Community West Bancshares · NASDAQ:CWBC

Community West Bancshares — Central Valley Community Bancorp — Merger or Acquisition (April 2017)

7 slides from Community West Bancshares's merger presentation, Apr 28, 2017

  1. Slide 1: Acquisition of Folsom Lake Bank

    Investor Presentation Acquisition of Folsom Lake Bank April 27, 2017

  2. Slide 2: Forward-Looking Statements

    Forward-Looking Statements 2 Certain matters discussed in this press release constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained herein that are not historical facts, such as statements regarding the Company’s cur

  3. Slide 3: Enhancing CVCY's Presence in Sacramento

    Enhancing CVCY’s Presence in Sacramento 3 Source: SNL Financial. (1) GAAP when available, otherwise bank call report for the most recent available quarter. FOLB Financial Highlights (1) Transaction Highlights  $1.7 billion in pro forma assets  Continue franchise expansion and increase market share

  4. Slide 4: Transaction Overview

    Transaction Overview 4 (1) Based on CVCY’s closing price of $23.43 on 4/27/2017. In-the-money stock options of FOLB will be assumed in the transaction. (2) Based on 12,198,580 CVCY common shares outstanding as of 3/31/2017. Diluted Transaction Value: Implied Price per Share: Transaction Structure: R

  5. Slide 5: Financial Impact and Assumptions

    Financial Impact and Assumptions 5 (1) Includes purchase accounting adjustments and transaction expenses. Price / Tangible Book Value: 2018e EPS Accretion: TBV Earnback: Internal Rate of Return: 1.71x ~ 3% < 2.5 years > 15% Pro Forma Capital Ratios(1): Loan Mark: Cost Savings Earnings: Tangible Comm

  6. Slide 6: Pro Forma Loan Composition (12/31/2016)

    $16 $39 $64 $73 $74 $75 $78 $93 $103 $120 2007Y 2008Y 2009Y 2010Y 2011Y 2012Y 2013Y 2014Y 2015Y 2016Y Pro Forma Loan Composition (12/31/2016) 6 Source: SNL Financial. Data per regulatory reports (FR Y-9C and bank call report), as applicable. Note I: Residential Real Estate includes home equity loans

  7. Slide 7: Pro Forma Deposit Composition (12/31/2016)

    $15 $44 $88 $93 $97 $110 $111 $125 $144 $164 2007Y 2008Y 2009Y 2010Y 2011Y 2012Y 2013Y 2014Y 2015Y 2016Y Pro Forma Deposit Composition (12/31/2016) 7 Source: SNL Financial. Data per regulatory reports (FR Y-9C and bank call report), as applicable. Note: Pro Forma loan balance does not include antici

Central Valley Community Bancorp — Merger or Acquisition (April 2017) on 6ix