Allied Bank Limited · PSX:ABL
Allied Bank — Q1 2018 Earnings Presentation
19 slides from Allied Bank's earnings presentation, March 2018
Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Period Ended March 31, 2018 1
Slide 2: Contents
INVESTOR PRESENTATION – March 2018 Contents Description Slide No. Introduction 3 Major Highlights- Income Statement 4 Major Highlights- Balance Sheet 5 Investments 6 Advances & Asset Quality 7 Deposits 8 Key Ratios 9 Corporate Governance & Rating 10 Stock market Data 11 Awards & Achievement 12 Annex
Slide 3: Allied Bank
INVESTOR PRESENTATION – March 2018 ABL Asset Management Co. Ltd. Holding:100% Subsidiary On-site;1050 Off-site;294 Overseas ATMs: 1,344 Branches Bahrain WBU Domestic Export Branches;1,253 Processing Zone (Incld. 117 Islamic Br.) Allied Domestic Bank Rep Offices Branches AA+ Long Term A1+ Short Term
Slide 4: Major Highlights – Income Statement
INVESTOR PRESENTATION – March 2018 MAJOR HIGHLIGHTS – INCOME STATEMENT Rs. In Million Inc/(Dec) Mar-18 Mar-17 Rs. % Profit Before Tax 6,075 5,551 524 9% Profit After Tax 3,771 3,602 169 5% EPS - in Rs 3.29 3.15 0.14 4% • NIM reached Rs.8,012 million; 0.3%YoY – optimum earning assets mix • Prov. reve
Slide 5: Major Highlights – Balance Sheet
INVESTOR PRESENTATION – March 2018 MAJOR HIGHLIGHTS – BALANCE SHEET Rs. In Billion Inc/(Dec) Mar-18 Dec-17 Rs. % Inv estments 450 698 (248) -36% Adv ances 386 372 14 4% Total Assets 1,122 1,246 (124) -10% Total Deposits 906 884 22 3% Total Equity 111 107 4 4% • Balance sheet stood at Rs.1,122 Bln (U
Slide 6: Investments
INVESTOR PRESENTATION – March 2018 INVESTMENTS Mar-18 Dec-17 Var. Growth Mar-18 Dec-17 Pakistan Investment Bonds 159,701 237,631 (77,929) -33% 37% 35% Market Treasury Bills 218,058 390,385 (172,327) -44% 50% 57% Listed and Unlisted Shares 26,739 26,551 188 0.7% 6% 4% TFCs, Bonds, Sukuks and Mutual F
Slide 7: Advances & Asset Quality
INVESTOR PRESENTATION – March 2018 ADVANCES & ASSET QUALITY Market Share: 6% 420 8.0% 380 403 7.5% • Gross Advances reached Rs. 340 326 389 7.0% 349 Rs. in Billion 403 billion ( 4%) 300 6.8% 7.0% 341 6.5% • % Industry growth 4% 260 285 6.0% 6.4% • NPLs at Rs.16.7 billion ( 8%) 220 5.9% 5.5% 180 5.0%
Slide 8: Deposits
INVESTOR PRESENTATION – March 2018 DEPOSITS Market Share 7.2% 1,050 906 884 Industry Growth 1.7% 800 900 Deposits (Bln) 805 735 731 750 668 698 600 608 628 600 539 486 400 450 417 300 200 150 - - 2013 2014 2015 2016 2017 Q1 2018 Total Deposits CASA (Incld. Current Rem) Rs. In Billion Mar-18 Dec-17 G
Slide 9: Key Ratios and Channels
INVESTOR PRESENTATION – March 2018 Key Ratios 2018 2017 Banking Sector Ratios Q1 Q4 Q3 Q2 Q1 December 2017: ROA: 0.9% ROA (%) 1.3 1.1 1.2 1.2 1.3 ROE: 11.5% ROE (Tier I) (%) 18.7 17.0 17.0 17.1 19.1 CAR: 15.8% Capital Adequacy Ratio (%) 22.65 22.4 22.3 22.1 22.3 Channels 253 New branches 1,400 454 N
Slide 10: Corporate Governance & Ratings
INVESTOR PRESENTATION – March 2018 Corporate Governance & Ratings RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9+ Governance JCR-VIS continued commitment of the Board and Rating management of
Slide 11: Stock Market Data
INVESTOR PRESENTATION – March 2018 Stock Market Data Pakistan Stock Exchange Code ABL Bloomberg Code ABL PA Shares Outstanding (mln) 1,145.07 Market Capitalization (Rs. bln) 112.75 Market Capitalization (US$ mln) 970 Current Stock Price* 98.47 12M High/Low 103.44/ 76.72 *Stock Price as of March 31,
Slide 12: Awards & Achievements
INVESTOR PRESENTATION – March 2018 AWARDS & ACHIEVEMENTS Ranked amongst Top 25 Companies Top Issuer of PayPak Debit Cards in Pakistan Best Corporate and Investment Best Bank for CSR – Pakistan Bank - Pakistan Corporate Excellence Award 2017 by Management Association of Pakistan
Slide 13: Annexures
INVESTOR PRESENTATION – March 2018 Annexures
Slide 14: Income Statement – Standalone
INVESTOR PRESENTATION – March 2018 INCOME STATEMENT – Standalone Annexure A Rs. in Million US$ in Million Mar-18 Mar-17 Var. Mar-18 Mar-17 Var. Growth Mark-up/ interest Income 15,674 15,739 (65) 135 136 (1) 0% Mark-up/ interest Expensed 7,662 7,747 (85) 66 67 (1) -1% Net Mark-up/ interest Income 8,0
Slide 15: Income Statement – Consolidated
INVESTOR PRESENTATION – March 2018 INCOME STATEMENT – Consolidated Annexure A Rs. in Million US$ in Million Mar-18 Mar-17 Var. Mar-18 Mar-17 Var. Growth Mark-up/ interest Income 15,675 15,747 (72) 135 136 (1) 0% Mark-up/ interest Expensed 7,662 7,747 (85) 66 67 (1) -1% Net Mark-up/ interest Income 8
Slide 16: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – March 2018 Statement of Financial Position – Standalone Annexure B Rs. in M illion US$ in M illion ASSETS Mar-18 Dec-17 Var. Mar-18 Dec-17 Var. Growth Cash and Balances with Banks & Lending to FIs 209,738 94,711 115,028 1,808 816 992 121% Investments 449,710 698,082 (248,372)
Slide 17: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – March 2018 Statement of Financial Position – Consolidated Annexure B Rs. in M illion US$ in M illion ASSETS Mar-18 Dec-17 Var. Mar-18 Dec-17 Var. Growth Cash and Balances with Banks & Lending to FIs 209,729 94,699 115,030 1,808 816 992 121% Investments 451,063 699,324 (248,26
Slide 18: Disclaimer
INVESTOR PRESENTATION – March 2018 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Bank’s objectives, plans or goals discussed in Investor Conference Call are forward‐looking statements. These forwa
Slide 19: Thank You
INVESTOR PRESENTATION – March 2018 THANK YOU