Oak Valley Bancorp (ca) · NASDAQ:OVLY
Oak Valley Bancorp (ca) — Oak Valley Bancorp — Investor Presentation (June 2012)
13 slides from Oak Valley Bancorp (ca)'s investor presentation, Jun 8, 2012
Slide 1: Steady Course, Steady Growth – 2011 Annual Report
Pe STEADY | COURSE STEADY GROWTH Oak Valley Bancorp | 2011 Annual Report
Slide 2: Forward-Looking Statement
Forward-Looking Statement This presentation includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on management's know
Slide 3: Branch Footprint
Branch Footprint Oakdale Sonora Modesto – 12th & I Bridgeport Mammoth Lakes Bishop Modesto-Dale Turlock Stockton Patterson Ripon Escalon Modesto – McHenry Manteca
Slide 4: Assets by Branch (in millions)
Stockton 12th & I, Escalon Sonora Oakdale Modesto Bridgeport Mammoth Lakes Bishop, Dale Rd Turlock, Patterson, Ripon, LPO Modesto-McHenry, Manteca Assets (in millions)
Slide 5: Highlights
Highlights Strong NIM Solid Asset Quality Recognition for Achievements
Slide 6: Net Earnings before Preferred Dividends (in thousands)
Net Earnings before Preferred Dividends (in thousands)
Slide 7: Earnings Summary
Oak Valley Bancorp | 2011 Annual Report $30 Earnings Summary (in millions) $25 $20 $15 ae $10 39 47 $5. At : 24 2006 2007 2008 2009 2010 2011 jemeNet earnings 37 3.9 24 12 38 47 Net interest income 17.3 18.8 20.5 23.6 25.0 25.2 Non-interest expense 12.2 14.2 16.3 15.6 16.1 | (NPL expense 06 06 37 85
Slide 8: NIM – Year Peer Comparison
NIM – 5 Year Peer Comparison (Peer: CA Commercial Banks $300M-$1B (average))
Slide 9: Asset Quality
Asset Quality 2007 2008 2009 2010 2011 NPA to Assets OVCB 2.00% 1.47% 3.16% 2.22% 1.32% Peer 0.71% 2.20% 3.61% 3.66% 3.08% Net Charge-offs to Loans OVCB 0.10% 0.28% 1.04% 0.68% 0.29% Peer 0.13% 0.60% 1.47% 1.45% 0.98% Return on Average Assets OVCB 0.88% 0.47% 0.40% 0.88% 1.02% Peer 0.49% -0.15% -0.6
Slide 10: Achievements
Achievements KBW - 2011 Bank Honor Roll 45 banks and thrifts that have performed strongly over the past 10 years SNL - 2011 Top 100 Ranking of community banks with assets between $500M and $5B
Slide 11: Strategic Direction
Strategic Direction Relationship Banking High Level of Customer Contact Low-Cost Core Deposits Strong Risk Management Strategic Opportunity
Slide 12: Historic Stock Price Summary
Historic Stock Price Summary
Slide 13: Steady Course, Steady Growth
STEADY COURSE STEADY GROWTH [53 Oak Valley Bancorp | 2011 Annual Report
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