Surgepays, Inc. · NASDAQ:SURG

Surgepays — Investor Presentation (April 2026)

15 slides from Surgepays's investor presentation, April 2026

  1. Slide 1: Investor Presentation

    NASDAQ: SURG​ April 2026 Investor Presentation A Wireless and FinTech Company “Built. Integrated. Ready to Scale.” 2 1

  2. Slide 2: Disclaimer

    Disclaimer This presentation has been prepared by SurgePays, Inc. (“we,” “us” or the “Company”) solely for informational purposes. This presentation and related discussion shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of securities. This pr

  3. Slide 3: Investment Highlights

    Investment Highlights NASDAQ: SURG Wireless and FinTech Company Share Price1 $0.8285 Over 200k Q4 2025 revenue Up 69% YoY Market Cap $19.4M Wireless Subscribers Shares Outstanding2 23.43M 138 Million Sub-prime High Insider Ownership Aligned Insider Ownership2 ~14% Target Market Opportunity3 with Sha

  4. Slide 4: Addressable Market

    Addressable Market: Over 138 Million Americans 1 The U.S. MVNO market size was $30B in 2024; expected to reach $52.9B by 2032. 2 • Serving communities that primarily rely on neighborhood stores • This consumer demographic visits c-stores multiple times per week • Prepaid wireless subscribers pay for

  5. Slide 5: Synergistic Revenue Channels

    Synergistic Revenue Channels Prepaid Wireless Subsidized Wireless Wholesale Wireless Retail POS Software LinkUp Mobile Torch Wireless HERO Platform Wireless Activations & Payments NASDAQ: SURG 2 5

  6. Slide 6: MVNO Prepaid: Phone in a Box

    MVNO Prepaid: Phone in a Box Prepaid Wireless • Monthly plans from $5-$50 a month • Unlimited talk & text in North America • Retail in-store and online distribution Growth Strategies SIM Card Only Kits • Add regional master distribution partners • Expand wireless dealer footprint • Upsell stores on

  7. Slide 7: MVNO Subsidized

    MVNO Subsidized: • Customers receiving government benefits such as EBT/SNAP (Food Stamps), Medicaid, etc., can qualify for Lifeline • Lifeline is a 40-year-old federal program that pays for phone service. 100,000+ Current Subscribers NASDAQ: SURG 2 7

  8. Slide 8: MVNE: HERO

    MVNE: HERO Mobile Virtual Network Enabler • “Wireless company in a box” for other companies • Billing software and customer service management platform (CRM) Wireless Companies • Provide bilingual customer service as needed Companies use the SurgePays platform in retail stores for activations and pa

  9. Slide 9: SurgePays Fintech Platform

    SurgePays Fintech Platform Wireless Plan Payments POS software enabling 3 rd party prepaid transactions at the checkout Debit Card Sell Bitcoin Reload NASDAQ: SURG 2 9

  10. Slide 10: SurgePays: In-store Marketing

    SurgePays: In-store Marketing Custom managed solutions for customer awareness and engagement • Utilizes mounted TVs and tablets to display rotating ads & videos • Custom stickers and stands with QR code and NFC (smartphone tap) capabilities NASDAQ: SURG 2 10

  11. Slide 11: Retail Distribution

    Retail Distribution Community Convenience Stores are SurgePays Points of Distribution Over 9,000 Stores on the SurgePays Network NASDAQ: SURG 2 11

  12. Slide 12: Revenue Growth Trend

    Revenue Growth Trend Quarterly Revenue ($US Millions) Revenue growth driven by disciplined capital deployment, with Q4 2025 $20.0 reflecting a deliberate shift toward capital $18.0 +69% $18.7 efficiency after scaling in Q3 2025. Year over Year $16.2 $16.0 $14.0 $12.0 $11.5 $10.6 $10.0 $9.6 $8.0 $6.0

  13. Slide 13: Competitive Advantages

    Competitive Advantages • Direct Carrier Contract with AT&T • 120 Bilingual Rep Operations Center • Own the High Margin Products • Own the Distribution Platform • Manage the Sale and Cash Flow NASDAQ: SURG 2 13

  14. Slide 14: Management Team

    Management Team Decades of Experience & Billions of Revenue Chelsea Pullano Derron Winfrey Brian Cox Chief Financial Officer President of Sales & Operations Chief Executive Officer Mark Garner Jeremy Gies Allison Seyler EVP Technology EVP Strategy & Compliance VP of Sales NASDAQ: SURG 2

  15. Slide 15: Thank You

    Thank You IR@SurgePays.com 3124 Brother Blvd, Suite 104 Bartlett, TN 38133 www.surgepays.com 2 15

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