Cf Bankshares Inc. · NASDAQ:CFBK
Cf Bankshares — Shareholder Meeting (June 2021)
8 slides from Cf Bankshares's shareholder meeting presentation, Jun 2, 2021
Slide 1: CF Bankshares Inc. Annual Stockholders Meeting
CF Bankshares Inc. Annual Stockholders Meeting Wednesday June 2, 2021 Se CFBANK Columbus Cleveland Cincinnati Fairlawn Indianapolis
Slide 2: Forward Looking Statements
FORWARD LOOKING STATEMENTS Comments made in this presentation include “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 and are made in good faith by us. Forward-looking statements include but are not limited to:(1)projections of revenues, income
Slide 3: 1st Quarter 2021 Highlights
1stQuarter 2021 Highlights.Net income Increased 220%vs. Q1 2020 to $6.4 million. Earnings per share increased to $0.96/share, an increase of 220%vs. Q1 2020.ROA of 1.70%; ROE of 22.73%..Net interest margin increased 21bpsvs. Q4 2020.Book Value per common share increased $0.76(5%) to $17.55per share.
Slide 4: Strong Loan Growth and Credit Quality
Strong Loan Growth and Credit Quality. Consistent loan growth leading to annualized CAGR of 30.6% from 12/31/2017 –3/31/2021.Credit quality remains strong with a steady decline in Criticized & Classified Loans as a percentage of Total Loans. ALLL as a % of non-government guaranteed Loans was 1.95% a
Slide 5: Key Strategic & Business Focus
KEY STRATEGIC & BUSINESS FOCUS .Size and Scale to $2 Billion (near term objective)..Core Earnings Growth & Franchise Expansion. .Full Relationship Driven Sales approach. Emphasizing Recurring Revenue and Earnings streams..Positioning for future size & scale with $1 Billion potential in each of our 4
Slide 6: Earnings lift from Home Mortgage Lending enabled growth
.Earnings lift from Home Mortgage Lending (2020 was extraordinary year) enabled us to: .Grow Capital faster..Increase investment in Commercial and Retail Teams..Expand Market Presence & Footprint. .Set table for accelerated future Bank and Core Earnings growth..Proven track record of accomplishing q
Slide 7: Expanding Our Geographic Footprint
EXPANDING OUR GEOGRAPHIC FOOTPRINT(Major Metro Markets aligning with Boutique Business Bank Model).Indianapolis presence (4thMajor Metro Market).Eton (Cleveland Metro).Ohio City (Cleveland Metro).Polaris (Columbus Metro).Red Bank (Cincinnati Metro)*(Sale of C olumbiana County branches expected to be
Slide 8: Uniquely positioned Commercial Bank and Retail Franchise in 4 major Metro Markets
Uniquely positioned Commercial Bank and Retail Franchise with presence in 4 major Metro Markets plus Mortgage Lending Operation.. Potential for significant Regional Market presence in all 4 Metro Markets. .Full Service Commercial Bank, with a successful track record of competing vs. Regional Banks..