closing Remarks 3 All shareholders will have access to the same benefits We will maintain our strong commitment to all stakeholders and 4 emp

  12. Slide 12: Q&A

    January Q&A 2026

  13. Slide 13: Thank you.

    Thank you. • This presentation contains forward-looking statements in various places throughout therein, related to, without limitation, our future business development. Forward-looking information is often, but not always, identified by the use of words such as “anticipate”, “believe”, “expect”, “p

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