Beacon Financial Corporation · NYSE:BBT
Beacon Financial — Berkshire Hills Bancorp — Investor Presentation (May 2016)
8 slides from Beacon Financial's investor presentation, May 6, 2016
Slide 1: Forward Looking Statements
Forward Looking Statements. This document contains certain forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. These statements include statements about anticipated financial results. Forward-looking statements can be identified by the fact that they do not
Slide 2: Who We Are
Who We Are • • • • • • Assets: $7.8 billion Loans: $5.7 billion Revenue: $268 million Deposits: $5.6 billion AUM: $1.5 billion Branches: 93 plus lending offices Footprint: New England • • • • and New York Shareholders’ Equity: $887 million Market Capitalization: $902 million NYSE: BHLB Life is excit
Slide 3: 2015 Accomplishments
2015 Accomplishments Closed and integrated Hampden Bancorp, Inc. Announced, closed and integrated Firestone Financial Corp., a commercial specialty lending company Announced agreement to acquire 44 Business Capital, a market leading provider and facilitator of SBA guaranteed loans Consolidated 7 bra
Slide 4: 2015 Financial Highlights
2015 Financial Highlights • Core EPS - $2.09; GAAP EPS - $1.73 – 16% core EPS growth – 13% core revenue growth Double digit loan and deposit growth – 22% total loan growth: 29% commercial loan growth – 20% total deposit growth Efficiency ratio – 61.3% Significant improvements to ROA and ROE • • • Li
Slide 5: Shareholder Results
Shareholder Results • • 12% total shareholder return 6% dividend increase to $0.76(annual) in 1Q15 – 5% dividend increase to $0.80(annual) in 1Q16 2.7% dividend yield 4% increase in tangible book value – TBV/share: $17.84 2% increase in book value – BV/share: $28.64 • • • Life is exciting. Let us he
Slide 6: Our Financial Goals and Objectives
Our Financial Goals and Objectives Life is exciting. Let us help. Positive operating leverage Loan growth Expense management Process improvement Competitive dividend Drive profitability Return on assets > 1.00% Return on equity > 10% Return on tangible equity >15% Efficiency ratio < 60%
Slide 7: The Power of Investment
The Power of Investment • • • Culture Vision Footprint Life is exciting. Let us help.
Slide 8: The Power of Investment: Culture, Vision, Footprint
The Power of Investment ° Culture e Vision * Footprint Life is exciting. Let us help.
Berkshire Hills Bancorp — Investor Presentation (May 2016) on 6ix